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    Fixed Deposit Promotion

    Scheduled Pinned Locked Moved Money Matters
    1.2k Posts 124 Posters 378.6k Views 1 Watching
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    • doodbugD Offline
      doodbug
      last edited by

      MyPillow\" post_id=\"2089025\" time=\"1668734503\" user_id=\"70594:

      anyone know whether can use online or mobile app to to buy Tbill using CPF OA?
      Need to go down to bank physically if buying with OA. But with cash or bank deposits, can buy online.

      1 Reply Last reply Reply Quote 0
      • starlight1968sgS Offline
        starlight1968sg
        last edited by

        doodbug\" post_id=\"2089026\" time=\"1668734562\" user_id=\"13281:

        Need to go down to bank physically if buying with OA. But with cash or bank deposits, can buy online.
        Besides the quarterly fee imposed by the bank on investing OA, any other charges? Thank you.

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        • lee_ylL Offline
          lee_yl
          last edited by

          sgplusone\" post_id=\"2088645\" time=\"1668303406\" user_id=\"194714:

          any thoughts on savings (endowment) plans offered by insurance companies
          eg FWD 4.5% https://www.fwd.com.sg/personalised-
          I left my number with them earlier but they did not get back to me. Then I realized the 2yr plan was overscribed.

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          • zac's mumZ Offline
            zac's mum
            last edited by

            starlight1968sg\" post_id=\"2089028\" time=\"1668734892\" user_id=\"14025:

            Besides the quarterly fee imposed by the bank on investing OA, any other charges? Thank you.
            Quarterly fee is $2.50? I applied thru DBS bank (physical form), on top of that they charge $2 admin fee per application.

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            • starlight1968sgS Offline
              starlight1968sg
              last edited by

              zac's mum\" post_id=\"2089041\" time=\"1668739156\" user_id=\"53606:[quote=\"zac's mum\" post_id=2089041 time=1668739156 user_id=53606]
              Quarterly fee is $2.50? I applied thru DBS bank (physical form), on top of that they charge $2 admin fee per application.[/quote]
              Ok, quarterly fee, a $2 service charge per application.

              This can be used as cpf shielding

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              • doodbugD Offline
                doodbug
                last edited by

                starlight1968sg\" post_id=\"2089043\" time=\"1668739298\" user_id=\"14025:

                Ok, quarterly fee, a $2 service charge per application.

                This can be used as cpf shielding
                If using cash, there are no fees! (unlike SSB, which is $2 per transaction.)

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                • starlight1968sgS Offline
                  starlight1968sg
                  last edited by

                  Am keen to use OA or SA. Am turning 55 next year.

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                  • doodbugD Offline
                    doodbug
                    last edited by

                    starlight1968sg\" post_id=\"2089045\" time=\"1668739482\" user_id=\"14025:

                    Am keen to use OA or SA. Am turning 55 next year.
                    for shielding, is it must time everything swee swee? (check date the T bill is returned to your CPF account....)

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                    • zac's mumZ Offline
                      zac's mum
                      last edited by

                      starlight1968sg\" post_id=\"2089045\" time=\"1668739482\" user_id=\"14025:

                      Am keen to use OA or SA. Am turning 55 next year.
                      U can use both like I did (2 separate physical forms). The adviser at the bank will be able to show u where on your CPF mobile app (under “Invest” tab) u can view the total amt in OA and SA u can invest.

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                      • starlight1968sgS Offline
                        starlight1968sg
                        last edited by

                        doodbug\" post_id=\"2089046\" time=\"1668739710\" user_id=\"13281:

                        for shielding, is it must time everything swee swee? (check date the T bill is returned to your CPF account....)
                        I think when ah gong takes my SA and it is not there, it will hv to take my OA. Thereafter my SA can return lor 🙂

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