<![CDATA[Investments]]>What can people invest in if they have between $10,000 to $40,000? Appreciate suggestions for those under $10,000 and those within $40,000.


:thankyou:

]]>https://forum.kiasuparents.com/topic/25831/investmentsRSS for NodeTue, 21 Apr 2026 20:51:29 GMTTue, 13 Sep 2011 04:56:36 GMT60<![CDATA[Reply to Investments on Sat, 31 Mar 2012 15:34:54 GMT]]>I've got to know/ in contact with an investment opportunity. For those that are interested to hear about it personally, do feel free to contact me at belindang@yahoo.com


I've done certain amt of analysis and assessment To me I feel it's a personal decision for one to feel/ decide if it's for real/ a scam. For me, I share with you what i feel is an opportunity.


Brief info
- invest S$27,200 and returns is $40,000 after 18mths.
- to do with property of a hotel style condo
- Legal paperwork done up by Drew & Napier Singapore
- has guranteee company for the investment amount

]]>https://forum.kiasuparents.com/post/738791https://forum.kiasuparents.com/post/738791Sat, 31 Mar 2012 15:34:54 GMT<![CDATA[Reply to Investments on Wed, 28 Mar 2012 07:08:46 GMT]]>Hi,


Anybody heard about or invested in TEP(Traded Endowment Policies) Its basically 2nd hand policies from UK.

]]>https://forum.kiasuparents.com/post/736773https://forum.kiasuparents.com/post/736773Wed, 28 Mar 2012 07:08:46 GMT<![CDATA[Reply to Investments on Tue, 27 Mar 2012 03:51:51 GMT]]>hi everyone! I’m new to this thread.


May i know, how many of us invest online from home, eg. Forex or options? how successful hv u been?

]]>https://forum.kiasuparents.com/post/735851https://forum.kiasuparents.com/post/735851Tue, 27 Mar 2012 03:51:51 GMT<![CDATA[Reply to Investments on Sat, 03 Mar 2012 02:31:18 GMT]]>In stocks

]]>https://forum.kiasuparents.com/post/722483https://forum.kiasuparents.com/post/722483Sat, 03 Mar 2012 02:31:18 GMT<![CDATA[Reply to Investments on Mon, 16 Jan 2012 02:23:31 GMT]]>

alng:
Hi, what are your views on the 10-year retail bonds to be issued by CMA, as announced in today's papers? Thanks!

did u get urs? i got only portion..

]]>https://forum.kiasuparents.com/post/691744https://forum.kiasuparents.com/post/691744Mon, 16 Jan 2012 02:23:31 GMT<![CDATA[Reply to Investments on Wed, 04 Jan 2012 11:41:56 GMT]]>Hi, what are your views on the 10-year retail bonds to be issued by CMA, as announced in today’s papers? Thanks!

]]>https://forum.kiasuparents.com/post/680866https://forum.kiasuparents.com/post/680866Wed, 04 Jan 2012 11:41:56 GMT<![CDATA[Reply to Investments on Fri, 16 Dec 2011 12:30:43 GMT]]>There is no such thing as to which investment option is better. All investment options have their risks and rewards. Even someone nvesting in very safe Singapore government bonds and assured of a fixed return stands the risk of the sum invested being eroded by inflation higher than the rate of return.


All investment options are cyclical in nature. Some cycles are quite short while others can be very long, even decades. Gold is an example, the price being depressed for more than decade before rising up strongly in the current cycle over the past few years.

Those in the high risk/reward category get rewarded handsomely during peaks and suffer heavy losses during troughs. Real estate is in this category.

The trick thus is to ride the cycles to your benefit. Alas this is easier said than done.

]]>https://forum.kiasuparents.com/post/664628https://forum.kiasuparents.com/post/664628Fri, 16 Dec 2011 12:30:43 GMT<![CDATA[Reply to Investments on Thu, 15 Dec 2011 12:09:07 GMT]]>I am not sure. Is it some property agents getting worried and wanting to get rid of properties still in their hands?

]]>https://forum.kiasuparents.com/post/663769https://forum.kiasuparents.com/post/663769Thu, 15 Dec 2011 12:09:07 GMT<![CDATA[Reply to Investments on Thu, 15 Dec 2011 08:17:11 GMT]]>Always? I know of plenty who have been burnt in real estate. Also, just look across the pacific to the hundreds of thousands of foreclosures in the US.


Its like any other investment, upside/downside, and risk management.

]]>https://forum.kiasuparents.com/post/663631https://forum.kiasuparents.com/post/663631Thu, 15 Dec 2011 08:17:11 GMT<![CDATA[Reply to Investments on Sun, 04 Dec 2011 16:46:42 GMT]]>With the current economical situation, I doubt there is good prospect for real estate development.

]]>https://forum.kiasuparents.com/post/654916https://forum.kiasuparents.com/post/654916Sun, 04 Dec 2011 16:46:42 GMT<![CDATA[Reply to Investments on Sat, 03 Dec 2011 14:00:02 GMT]]>Below link is the track records of Walton...


http://www.waltoninternational.com/wigi/track-record

Only 14% of their projects have exited. Majority of their projects launched in the last 10 years have not exited. I am surprised that they do not provide annual update of the project status.

]]>https://forum.kiasuparents.com/post/654510https://forum.kiasuparents.com/post/654510Sat, 03 Dec 2011 14:00:02 GMT<![CDATA[Reply to Investments on Sat, 03 Dec 2011 09:32:58 GMT]]>You need to understand more about land banking. The amount is paid and the money is liked sunk into the deep ocean as long as there are no developers interested in developing the land further into houses. It has been 8 years and we don’t hear any update from Walton. The sales staff would only "blast" about those customers who made money, and keep mum about those who suffer silently.


That’s why you need to really understand the business to make a informed decision.

]]>https://forum.kiasuparents.com/post/654393https://forum.kiasuparents.com/post/654393Sat, 03 Dec 2011 09:32:58 GMT<![CDATA[Reply to Investments on Fri, 02 Dec 2011 10:02:48 GMT]]>

sharon1234:

Be cautious. I am still holding on to this land which i bought from Walton 8 years ago. Have paid up in full, but don't see any hope of moving any further. If I can turn back the clock, i will DEFINITELY NOT buy into it.

Is there any loss in your capital after 8 yrs?

]]>https://forum.kiasuparents.com/post/653756https://forum.kiasuparents.com/post/653756Fri, 02 Dec 2011 10:02:48 GMT<![CDATA[Reply to Investments on Fri, 02 Dec 2011 06:54:28 GMT]]>

alng:
Has anyone heard of or invested in Walton International Group? They are getting investors to invest in undeveloped land in Canada and USA.

Be cautious. I am still holding on to this land which i bought from Walton 8 years ago. Have paid up in full, but don't see any hope of moving any further. If I can turn back the clock, i will DEFINITELY NOT buy into it.

]]>https://forum.kiasuparents.com/post/653514https://forum.kiasuparents.com/post/653514Fri, 02 Dec 2011 06:54:28 GMT<![CDATA[Reply to Investments on Fri, 02 Dec 2011 03:03:42 GMT]]>

KC Quek:
I had investment in land banking with Walton and cash out after they sold the land in 5 years. I got my money. I don't know about Profitable Plots. What I know is do our due diligence and always be alert.

Hi, what kind of due diligence have you done? Are you still holding any units with Walton now? And how do you monitor this investment? Thanks!

]]>https://forum.kiasuparents.com/post/653209https://forum.kiasuparents.com/post/653209Fri, 02 Dec 2011 03:03:42 GMT<![CDATA[Reply to Investments on Fri, 02 Dec 2011 02:52:28 GMT]]>I had investment in land banking with Walton and cash out after they sold the land in 5 years. I got my money. I don’t know about Profitable Plots. What I know is do our due diligence and always be alert.

]]>https://forum.kiasuparents.com/post/653194https://forum.kiasuparents.com/post/653194Fri, 02 Dec 2011 02:52:28 GMT<![CDATA[Reply to Investments on Fri, 02 Dec 2011 02:42:14 GMT]]>Land Banking is unregulated, so it will be difficult to get your money back if you need it back. Remember Profitable plots?

]]>https://forum.kiasuparents.com/post/653181https://forum.kiasuparents.com/post/653181Fri, 02 Dec 2011 02:42:14 GMT<![CDATA[Reply to Investments on Thu, 01 Dec 2011 09:47:22 GMT]]>Has anyone heard of or invested in Walton International Group? They are getting investors to invest in undeveloped land in Canada and USA.

]]>https://forum.kiasuparents.com/post/652619https://forum.kiasuparents.com/post/652619Thu, 01 Dec 2011 09:47:22 GMT<![CDATA[Reply to Investments on Fri, 11 Nov 2011 13:10:36 GMT]]>Not to mention there tiny amt of gold in our cellphones, TV too....


Sure, we know the 7 investment theories. One thing we aren't at the level of the experts, which precisely why we aren't into gold/silver yet less we are the handful of the last ones holding the ball....

Probably better to stick to what we understand best for the moment, as our wealth is :gloomy: now. Its better to be boring so that life can be interesting.

Though we might be tempted in future when we get there? 😓

]]>https://forum.kiasuparents.com/post/633162https://forum.kiasuparents.com/post/633162Fri, 11 Nov 2011 13:10:36 GMT<![CDATA[Reply to Investments on Fri, 11 Nov 2011 06:45:04 GMT]]>

linden2000:
The W8BEN form does not exempt S'poreans from 30% withholding tax on US dividends. But no tax on capital gains though.

Thanks for the clarification. Dividend is usually so insignificant and nobody cares.....I often receive a few 10s of dollars for some of the companies that invested in. It is usually very little after tax and commission from brokers that i don't bother. I'll rather the companies use the money for shares buyback than to distribute out dividend that is so so very little.

]]>https://forum.kiasuparents.com/post/632876https://forum.kiasuparents.com/post/632876Fri, 11 Nov 2011 06:45:04 GMT<![CDATA[Reply to Investments on Fri, 11 Nov 2011 06:22:01 GMT]]>The W8BEN form does not exempt S’poreans from 30% withholding tax on US dividends. But no tax on capital gains though.

]]>https://forum.kiasuparents.com/post/632853https://forum.kiasuparents.com/post/632853Fri, 11 Nov 2011 06:22:01 GMT<![CDATA[Reply to Investments on Fri, 11 Nov 2011 06:19:51 GMT]]>It seems that Warren Buffett’s view about gold is quite often quoted.


To be fair to gold, I’ll like to mention the use of gold that is lesser known.

Gold as a good reflector for infra red radiation is often used as a coating for satellites to prevent heating up by the infra red radiation from the sun. I don’t think I need to regurgitate the importance of satellites.

]]>https://forum.kiasuparents.com/post/632851https://forum.kiasuparents.com/post/632851Fri, 11 Nov 2011 06:19:51 GMT<![CDATA[Reply to Investments on Fri, 11 Nov 2011 04:59:21 GMT]]>

daddy2007:
WeiHan:

If people insist in buying shares, I'll suggest super-blue chips world brand names like Nestle, Johnson and Johnson etc...These companies sell products that people need to use no matter what happens to the financial systems and they are blue chips world brands that won't easily disappear. Their share prices are relatively stable compare to most other stocks. These brand names are whole lot better than any banks. That said, i am not in any of them. i believe in gold/silver only at the moment.


When buying US blue-chips, one must consider the estate duty, capital gain tax or dividend tax. Not forgetting about the currency exchange risk. It might not be cost effective at the end of the day.

My advise is beware of falling into the trap of buying \"Religion\" or \"You-won't-be-wrong-if-you-buy-this\" stock.

For those invest in GE or Xerox stock, take a look what has happened to them now.

Where is Eastman Kodak or Polaroid now? They were very solid stocks then

Looking back further in history, see the fate of \"Nifty Fifty\"
http://en.wikipedia.org/wiki/Nifty_Fifty

You sign a W8BEN form to declare that you are foreign investors. With that you are exempted from all taxes when you invest in US. That is the same whether you open an account with local brokerages or online brokerages like TDAmeritrade etc...Exchange rate is not really a risk if your investment is a sound one and profitable. The loss in exchange rate will most often be offset by the porfit from the investment if that investment is really a profitable one in ABSOLUTE term.

You see here....we are already trapped in the maze that fiat currencies have given us. When we talk about investments, people start bringing issues of exchange rate risk etc....which by right should have nothing whatsoever to do with a genuine investors. The central bankers and politicians of the past force down the throat on us the use of fiat currencies. As an investor or businessman, his genuine risk is whether he can produce his products or services at a market competitive rate and he can maintain a growth of customers base. rate exchange risk has should not have been his concern. then how do we we measure wealth since all currencies are constantly fluctuating against each other. Since early history, gold has always been an absolute measure. It is analogous to the sun and moon which we have used to mark time, day and night, in absolute term. Without that, all economic rythm will go heird wire.

The example you gave is totally different from mine. Kodak, polaroid etc...have their products replaced by new technologies. In this case, the invention of digital camera. In this sense, they don't qualify as blue chips. The example I gave was Nestle, as far as I see, I don't figure how their products can be replaced and there even are any rivals that are close to replacing them. When looking for investment, it is very important to look at this aspect, the entry barrier and whether the company has a monopoly. The same goes to Johnson and Johnson. I didn't really say that nothing will go wrong with these examples, I was just saying that they are way better than banks and financials.

I agree with you that when investing, one should be careful with the attitude that \"nothing will go wrong\". However, one should have his anaylsis based on as broad and deep information is available. Eventually you need to so to speak, press the button, right? All great investors have conviction with their final decision and stick with it. Like what Jim Roger said, he never see a rich technician. What he meant was that, all rich investors don't make it by timing the market. they make it by having conviction with their insight and analysis and hold their investments through ups and downs.

]]>https://forum.kiasuparents.com/post/632803https://forum.kiasuparents.com/post/632803Fri, 11 Nov 2011 04:59:21 GMT<![CDATA[Reply to Investments on Thu, 10 Nov 2011 17:30:46 GMT]]>

dicky:
Commodities are very much just an idea that people buy into, as with property. Just as Warren Buffet stay away from alot of profitable stocks such as dot.com and tech shares/stocks, we stay away from Gold/Silver simply for the very same reason that we don't understand it at this point in time.

Warren Buffet also can't understand investing in gold. He is puzzled by why investing in an asset that don't grow in value organically and based on supply-demand. Why dig out something (through mining) from the ground, buried it back again (through locking in safe & vault) and trade it.

Trading of commodities is of course a different story. Probably it is based on the Greater Fool Theory.

http://en.wikipedia.org/wiki/Greater_fool_theory
Akin like playing musical ball. When the music ends, see who is the last one still holding to the ball 😄

Kudos to those trade in commodities. :udaman: They must have the edge. Definitely I can't be at that same level to those commodities traders. Too complex for me

]]>https://forum.kiasuparents.com/post/632442https://forum.kiasuparents.com/post/632442Thu, 10 Nov 2011 17:30:46 GMT