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    bbcxd

    @bbcxd

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    Latest posts made by bbcxd

    • RE: 2023 NDP Tickets Giveaway!

      Count me in Singapore!

      Thanx Chief! 😄

      posted in Recess Time
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    • RE: Zaobao forum : Request for SEAB and MOE to listen to the parents frustration for PSLE math.

      The parents of my kid’s class never exchanged PSLE results though…

      posted in Recess Time
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    • RE: DSA 2022

      ainunnajib\" post_id=\"2067232\" time=\"1652320823\" user_id=\"166513:

      Hi! Thank you for your kind advice & detailed response!

      I do been wondering if \"less than Gold/Platinum/top\" in NMOS, SMOPS, and RIPMWC stands any chance for DSA Math into RI/HCI. There's probably higher chance for NUSH due to their 100% DSA policy with cohort size of ~180 students. So your \"prima facie\" reply nailed it.

      I guess I'll go for full transparency here as we need as much advice as we can get, and we do not have any friends who'd been in this similar DSA Math journey. We do have friends who gotten into NUSH but via SIE (after PSLE), and into RI via Sec 1 posting. But we're not confident with PSLE either due to mother tongue & English.

      So here's my son's full DSA awards/activities list, would love to have suggestions & comments please 🙏 to maximize his chance getting into NUSH or RI or HCI or SST or NJC via DSA Math/STEM/Infocomm route: https://docs.google.com/spreadsheets/d/1CGLhSDwH0ejd13owa1B3ulMcCcsonQz-tTSp29xxOaQ/edit?usp=sharing
      Higher chance to NUSH. Good luck!:D

      posted in Secondary Schools - Selection
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    • RE: Raffles Girls' School (Secondary) [*IP]

      Anotherday\" post_id=\"2063148\" time=\"1648684003\" user_id=\"194606:

      I’m sorry if this has been asked before. But I would like to check what are the subjects that the lower secondary students are taking? Is this the same across all IP schools?

      Also, how many hours a week do they have PE, Art, Music and lab work.

      Thank you.
      Not sure if it is the same across all IP schools though, my girl is taking
      - English
      - English literature
      - Math
      - Science
      - History
      - Geography
      - Mother tongue
      - Inquiry & Advocacy

      In a week, they have 2h PE, 2h Art & Music, and 3h lab work.

      Hope this helps. All the very best for your girl.

      posted in Secondary Schools - Parent Networking Groups
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    • RE: Raffles Girls' School (Secondary) [*IP]

      😄 thanks

      posted in Secondary Schools - Parent Networking Groups
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    • RE: Raffles Girls' School (Secondary) [*IP]

      RGS admission website has just updated a link for sending contact details. Deadline : 3.30pm Wednesday, 22 December 2021

      https://form.gov.sg/#!/6164d6134d9b6100133c4806

      posted in Secondary Schools - Parent Networking Groups
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    • RE: cpf contribution

      ChiefKiasu\" post_id=\"2052222\" time=\"1639895798\" user_id=\"3:

      What's SA Shielding?
      What is SA Shielding?
      This is a process which “shields” your Special Account savings from being transferred to your Retirement Account when you turn 55 years old to form your retirement sum. To appreciate this process, let me first explain what happens to your CPF accounts the second you turn 55 years old.

      Prior to turning 55, you have three CPF Accounts, i.e. Ordinary, Special and MediSave. Upon turning 55, CPF Board will create a fourth account called the Retirement Account, which will be used to set aside a retirement sum. This retirement sum will be used to join CPF LIFE, which will give you a stream of stable lifelong income from age 65. This retirement sum is formed by taking savings from your Special and Ordinary Account.

      Which account would you like to use to make up your retirement sum in the Retirement Account? Perhaps you may have chosen Ordinary Account because this process would have easily helped you earned up to 3.5% p.a. more interest on your savings. Or perhaps you may have said it doesn’t matter, if you are not sensitive to the interests earned on your savings. After all, the focus is on making sure you have set aside a sufficient sum of money for your CPF LIFE payouts.

      By default, CPF Board will transfer the savings from your Special Account first to your Retirement Account because savings in your Special Account were designed specifically to help you save for retirement. The amount transferred is up to the Full Retirement Sum (FRS) of your cohort, which is estimated to provide you with a CPF LIFE payout sufficient for basic expenses. If you are turning 55 this year, the FRS is $186,000. If there are insufficient balances in your Special Account, balances from your Ordinary Account will be transferred as well.

      Over the last five years or so, a few savvy individuals have found a way to circumvent this process by using one of the existing CPF schemes. Under the CPF Investment Scheme, you can invest both your Ordinary and Special Account savings except for the first $20,000 in your Ordinary Account and the first $40,000 in your Special Account. CPF savings which are invested will not be transferred to your Retirement Account. In other word, if you invested your Special Account savings above the first $40,000, those savings will not be transferred to the Retirement Account. As $40,000 is insufficient to make the FRS, CPF Board will then pull the balances from your Ordinary Account instead. Voila!
      source: https://www.moneyowl.com.sg/articles/sa-shielding-pros-cons/

      posted in Money Matters
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    • RE: Raffles Girls' School (Secondary) [*IP]

      AHsDad\" post_id=\"2052119\" time=\"1639745141\" user_id=\"172457:

      Sure. It’s on the website. Was thinking of ordering early to avoid the rush 😆


      https://www.rgs.edu.sg/qql/slot/u551/Admissions/2021/RGS%20Y1%20Booklist%202022.pdf
      Many thanks 😄

      posted in Secondary Schools - Parent Networking Groups
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    • RE: Raffles Girls' School (Secondary) [*IP]

      AHsDad\" post_id=\"2052112\" time=\"1639739431\" user_id=\"172457:

      Dear parents
      Seeking assistance on Mother tongue. Was about to order the books online. But the booklist for Sec1, noted options for
      Chinese >> Higher/ Express/ Special
      Malay >> Higher / Special
      Tamil >> Higher

      I understand special is for non-native speakers. But how come only Chinese has Express? Is it defaulted for all RGS girls to take higher, cos I thought it was an opt-in, no?

      For advice if any. Thanks in advance
      Do you have the book list? Any chance to share? Thank you in advance. 😄

      posted in Secondary Schools - Parent Networking Groups
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    • RE: Raffles Girls' School (Secondary) [*IP]

      Momo70\" post_id=\"2051577\" time=\"1639352154\" user_id=\"189715:

      Dear bbcxd,khd

      Regarding MacBook or iPad - depends on what the school recommends on that year.

      PSLE 2019 batch - uses MacBook
      PSLE 2020 batch - uses IPad

      This is what I know, so you will know what the school recommend during reporting day.
      You should check with them if you / your kid has another preference.

      Personally I think MacBook is more suitable for my girl.
      :thankyou: for your kind reply 😄

      posted in Secondary Schools - Parent Networking Groups
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