<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Which is your most preferred bank for accounts?]]></title><description><![CDATA[<p dir="auto">depends whether you want to use it as a checking or savings account. so far, the interest rates in savings accounts have been quite good. i use uob one because of the better rates especially for the first $100k but it mostly depends on what’s the purpose of your account. just to caveat, to reach the higher interest rates, there are usually criterias you need to hit - minimum spending, salary deposit etc so keep that in mind too.</p>
]]></description><link>https://forum.kiasuparents.com/topic/58657/which-is-your-most-preferred-bank-for-accounts</link><generator>RSS for Node</generator><lastBuildDate>Tue, 28 Apr 2026 21:10:02 GMT</lastBuildDate><atom:link href="https://forum.kiasuparents.com/topic/58657.rss" rel="self" type="application/rss+xml"/><pubDate>Thu, 17 Aug 2023 02:52:53 GMT</pubDate><ttl>60</ttl><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Wed, 06 May 2020 10:05:56 GMT]]></title><description><![CDATA[<p></p><blockquote><b>jkids\" post_id=\"1974244\" time=\"1588755358\" user_id=\"6320:</b><blockquote style="border:1px solid black"><br />hello, i am currrently using POSB.<br /><br />1) how do i cease my 'cheque book'<br /><br />2) There is always this $2 deductable monthly account fee from my posb acc. but the thing is, my acc balance is not below their required balance. could the $2 be due to maintaning my cheque book?</blockquote></blockquote>You can go for cimb star saver account, which doesn't charge for cheque as long as you maintain the acct above the min sum (cannot remember the min sum , but around $1000?)<p></p>]]></description><link>https://forum.kiasuparents.com/post/1974249</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1974249</guid><dc:creator><![CDATA[scang]]></dc:creator><pubDate>Wed, 06 May 2020 10:05:56 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Wed, 06 May 2020 09:35:04 GMT]]></title><description><![CDATA[<p></p><blockquote><b>jkids\" post_id=\"1974244\" time=\"1588755358\" user_id=\"6320:</b><blockquote style="border:1px solid black"><br />hello, i am currrently using POSB.<br /><br />1) how do i cease my 'cheque book'<br /><br />2) There is always this $2 deductable monthly account fee from my posb acc. but the thing is, my acc balance is not below their required balance. could the $2 be due to maintaning my cheque book?</blockquote></blockquote>I think it is the monthly fee for maintaining the current account which gives you that cheque book, that costs another $10. Closing your current account will make sure you can no longer use the cheque book.<br /><br />Confirm with posb, but I think this happened to me about 20 years ago.<p></p>]]></description><link>https://forum.kiasuparents.com/post/1974246</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1974246</guid><dc:creator><![CDATA[MerlionInGermany]]></dc:creator><pubDate>Wed, 06 May 2020 09:35:04 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Wed, 06 May 2020 08:55:58 GMT]]></title><description><![CDATA[<p dir="auto">hello, i am currrently using POSB.<br /><br /><br />1) how do i cease my ‘cheque book’<br /><br />2) There is always this $2 deductable monthly account fee from my posb acc. but the thing is, my acc balance is not below their required balance. could the $2 be due to maintaning my cheque book?</p>
]]></description><link>https://forum.kiasuparents.com/post/1974244</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1974244</guid><dc:creator><![CDATA[jkids]]></dc:creator><pubDate>Wed, 06 May 2020 08:55:58 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Wed, 06 May 2020 08:55:33 GMT]]></title><description><![CDATA[<p dir="auto">hello, i am currrently using POSB.<br /><br /><br />1) how do i cease my ‘cheque book’<br /><br />2) There is always this $2 deductable monthly account fee from my posb acc. but the thing is, my acc balance is not below their required balance. could the $2 be due to maintaning my cheque book?</p>
]]></description><link>https://forum.kiasuparents.com/post/1974243</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1974243</guid><dc:creator><![CDATA[jkids]]></dc:creator><pubDate>Wed, 06 May 2020 08:55:33 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Wed, 29 Jul 2015 06:47:26 GMT]]></title><description><![CDATA[<p dir="auto">I used to maintain a xtrasaver account with Standard Chartered because the accompanying debit card gives cash back on most items. Based on a recent communication, they are going to levy annual fees (previously they said they would but it’s probably too well hidden), plus monthly fees (SGD2 for the account, no mention of waiver for if put in $x). <br /><br /><br />Not sure if anyone else uses this account, just be aware of the coming changes.</p>
]]></description><link>https://forum.kiasuparents.com/post/1549484</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1549484</guid><dc:creator><![CDATA[hquek]]></dc:creator><pubDate>Wed, 29 Jul 2015 06:47:26 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Thu, 16 Jul 2015 00:26:25 GMT]]></title><description><![CDATA[<p dir="auto">Which credit card now got promotion?<br /><br />Which credit card got the most rebate for online shopping?<br /> Need to sign one for my business.</p>
]]></description><link>https://forum.kiasuparents.com/post/1539803</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1539803</guid><dc:creator><![CDATA[kkboy1]]></dc:creator><pubDate>Thu, 16 Jul 2015 00:26:25 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Fri, 10 Jul 2015 06:54:59 GMT]]></title><description><![CDATA[<p>I personally think that doing research is very important. I suggest you to go to a comparison website like, <a href="http://www.imoney.sg/credit-card">http://www.imoney.sg/credit-card</a> to see which credit card suits you best. <img src="https://forum.kiasuparents.com/assets/plugins/nodebb-plugin-emoji/emoji/android/1f603.png?v=f4f27f6278e" class="not-responsive emoji emoji-android emoji--smiley" style="height:23px;width:auto;vertical-align:middle" title="=)" alt="😃" />  :rahrah: Because everyone needs a credit card which suits his/ her lifestyle. Good luck</p>]]></description><link>https://forum.kiasuparents.com/post/1536545</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1536545</guid><dc:creator><![CDATA[black the doggie]]></dc:creator><pubDate>Fri, 10 Jul 2015 06:54:59 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Mon, 15 Jun 2015 05:39:30 GMT]]></title><description><![CDATA[<p></p><blockquote><b>chiaki:</b><blockquote style="border:1px solid black"><br />But now changed to ocbc360 to extra that 1% more interest. Cheapo me ...lol <br /><br />Really missed the SMS when salary is in.</blockquote></blockquote>you can actually set up the sms notification for amounts &gt; certain number credited to your account.<p></p>]]></description><link>https://forum.kiasuparents.com/post/1524193</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1524193</guid><dc:creator><![CDATA[littlecloud9]]></dc:creator><pubDate>Mon, 15 Jun 2015 05:39:30 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Thu, 11 Jun 2015 22:18:08 GMT]]></title><description><![CDATA[<p dir="auto">Yeah. Like all these value added function of citi. Very useful and convenient. <br /><br /><br />Hope that the other banks can catch up in these areas soon.</p>
]]></description><link>https://forum.kiasuparents.com/post/1522767</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1522767</guid><dc:creator><![CDATA[chiaki]]></dc:creator><pubDate>Thu, 11 Jun 2015 22:18:08 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Thu, 11 Jun 2015 22:17:41 GMT]]></title><description><![CDATA[<p dir="auto">Yeah. Like all these value added function of citi. Very useful and convenient. <br /><br /><br />Hope that the other banks can catch up in these areas soon.</p>
]]></description><link>https://forum.kiasuparents.com/post/1522766</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1522766</guid><dc:creator><![CDATA[chiaki]]></dc:creator><pubDate>Thu, 11 Jun 2015 22:17:41 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Thu, 11 Jun 2015 07:24:44 GMT]]></title><description><![CDATA[<p></p><blockquote><b>starlight1968sg:</b><blockquote style="border:1px solid black"><blockquote><b>pacetone:</b><p>Yes, Citibank will print out the cheques that you have issued for the month.</p></blockquote></blockquote><br />It seems this is the only bank that offers such a service which I think it is excellent esp for those who issue many cheques in a month.<p></p></blockquote>Exactly and that is why I still request for the printed monthly statement. <br /><br />Even when a cheque is cleared (e.g more than 10K), Citi will send SMS to inform you.<p></p>]]></description><link>https://forum.kiasuparents.com/post/1522472</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1522472</guid><dc:creator><![CDATA[pacetone]]></dc:creator><pubDate>Thu, 11 Jun 2015 07:24:44 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Wed, 10 Jun 2015 09:45:50 GMT]]></title><description><![CDATA[<p></p><blockquote><b>pacetone:</b><blockquote style="border:1px solid black">Yes, Citibank will print out the cheques that you have issued for the month.</blockquote></blockquote><br />It seems this is the only bank that offers such a service which I think it is excellent esp for those who issue many cheques in a month.<p></p>]]></description><link>https://forum.kiasuparents.com/post/1522001</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1522001</guid><dc:creator><![CDATA[starlight1968sg]]></dc:creator><pubDate>Wed, 10 Jun 2015 09:45:50 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Wed, 10 Jun 2015 09:44:31 GMT]]></title><description><![CDATA[<p dir="auto">Yes, Citibank will print out the cheques that you have issued for the month.</p>
]]></description><link>https://forum.kiasuparents.com/post/1521999</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1521999</guid><dc:creator><![CDATA[pacetone]]></dc:creator><pubDate>Wed, 10 Jun 2015 09:44:31 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Wed, 10 Jun 2015 09:32:22 GMT]]></title><description><![CDATA[<p dir="auto">Is Citibank the one which at the end of the month, sends you a copy of the cheques you have issued?</p>
]]></description><link>https://forum.kiasuparents.com/post/1521994</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1521994</guid><dc:creator><![CDATA[starlight1968sg]]></dc:creator><pubDate>Wed, 10 Jun 2015 09:32:22 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Wed, 10 Jun 2015 07:13:41 GMT]]></title><description><![CDATA[<p>I used to use citi for their free cheque book and also like the fact that they SMS you when $ is deposited. Save me the trouble of checking if salary is in <img src="https://forum.kiasuparents.com/assets/plugins/nodebb-plugin-emoji/emoji/android/1f609.png?v=f4f27f6278e" class="not-responsive emoji emoji-android emoji--wink" style="height:23px;width:auto;vertical-align:middle" title=";)" alt="😉" /><br /><br /><br />But now changed to ocbc360 to extra that 1% more interest. Cheapo me ...lol <br /><br />Really missed the SMS when salary is in.</p>]]></description><link>https://forum.kiasuparents.com/post/1521942</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1521942</guid><dc:creator><![CDATA[chiaki]]></dc:creator><pubDate>Wed, 10 Jun 2015 07:13:41 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Mon, 08 Jun 2015 18:12:19 GMT]]></title><description><![CDATA[<p dir="auto">Citibank should be $5k</p>
]]></description><link>https://forum.kiasuparents.com/post/1520838</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1520838</guid><dc:creator><![CDATA[chiaki]]></dc:creator><pubDate>Mon, 08 Jun 2015 18:12:19 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Mon, 08 Jun 2015 18:11:18 GMT]]></title><description><![CDATA[<p dir="auto">Citibank should be $5k</p>
]]></description><link>https://forum.kiasuparents.com/post/1520837</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1520837</guid><dc:creator><![CDATA[chiaki]]></dc:creator><pubDate>Mon, 08 Jun 2015 18:11:18 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Mon, 08 Jun 2015 15:19:43 GMT]]></title><description><![CDATA[<p dir="auto">Cimb. A lot of my ex-colleagues had also switched to CIMB for cheque book account.</p>
]]></description><link>https://forum.kiasuparents.com/post/1520784</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1520784</guid><dc:creator><![CDATA[FantasyLandDreams]]></dc:creator><pubDate>Mon, 08 Jun 2015 15:19:43 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Mon, 08 Jun 2015 12:15:45 GMT]]></title><description><![CDATA[<p dir="auto">Thanks scang.</p>
]]></description><link>https://forum.kiasuparents.com/post/1520684</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1520684</guid><dc:creator><![CDATA[starlight1968sg]]></dc:creator><pubDate>Mon, 08 Jun 2015 12:15:45 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Mon, 08 Jun 2015 08:48:13 GMT]]></title><description><![CDATA[<p></p><blockquote><b>allcc6:</b><blockquote style="border:1px solid black">Which bank accounts give free cheque books?</blockquote></blockquote><br />I am using Citibank but I think you need a have a minimum amount in the account. Can't remember what is the amount.<p></p>]]></description><link>https://forum.kiasuparents.com/post/1520544</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1520544</guid><dc:creator><![CDATA[pacetone]]></dc:creator><pubDate>Mon, 08 Jun 2015 08:48:13 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Mon, 08 Jun 2015 08:40:30 GMT]]></title><description><![CDATA[<p></p><blockquote><b>starlight1968sg:</b><blockquote style="border:1px solid black">Riding on this thread, which bank provides an SMS alert whenever money is transferred/deposited into its a/c?<br /><br />Thank you.</blockquote></blockquote><br />mostly foreign banks like citibank, hsbc etc.<br /><br />Do note that sms is not a \"guarantee\" system as the sending of sms doesn't equates to a definite receiving of sms, and there is no retry mechanism when the sms gets \"lost\". But in general, you should receive it.<p></p>]]></description><link>https://forum.kiasuparents.com/post/1520535</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1520535</guid><dc:creator><![CDATA[scang]]></dc:creator><pubDate>Mon, 08 Jun 2015 08:40:30 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Sun, 07 Jun 2015 03:20:21 GMT]]></title><description><![CDATA[<p dir="auto">Riding on this thread, which bank provides an SMS alert whenever money is transferred/deposited into its a/c?<br /><br />Thank you.</p>
]]></description><link>https://forum.kiasuparents.com/post/1519588</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1519588</guid><dc:creator><![CDATA[starlight1968sg]]></dc:creator><pubDate>Sun, 07 Jun 2015 03:20:21 GMT</pubDate></item><item><title><![CDATA[Reply to Which is your most preferred bank for accounts? on Wed, 24 Jul 2013 06:24:52 GMT]]></title><description><![CDATA[<p dir="auto">Std Chartered super salary a/c</p>
]]></description><link>https://forum.kiasuparents.com/post/1047464</link><guid isPermaLink="true">https://forum.kiasuparents.com/post/1047464</guid><dc:creator><![CDATA[sleepy]]></dc:creator><pubDate>Wed, 24 Jul 2013 06:24:52 GMT</pubDate></item></channel></rss>