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    Property Views

    Scheduled Pinned Locked Moved Money Matters
    2.6k Posts 153 Posters 535.4k Views 1 Watching
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    • lee_ylL
      lee_yl
      last edited by

      MyPillow\" post_id=\"2073011\" time=\"1656756859\" user_id=\"70594:

      Read abt reits too. Dh also invests in mapletree
      Mapletree seems popular!
      We are reading up on CapitalLand Integrated Commercial Trust (CICT), Mapletree, Ascendas and Keppel. Maybe pick 1-2 from the above.

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      • MyPillowM
        MyPillow
        last edited by

        lee_yl\" post_id=\"2073056\" time=\"1656822997\" user_id=\"17023:

        Mapletree seems popular!
        We are reading up on CapitalLand Integrated Commercial Trust (CICT), Mapletree, Ascendas and Keppel. Maybe pick 1-2 from the above.
        All under temasek , choose fr these list should b ok .
        I saw OCBC, Uob, hsbc, Barclays etc selling perpetual now with reasonable good coupons rate. The lower the less risk lor.

        Mrs ks, fixed rate -abt 1.3% can’t remember exact

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        • MrsKiasuM
          MrsKiasu
          last edited by

          1.3%fixed..you really lucky gal. I been paying less than 1% then last mth 1.5% next 1 or 2 mths I think should be abt there and thereafter :nailbite:

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          • MrsKiasuM
            MrsKiasu
            last edited by

            lee_yl\" post_id=\"2073055\" time=\"1656821437\" user_id=\"17023:

            Can, REITs are avail on POEMS.

            My friend recommended an UOB perpetual. 4.25%pa till 2027. I think very safe. UOB unlikely to go belly up by 2027.
            Thanks leeyl..so make me laugh lol.

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            • MyPillowM
              MyPillow
              last edited by

              MrsKiasu\" post_id=\"2073070\" time=\"1656835891\" user_id=\"43981:

              1.3%fixed..you really lucky gal. I been paying less than 1% then last mth 1.5% next 1 or 2 mths I think should be abt there and thereafter :nailbite:
              Mrsks, u also lucky that been paying less than 1% for last 2 yrs? Now us a matter of time , borrowers to be hit by new rising rates . Up n down waves for home owners . But no urgent need to pay off if other investments returns are higher .

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              • MrsKiasuM
                MrsKiasu
                last edited by

                MyPillow\" post_id=\"2073085\" time=\"1656849273\" user_id=\"70594:

                Mrsks, u also lucky that been paying less than 1% for last 2 yrs? Now us a matter of time , borrowers to be hit by new rising rates . Up n down waves for home owners . But no urgent need to pay off if other investments returns are higher .
                Mp, I went to chk my old emails when you mentioned 2 yrs..really 2 yrs ! Shouldn't complain la hor..this current one with option to change after 1 yr.

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                • X
                  xueyan
                  last edited by

                  Can i check can do decoupling for HDB or is it only for private property?

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                  • EstéemaE
                    Estéema
                    last edited by

                    xueyan\" post_id=\"2074384\" time=\"1657783756\" user_id=\"6643:

                    Can i check can do decoupling for HDB or is it only for private property?
                    HDB strictly cannot do decoupling.

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                    • X
                      xueyan
                      last edited by

                      Estéema\" post_id=\"2074389\" time=\"1657784133\" user_id=\"66413:

                      HDB strictly cannot do decoupling.
                      That means that if I own a HDB now and would like to purchase a private condo for investment, there is no way to avoid paying the 17% ABSD? Definitely have to pay right?

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                      • EstéemaE
                        Estéema
                        last edited by

                        xueyan\" post_id=\"2074394\" time=\"1657786563\" user_id=\"6643:

                        That means that if I own a HDB now and would like to purchase a private condo for investment, there is no way to avoid paying the 17% ABSD? Definitely have to pay right?
                        No way to avoid. That’s why some parents buy under Trust for their babies! :rotflmao:

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