Property Views

[xueyan]

Estéema\" post_id=\"2074389\" time=\"1657784133\" user_id=\"66413:

HDB strictly cannot do decoupling.

That means that if I own a HDB now and would like to purchase a private condo for investment, there is no way to avoid paying the 17% ABSD? Definitely have to pay right?

[Estéema]

xueyan\" post_id=\"2074394\" time=\"1657786563\" user_id=\"6643:

That means that if I own a HDB now and would like to purchase a private condo for investment, there is no way to avoid paying the 17% ABSD? Definitely have to pay right?

No way to avoid. That’s why some parents buy under Trust for their babies! :rotflmao:

[Zeal mummy]

xueyan\" post_id=\"2074384\" time=\"1657783756\" user_id=\"6643:

Can i check can do decoupling for HDB or is it only for private property?

https://www.hdb.gov.sg/residential/living-in-an-hdb-flat/changing-owners-occupiers/change-in-ownership/change-in-flat-ownership

[Zeal mummy]

MyPillow\" post_id=\"2073013\" time=\"1656757159\" user_id=\"70594:

That’s high! 3% for how long ?
I m not following loan interest yet- mine till end 23.
U just settled yours , can share what is floating rate now ?

Sorry I just came in and saw this post. Think floating was SoR +0.65. I’m not sure what are the rates now..

[Zeal mummy]

lee_yl\" post_id=\"2073056\" time=\"1656822997\" user_id=\"17023:

Mapletree seems popular!
We are reading up on CapitalLand Integrated Commercial Trust (CICT), Mapletree, Ascendas and Keppel. Maybe pick 1-2 from the above.

I still have some CCT shares. Which ones did you buy in the end?

[Parent]

Zeal mummy\" post_id=\"2074404\" time=\"1657790404\" user_id=\"58173:[quote=\"Zeal mummy\" post_id=2074404 time=1657790404 user_id=58173]
https://www.hdb.gov.sg/residential/living-in-an-hdb-flat/changing-owners-occupiers/change-in-ownership/change-in-flat-ownership[/quote]

No decoupling allowed for HDB.

[Zeal mummy]

Parent\" post_id=\"2075207\" time=\"1658232817\" user_id=\"2348:

No decoupling allowed for HDB.

You’re welcome.

[lee_yl]

Zeal mummy\" post_id=\"2074416\" time=\"1657791240\" user_id=\"58173:[quote=\"Zeal mummy\" post_id=2074416 time=1657791240 user_id=58173]
I still have some CCT shares. Which ones did you buy in the end?[/quote]

We have those that I mentioned earlier, plus one UOB perpetual bond.

There is one similar perpetual from Standard Chartered Bank giving 5.375%pa for first 2 years then change to SORA + 3.8%. We are hesitating to buy as Stand Chart is not a local bank.

[MyPillow]

lee_yl\" post_id=\"2075434\" time=\"1658333137\" user_id=\"17023:

We have those that I mentioned earlier, plus one UOB perpetual bond.

There is one similar perpetual from Standard Chartered Bank giving 5.375%pa for first 2 years then change to SORA + 3.8%. We are hesitating to buy as Stand Chart is not a local bank.

temasek has shares in SC,

[Zeal mummy]

lee_yl\" post_id=\"2075434\" time=\"1658333137\" user_id=\"17023:

We have those that I mentioned earlier, plus one UOB perpetual bond.

There is one similar perpetual from Standard Chartered Bank giving 5.375%pa for first 2 years then change to SORA + 3.8%. We are hesitating to buy as Stand Chart is not a local bank.

I see. Thanks for sharing! Yeah SC is another source if want to diversify your investments.