<![CDATA[Landed for own stay]]>It generally make more sense to get FH or 999 years for landed unless you are just intending to stay a few years and move.

]]>https://forum.kiasuparents.com/topic/80944/landed-for-own-stayRSS for NodeThu, 30 Apr 2026 01:23:24 GMTWed, 03 Jun 2015 16:53:17 GMT60<![CDATA[Reply to Landed for own stay on Tue, 19 May 2015 06:36:17 GMT]]>I see buying landed as buying a piece of land whereby if you/ your descendants have the $, they can choose to tear down and rebuild again. So it’s important to be 999 or freehold. You will be surprised to learn that some of the landed home actually has lease dated back in 18++ for those 999 years but in any case, can live for many generations…


But yes, locations locations and locations and convenience is everything about property even for landed home. Some are so far in that you need to walk for a long time to reach the main road bearing in mind that no everyone in the family drives. Don’t talk about having to walk the route home at night and alone.

]]>https://forum.kiasuparents.com/post/1509114https://forum.kiasuparents.com/post/1509114Tue, 19 May 2015 06:36:17 GMT<![CDATA[Reply to Landed for own stay on Tue, 19 May 2015 05:50:28 GMT]]>Near to schools important but dun forget your kids will graduate wan… Dun tell me u move house every few years??

]]>https://forum.kiasuparents.com/post/1509076https://forum.kiasuparents.com/post/1509076Tue, 19 May 2015 05:50:28 GMT<![CDATA[Reply to Landed for own stay on Tue, 19 May 2015 05:50:08 GMT]]>

pirated:
different people has different objectives in property investment


some do it for :

(1) proximity to school
(2) hedging against inflation
(3) upgrade of living condition
(4) downgrade and cashout
(5) chope a place for the children who are too young to own one
(6) convenient to work place
(7) convenient to airport (work as pilot, flight attendants, etc)
etc...and any combination of the above reasons.

many factors to consider :

(1) tenure -- freehold (incl 999, 9999 years L/H) versus leasehold (99-yrs & shorter)

(2) location, location, location -- popular school, public amenities -- market, food centre, shopping area, public transport (bus, MRT, LRT, expressway etc), near to in-law, to be far from in-law (not a joke) etc, near to work place, too near to red light district? too noisy traffic? flood prone area ?

(3) age of property -- newly TOP, under construction, second hand,

(4) facing, (afternoon sun?) height (#? storey), wind & water...

(5) strata title versus individual title

(6) size - land size, build in area, how many rooms, any elevator ?

(7) any facilities must have ? (pool, gym, tennis/squash courts, car parks, club house....)

(8) long term holding versus short term holding ?

(9) rental potential? current rental value $psf of similar unit in same location

(10) level of financing needed ?

(11) affordability ?

(12) TDSR

(13) LTV %

(14) how much reno needed ?

(15) history of the property - loan shark harassment ? murder history ? unnatural death in the unit?

(16) URA/master plan zoning of the area - type of use, height / storey limits, plot ratio, road setback, street-block plan area? etc

(17) geological condition - hilly, rocky area versus low land swamp history, marine clay bed ...... implication for building cost / repair cost / reno cost

the above not exhaustive but each family will have different ranking process before choosing a place

some location holds value very well

some location rebound in prices very fast

some location looks cheap but price / value stagnate over 10 - 20 years....so, this is actually losing money property
The many factors to consider for a property......as above

]]>https://forum.kiasuparents.com/post/1509074https://forum.kiasuparents.com/post/1509074Tue, 19 May 2015 05:50:08 GMT<![CDATA[Reply to Landed for own stay on Tue, 19 May 2015 05:47:58 GMT]]>

sleepy:
what about 99 years leasehold landed? Is it a worthy investment or waste of money? Cost more to maintain.


Chance upon listings online
leasehold landed around 10+ years old asking around $1.5m in not so prime areas
Cost more névermind. More housework for you. Want to sell next time maybe got problem also. Think long term. Why want to stay in ulu place sia?

If bukit Timah landed, easily 8 to 10 million 😉

]]>https://forum.kiasuparents.com/post/1509069https://forum.kiasuparents.com/post/1509069Tue, 19 May 2015 05:47:58 GMT<![CDATA[Reply to Landed for own stay on Tue, 19 May 2015 05:09:22 GMT]]>

sleepy:
what about 99 years leasehold landed? Is it a worthy investment or waste of money? Cost more to maintain.


Chance upon listings online
leasehold landed around 10+ years old asking around $1.5m in not so prime areas
It still depends on location and the $psf in comparison with a FH/999

Good location near amenities or good school with easy access to transport or MRT is worth it. Treat it like buying a HDB.

]]>https://forum.kiasuparents.com/post/1509045https://forum.kiasuparents.com/post/1509045Tue, 19 May 2015 05:09:22 GMT<![CDATA[Reply to Landed for own stay on Tue, 19 May 2015 04:59:18 GMT]]>

sleepy:
what about 99 years leasehold landed? Is it a worthy investment or waste of money? Cost more to maintain.


Chance upon listings online
leasehold landed around 10+ years old asking around $1.5m in not so prime areas
I have a one concern with landed.. so afraid to see a stranger inside the house when hubby is not at home leh :nailbite:

]]>https://forum.kiasuparents.com/post/1509033https://forum.kiasuparents.com/post/1509033Tue, 19 May 2015 04:59:18 GMT<![CDATA[Reply to Landed for own stay on Tue, 19 May 2015 03:34:37 GMT]]>what about 99 years leasehold landed? Is it a worthy investment or waste of money? Cost more to maintain.


Chance upon listings online
leasehold landed around 10+ years old asking around $1.5m in not so prime areas

]]>https://forum.kiasuparents.com/post/1508962https://forum.kiasuparents.com/post/1508962Tue, 19 May 2015 03:34:37 GMT<![CDATA[Reply to Landed for own stay on Mon, 18 May 2015 09:17:28 GMT]]>

erislee:
i think location to your children school is more impt

agree. location to children school is more important

]]>https://forum.kiasuparents.com/post/1508436https://forum.kiasuparents.com/post/1508436Mon, 18 May 2015 09:17:28 GMT<![CDATA[Reply to Landed for own stay on Wed, 17 Dec 2014 12:37:20 GMT]]>i think location to your children school is more impt

]]>https://forum.kiasuparents.com/post/1432865https://forum.kiasuparents.com/post/1432865Wed, 17 Dec 2014 12:37:20 GMT<![CDATA[Reply to Landed for own stay on Sun, 07 Dec 2014 16:04:49 GMT]]>different people has different objectives in property investment


some do it for :

(1) proximity to school
(2) hedging against inflation
(3) upgrade of living condition
(4) downgrade and cashout
(5) chope a place for the children who are too young to own one
(6) convenient to work place
(7) convenient to airport (work as pilot, flight attendants, etc)
etc…and any combination of the above reasons.

many factors to consider :

(1) tenure – freehold (incl 999, 9999 years L/H) versus leasehold (99-yrs & shorter)

(2) location, location, location – popular school, public amenities – market, food centre, shopping area, public transport (bus, MRT, LRT, expressway etc), near to in-law, to be far from in-law (not a joke) etc, near to work place, too near to red light district? too noisy traffic? flood prone area ?

(3) age of property – newly TOP, under construction, second hand,

(4) facing, (afternoon sun?) height (#? storey), wind & water…

(5) strata title versus individual title

(6) size - land size, build in area, how many rooms, any elevator ?

(7) any facilities must have ? (pool, gym, tennis/squash courts, car parks, club house…)

(8) long term holding versus short term holding ?

(9) rental potential? current rental value $psf of similar unit in same location

(10) level of financing needed ?

(11) affordability ?

(12) TDSR

(13) LTV %

(14) how much reno needed ?

(15) history of the property - loan shark harassment ? murder history ? unnatural death in the unit?

(16) URA/master plan zoning of the area - type of use, height / storey limits, plot ratio, road setback, street-block plan area? etc

(17) geological condition - hilly, rocky area versus low land swamp history, marine clay bed … implication for building cost / repair cost / reno cost

the above not exhaustive but each family will have different ranking process before choosing a place

some location holds value very well

some location rebound in prices very fast

some location looks cheap but price / value stagnate over 10 - 20 years…so, this is actually losing money property

]]>https://forum.kiasuparents.com/post/1428532https://forum.kiasuparents.com/post/1428532Sun, 07 Dec 2014 16:04:49 GMT<![CDATA[Reply to Landed for own stay on Fri, 05 Dec 2014 05:30:44 GMT]]>Road reserves.

]]>https://forum.kiasuparents.com/post/1427462https://forum.kiasuparents.com/post/1427462Fri, 05 Dec 2014 05:30:44 GMT<![CDATA[Reply to Landed for own stay on Thu, 04 Dec 2014 05:10:06 GMT]]>Location is most important for me. 🙂


There are landed properties that can be quite ulu, such as long walking distance to the main road where you can catch public transport. That is, provided you require public transport and not applicable if you have your own car.

Dengue is super random, there is no way you can avoid staying in a dengue-free zone.

]]>https://forum.kiasuparents.com/post/1426953https://forum.kiasuparents.com/post/1426953Thu, 04 Dec 2014 05:10:06 GMT