How much is enough for retirement in Singapore?
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MrsKiasu\" post_id=\"1937737\" time=\"1569559922\" user_id=\"43981:
U are on the right page
my side mom paid mostly.. OT, woah worrying la, that thread suddenly so quiet and I haven't go fetch dd yet..
Retirement plan is v important - long term
Psle is short sparks ... hahahaha
I think only few qn difficult la
Every yr is like that
My ds time last few qn also hard
Only last yr was Santa Claus so prob seab decide to revert back to Norm standards
Moderate avg students should be ok coz their expectations not high mah
Cheer up ok , go bake for dd -
Nebbermind\" post_id=\"1937743\" time=\"1569560775\" user_id=\"15571:
Ah yes, ano word to note is EGO besides men’s pride. Agree.
Actually quite simple.Estéema\" post_id=\"1937589\" time=\"1569513530\" user_id=\"66413:
Was thinking abt infidelity and the whys or wherefores of it all.
Then I happen to pass a young lady dressed in all white with designer holes (big ones) at strategic areas coming off fr an office bldg this evening well hugged every inch by an obviously older man.
Then I was thinking abt the men’s club/sites tyeogh described & sth crossed my mind & I can see why men cannot resist temptations when homefront grounding is weak. Not that I think there shld be any value in such outward appearances except given by nature. Some man-made holes are not natural and yet why these men can’t see beyond the plasticity of it all and close to leave their first family.
Oftentimes, emotions play a major part over sensibilities. When dealing with emotions, one can’t explain enuf to help the individual focus on the important issue. Hence, I need to remind myself to hv a discuss topic of “head over heart” or heart ruling the head talk with my kids. Need to find an opportunity to move this topic.
The other thing I s’times encounter is the issue of pride. Why some spouse wld not take back the word “divorce” once uttered even tho others cld clearly are how repentant the erring party has been and made all efforts to abandon his/her previous follies & try reconcile.
I’m not an expert in this area but a fair share of witnessing frds/colleagues suffer pain.
You need to say nice things not only to not hurt the middle aged/older men ego, but also to boost it.
As for men, you need to pay more attention to your women (not to nitpick on them!) and show them more affection. They need this reassurance coz few can defy aging and they are aware that they no longer look the same as before.
To me har, both parties need to speak words that build and not tear. Sweet, meaningful words are impt for building strong marriages. For me, a strong marriage and a happy family is my best retirement asset. A broken one will deplete everything else - emotions, physical & mental strength, health ... u get the pic -
Estéema\" post_id=\"1937752\" time=\"1569561806\" user_id=\"66413:
Amen!!
For me, a strong marriage and a happy family is my best retirement asset. A broken one will deplete everything else - emotions, physical & mental strength, health ... u get the pic -
MyPillow\" post_id=\"1937747\" time=\"1569561128\" user_id=\"70594:
Semo thread? PSLE ah? If PSLE, DS just finished PSLE Maths today. Said ok except last 2 questions. That type is considered Tax. Must give back the points.
U are on the right pageMrsKiasu\" post_id=\"1937737\" time=\"1569559922\" user_id=\"43981:
my side mom paid mostly.. OT, woah worrying la, that thread suddenly so quiet and I haven't go fetch dd yet..
Retirement plan is v important - long term
Psle is short sparks ... hahahaha
I think only few qn difficult la
Every yr is like that
My ds time last few qn also hard
Only last yr was Santa Claus so prob seab decide to revert back to Norm standards
Moderate avg students should be ok coz their expectations not high mah
Cheer up ok , go bake for dd -
Estéema\" post_id=\"1937744\" time=\"1569560795\" user_id=\"66413:
Har? They pay their own hp? Hp bill who pay?
They save for their WANTS (incl hp) as we provide only what they need to complete their education. -
tyeogh\" post_id=\"1937779\" time=\"1569563287\" user_id=\"94399:
They pre-pay so exercise some level of self-control :evil:
Har? They pay their own hp? Hp bill who pay?Estéema\" post_id=\"1937744\" time=\"1569560795\" user_id=\"66413:
They save for their WANTS (incl hp) as we provide only what they need to complete their education.
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tyeogh\" post_id=\"1937713\" time=\"1569557929\" user_id=\"94399:
It's already over $8K per year for the non-lab courses at local universities, and that's just fees alone. By the time your kids get to university, especially the youngest, it will have increased.
I can only afford local. Told all my kids. No safety net. Dun make it, their funeral. No spoon feeding. So far, the elder 2 conscientious.
Intend to use CPF to pay. If not medicine, each child must budget $20k? :moneyflies: -
slmkhoo\" post_id=\"1937907\" time=\"1569569486\" user_id=\"28674:
Baby bonus cannot use right?
It's already over $8K per year for the non-lab courses at local universities, and that's just fees alone. By the time your kids get to university, especially the youngest, it will have increased.tyeogh\" post_id=\"1937713\" time=\"1569557929\" user_id=\"94399:
I can only afford local. Told all my kids. No safety net. Dun make it, their funeral. No spoon feeding. So far, the elder 2 conscientious.
Intend to use CPF to pay. If not medicine, each child must budget $20k? :moneyflies: -
The other thread very fierce, this thread more amiable…hoping my girls can grow up to be self sufficient and go earnestly find a job after graduation. Heard too many stories about grads unable/unwilling to find jobs still depend on F and M…
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tyeogh\" post_id=\"1937945\" time=\"1569572029\" user_id=\"94399:
Baby bonus cannot use right?[/quote]Believe the excess gets transferred to PSEA account after kid turn 6 years old - link below for easy reference.
It's already over $8K per year for the non-lab courses at local universities, and that's just fees alone. By the time your kids get to university, especially the youngest, it will have increased.slmkhoo\" post_id=\"1937907\" time=\"1569569486\" user_id=\"28674:
[quote=tyeogh post_id=1937713 time=1569557929 user_id=94399]I can only afford local. Told all my kids. No safety net. Dun make it, their funeral. No spoon feeding. So far, the elder 2 conscientious.
Intend to use CPF to pay. If not medicine, each child must budget $20k? :moneyflies:
https://www.babybonus.msf.gov.sg/parent/web/transfer-cda-to-psea-instruction?_afrLoop=2293847647614607&_afrWindowMode=0&_afrWindowId=18p02xwzdf_23#%40%3F_afrWindowId%3D18p02xwzdf_23%26_afrLoop%3D2293847647614607%26_afrWindowMode%3D0%26_adf.ctrl-state%3D18p02xwzdf_31
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