<![CDATA[Wife Relief]]>Wife relief is $2000. Does anyone know how the figure is derived? Is this all a wife needs to survive if she is a full-time SAHM? S$5.80 a day?? (2000 divided by 365 days)? Can anyone enlighten me?

]]>https://forum.kiasuparents.com/topic/4543/wife-reliefRSS for NodeThu, 23 Apr 2026 16:21:28 GMTSun, 26 Jul 2009 03:24:23 GMT60<![CDATA[Reply to Wife Relief on Wed, 02 Sep 2009 02:11:18 GMT]]>

Luanee:
schellen:

Ya lor, cos enrichment programs are SO EXPENSIVE nowadays, might as well teach them ourselves.


I know of SAHMs who dont cook or do housework (got maid), dont teach (kids all have enrichment and tuition), and who are more interested in going for manicures and facials etc. Guess there are different categories of SAHMs - the tai-tais vs the housewives?

That's why I only call them SAHM if they really fulfill the M part of SAHM. (Giving birth to them only doesn't count hor.) Otherwise, they are just tai-tais cos they fulfill the \"wife\" role only.

]]>https://forum.kiasuparents.com/post/55219https://forum.kiasuparents.com/post/55219Wed, 02 Sep 2009 02:11:18 GMT<![CDATA[Reply to Wife Relief on Tue, 01 Sep 2009 07:04:40 GMT]]>Actually, don’t you think they would be the main contributors to the economy because they are the spenders? The wife relief would be ‘peanuts’ to them anyway, so they serve the economy well by paying GST (the more they spend, the more taxes they pay), ERP (they are bound to go out often)…they are the ones who keep the economy STRIVING - you’d miss them if they stop behaving the way they do…

]]>https://forum.kiasuparents.com/post/55077https://forum.kiasuparents.com/post/55077Tue, 01 Sep 2009 07:04:40 GMT<![CDATA[Reply to Wife Relief on Tue, 01 Sep 2009 06:44:45 GMT]]>

schellen:
Ya lor, cos enrichment programs are SO EXPENSIVE nowadays, might as well teach them ourselves.

I know of SAHMs who dont cook or do housework (got maid), dont teach (kids all have enrichment and tuition), and who are more interested in going for manicures and facials etc. Guess there are different categories of SAHMs - the tai-tais vs the housewives?

]]>https://forum.kiasuparents.com/post/55072https://forum.kiasuparents.com/post/55072Tue, 01 Sep 2009 06:44:45 GMT<![CDATA[Reply to Wife Relief on Mon, 31 Aug 2009 17:43:55 GMT]]>:?:

]]>https://forum.kiasuparents.com/post/54963https://forum.kiasuparents.com/post/54963Mon, 31 Aug 2009 17:43:55 GMT<![CDATA[Reply to Wife Relief on Thu, 06 Aug 2009 02:53:10 GMT]]>

concern2:

:rotflmao: That's why less marriages lah!!
No lah, just less marriages to high-maintenence wives...unfortunately the SG women have been lumped as such! 😛 :x

]]>https://forum.kiasuparents.com/post/47882https://forum.kiasuparents.com/post/47882Thu, 06 Aug 2009 02:53:10 GMT<![CDATA[Reply to Wife Relief on Mon, 03 Aug 2009 10:23:20 GMT]]>

Andaiz:
About FTWH getting to claim tai tai's (wife) relief...one diamond already cost more than that 2k relief hoh?

:lol: (sour grapes talking....)

:rotflmao: That's why less marriages lah!!

]]>https://forum.kiasuparents.com/post/46802https://forum.kiasuparents.com/post/46802Mon, 03 Aug 2009 10:23:20 GMT<![CDATA[Reply to Wife Relief on Mon, 03 Aug 2009 10:07:05 GMT]]>

3Boys:

Wife relief not meant to defray costs of child bearing lah, becoz even non-working wife like rich tai-tai without children already can take. Costs of child raising defray from child tax breaks, which is not bad lah, and quite new, so gahmen got think and plan for future lah, not say ignore child raising couples right?
Yes, gahmen needs to think through the future policies not provide stop-gap measures...

About FTWH getting to claim tai tai's (wife) relief...one diamond already cost more than that 2k relief hoh?
:lol: (sour grapes talking....)

]]>https://forum.kiasuparents.com/post/46798https://forum.kiasuparents.com/post/46798Mon, 03 Aug 2009 10:07:05 GMT<![CDATA[Reply to Wife Relief on Wed, 29 Jul 2009 12:14:56 GMT]]>

concern2:
Personally, I think gahmen should see/plan beyond immediate monetary gains. SAHM contributes to the FUTURE of our society. And we are talking about more educated SAHM choosing to take care of their own children - it's never a wife's decision alone anyway.
Gahmen needs to balance needs of all constituents lah. Less tax for SAHM (or husband thereof) means more tax for someone else. Is it fair or not? Can argue until cows come home, there is no correct answer. When I was married and childless, I envy those with kids and complain how unfair that my female colleagues can go on maternity for so long and the tax breaks parents get (and it wasn't even a lot back then). Now I have 3 DS's, of course I happily take lah! But I don't ask for more, because compared to previously, its a lot more already wat!

Its all relative my friend.

Wife relief not meant to defray costs of child bearing lah, becoz even non-working wife like rich tai-tai without children already can take. Costs of child raising defray from child tax breaks, which is not bad lah, and quite new, so gahmen got think and plan for future lah, not say ignore child raising couples right?

]]>https://forum.kiasuparents.com/post/44605https://forum.kiasuparents.com/post/44605Wed, 29 Jul 2009 12:14:56 GMT<![CDATA[Reply to Wife Relief on Wed, 29 Jul 2009 11:57:46 GMT]]>

concern2:


Did anyone mentioned Singaporeans pay too little taxes? GST leh? Fare hikes leh? Aiyoh, isn't it a matter of right pocket and left pocket? Whoever says that, the tax must be going to him or he isn't S'porean. :x
Its me lah! Aiyoh, I true blue Singaporean, otherwise how to get into Phase 2B 😉 .

I taxpayer, not tax receiver (i.e. govt servant) leh.... :roll:

Btw, GST in SG is also very low..........

]]>https://forum.kiasuparents.com/post/44596https://forum.kiasuparents.com/post/44596Wed, 29 Jul 2009 11:57:46 GMT<![CDATA[Reply to Wife Relief on Wed, 29 Jul 2009 09:27:06 GMT]]>

schellen:

I remember an Australian tax consultant telling me that although he (and other Aussies) pay a huge amount of tax as compared to us Singaporeans, he can claim back 1,001 things. Examples he gave are like the suit he was wearing then, etc.
The suit he was wearing :shock: And we have to pay for ERP, COE 😢 ...that's why must stay home see, once you step out of house, its $$$! Not to mention countless more compulsory things you got to pay even if you don't have an income. You can't grow papaya in your backyard for fruits, you can't rare pigs for meat, you can't dig a well for water, ....you live to pay, and you pay to live...

]]>https://forum.kiasuparents.com/post/44537https://forum.kiasuparents.com/post/44537Wed, 29 Jul 2009 09:27:06 GMT<![CDATA[Reply to Wife Relief on Wed, 29 Jul 2009 07:42:05 GMT]]>[quote]SAHM contributes to the FUTURE of our society. And we are talking about more educated SAHM choosing to take care of their own children[/quote]
How much money govt spent on education on these women from primary (free) to university (subsidised)?

Govt is taking everything in dollars & cents.

]]>https://forum.kiasuparents.com/post/44441https://forum.kiasuparents.com/post/44441Wed, 29 Jul 2009 07:42:05 GMT<![CDATA[Reply to Wife Relief on Wed, 29 Jul 2009 07:07:08 GMT]]>

concern2:
Did anyone mentioned Singaporeans pay too little taxes? GST leh? Fare hikes leh? Aiyoh, isn't it a matter of right pocket and left pocket? Whoever says that, the tax must be going to him or he isn't S'porean. :x

I remember an Australian tax consultant telling me that although he (and other Aussies) pay a huge amount of tax as compared to us Singaporeans, he can claim back 1,001 things. Examples he gave are like the suit he was wearing then, etc.

]]>https://forum.kiasuparents.com/post/44410https://forum.kiasuparents.com/post/44410Wed, 29 Jul 2009 07:07:08 GMT<![CDATA[Reply to Wife Relief on Wed, 29 Jul 2009 04:37:47 GMT]]>Personally, I think gahmen should see/plan beyond immediate monetary gains. SAHM contributes to the FUTURE of our society. And we are talking about more educated SAHM choosing to take care of their own children - it's never a wife's decision alone anyway.


Poor Singaporean husbands - it's never a choice for you to choose to be SAHD is it? It is still rather unacceptable in the Asian context (at least not in Singapore yet). I think Dads should be entitled Husband relief if it is the choice of husband staying home to look after kids and wife going out to work - result of structural unemployment perhaps? And possibly a bigger sacrifice - the ego.....😢

Why not a household relief for household below certain amount instead (regardless of who brings in the income)?

Did anyone mentioned Singaporeans pay too little taxes? GST leh? Fare hikes leh? Aiyoh, isn't it a matter of right pocket and left pocket? Whoever says that, the tax must be going to him or he isn't S'porean. :x

]]>https://forum.kiasuparents.com/post/44256https://forum.kiasuparents.com/post/44256Wed, 29 Jul 2009 04:37:47 GMT<![CDATA[Reply to Wife Relief on Wed, 29 Jul 2009 04:00:15 GMT]]>

schellen:
Andaiz:

:siao: Yalah, and this would have to soon go the way of the Graduate Mum scheme...till the gahmen realize that the grads are the ones who choose to be SAHM and CONTRIBUTE to their offsprings' growth.


Ya lor, cos enrichment programs are SO EXPENSIVE nowadays, might as well teach them ourselves.

See grad mum stay at home to look after kid they remove job oppty for so many pple cos SAHM is maid, teacher, nurse, receptionist, party planner, nutritionist, the list goes on. But if they go out to work, then there is job creation oppty. 😛

]]>https://forum.kiasuparents.com/post/44226https://forum.kiasuparents.com/post/44226Wed, 29 Jul 2009 04:00:15 GMT<![CDATA[Reply to Wife Relief on Wed, 29 Jul 2009 03:00:02 GMT]]>

sashimi:

Because wife provides more relief than IRAS mah!

I would say that kids aren't exctly angbaos, they are more like credit cards - when you get a new one, wah shiok feeling, really feel like got money to spend. And then one day you see the bill.
:lol: :lol: :lol:

]]>https://forum.kiasuparents.com/post/44178https://forum.kiasuparents.com/post/44178Wed, 29 Jul 2009 03:00:02 GMT<![CDATA[Reply to Wife Relief on Wed, 29 Jul 2009 02:51:51 GMT]]>

Andaiz:
:siao: Yalah, and this would have to soon go the way of the Graduate Mum scheme...till the gahmen realize that the grads are the ones who choose to be SAHM and CONTRIBUTE to their offsprings' growth.

Ya lor, cos enrichment programs are SO EXPENSIVE nowadays, might as well teach them ourselves.

]]>https://forum.kiasuparents.com/post/44173https://forum.kiasuparents.com/post/44173Wed, 29 Jul 2009 02:51:51 GMT<![CDATA[Reply to Wife Relief on Wed, 29 Jul 2009 02:49:56 GMT]]>

sashimi:

I would say that kids aren't exctly angbaos, they are more like credit cards - when you get a new one, wah shiok feeling, really feel like got money to spend. And then one day you see the bill.
Then reality strikes, right?

Never mind, sashimi kor, look on the bright side...they bring intrinsic joy right????!?!?!! :love:

]]>https://forum.kiasuparents.com/post/44171https://forum.kiasuparents.com/post/44171Wed, 29 Jul 2009 02:49:56 GMT<![CDATA[Reply to Wife Relief on Wed, 29 Jul 2009 02:47:14 GMT]]>

3Boys:

Siao liao, from income tax to paid sex, you all really havoc hor? 😉
Because wife provides more relief than IRAS mah!

And my heartfelt thanks to RRmummy for idolizing me yesterday. So touched. *sob*

I would say that kids aren't exctly angbaos, they are more like credit cards - when you get a new one, wah shiok feeling, really feel like got money to spend. And then one day you see the bill.

]]>https://forum.kiasuparents.com/post/44169https://forum.kiasuparents.com/post/44169Wed, 29 Jul 2009 02:47:14 GMT<![CDATA[Reply to Wife Relief on Wed, 29 Jul 2009 02:46:14 GMT]]>

caroline3sg:

To the govt, working moms pay income tax while SAHM don't.
So it's firstly a cookie cutter society (sorry, I'm also a product of this society...not all that bad, huh? 😉 ); then its all about Dollars and Cents eh?

]]>https://forum.kiasuparents.com/post/44166https://forum.kiasuparents.com/post/44166Wed, 29 Jul 2009 02:46:14 GMT<![CDATA[Reply to Wife Relief on Wed, 29 Jul 2009 02:20:06 GMT]]>There are grad moms who are SAHM but in my neighbourhood, those who are SAHM are the non educated or lowly educated ones.


To the govt, working moms pay income tax while SAHM don’t.

]]>https://forum.kiasuparents.com/post/44156https://forum.kiasuparents.com/post/44156Wed, 29 Jul 2009 02:20:06 GMT<![CDATA[Reply to Wife Relief on Wed, 29 Jul 2009 01:51:06 GMT]]>

jedamum:
SAHM's act of nurturing own youngters is viewed as an act of selfishness; ie does not benefit the economy directly.

:siao: Yalah, and this would have to soon go the way of the Graduate Mum scheme...till the gahmen realize that the grads are the ones who choose to be SAHM and CONTRIBUTE to their offsprings' growth.

]]>https://forum.kiasuparents.com/post/44143https://forum.kiasuparents.com/post/44143Wed, 29 Jul 2009 01:51:06 GMT<![CDATA[Reply to Wife Relief on Tue, 28 Jul 2009 11:57:04 GMT]]>

Andaiz:

That's precisely the problem isn't it? SAHMs also contribute (immensely IMHO) to the economy of the country - not in monetary terms, but in nurturing of our youngsters. If that's not contribution, what is? :x
SAHM's act of nurturing own youngters is viewed as an act of selfishness; ie does not benefit the economy directly.

]]>https://forum.kiasuparents.com/post/44010https://forum.kiasuparents.com/post/44010Tue, 28 Jul 2009 11:57:04 GMT<![CDATA[Reply to Wife Relief on Tue, 28 Jul 2009 11:16:40 GMT]]>

MMM:

A working mum has alot of relief such as :
* WMCR 1st child 15%, 2nd child, 20%, 3rd child 25% of the asessable income. Imagine if you've 3 kid, 60% of your income is not taxable.
* Grandparent relief - only working mum can claim
* Foreign maid levy - only working mum can claim

For tax planning purpose, we would usually let the husband claim qualifying child relief (4k for each child) and parent relief (where applicable).

Though my hubby earns more than me, he kept complaining that my income is almost similar especially after his tax payment. So the tax system really favor working mums. If only they can give working fathers more tax relief too that would be great.
Yes, MMM, the tax regime does favour working mothers...now with the increased emphasis in getting women to \"return\" to the workforce, the grandparent relief and WMCR does take a whole lot of tax money out of the equation.

That's precisely the problem isn't it? SAHMs also contribute (immensely IMHO) to the economy of the country - not in monetary terms, but in nurturing of our youngsters. If that's not contribution, what is? :x

]]>https://forum.kiasuparents.com/post/44005https://forum.kiasuparents.com/post/44005Tue, 28 Jul 2009 11:16:40 GMT<![CDATA[Reply to Wife Relief on Tue, 28 Jul 2009 09:09:32 GMT]]>

3Boys:


How does that work? There are some things that can only be attributable to a working mum, but the majority of big ticket items are fungible between the two are they not?
A working mum has alot of relief such as :
* WMCR 1st child 15%, 2nd child, 20%, 3rd child 25% of the asessable income. Imagine if you've 3 kid, 60% of your income is not taxable.
* Grandparent relief - only working mum can claim
* Foreign maid levy - only working mum can claim

For tax planning purpose, we would usually let the husband claim qualifying child relief (4k for each child) and parent relief (where applicable).

Though my hubby earns more than me, he kept complaining that my income is almost similar especially after his tax payment. So the tax system really favor working mums. If only they can give working fathers more tax relief too that would be great.

]]>https://forum.kiasuparents.com/post/43968https://forum.kiasuparents.com/post/43968Tue, 28 Jul 2009 09:09:32 GMT