Fixed Deposit Promotion

[Coolkidsrock2]

No financial savvy - can swing either way and sometimes need pay school fees : ). Just self soothe, take lessons learnt, move on and pass on learnings to kids.


Am constantly balancing risk appetite and reminding myself to be open to new types of investible assets eg alternative private markets, passion investing, etc.

[ChiefKiasu]

Coolkidsrock2\" post_id=\"2103305\" time=\"1680074817\" user_id=\"48901:

No financial savvy - can swing either way and sometimes need pay school fees : ). Just self soothe, take lessons learnt, move on and pass on learnings to kids.

Am constantly balancing risk appetite and reminding myself to be open to new types of investible assets eg alternative private markets, passion investing, etc.

This, btw, is the definition of savvy

[Coolkidsrock2]

Saw this in a book, "Everything must change so that everything can stay the same." Is the same with investments, need to be mindful am not assessing it based on old benchmarks, strategies, perceptions, watermarks, etc.

[MrsKiasu]

Any recommendation on which bank interest rate is better? Currently I think HSBC got 3.8%.

[starlight1968sg]

MrsKiasu\" post_id=\"2105388\" time=\"1681390170\" user_id=\"43981:

Any recommendation on which bank interest rate is better? Currently I think HSBC got 3.8%.

https://rhbgroup.com.sg/rhb/personal/fixed-deposit-campaign
RHB offers 3.9%pa for 12mth & 24mth for Premier Banking or Online Placement

[MrsKiasu]

starlight1968sg\" post_id=\"2105396\" time=\"1681394960\" user_id=\"14025:

https://rhbgroup.com.sg/rhb/personal/fixed-deposit-campaign
RHB offers 3.9%pa for 12mth & 24mth for Premier Banking or Online Placement

Thanks star, this looks good. 6mths also 3.9%

The other day I thought I saw somewhere ICBC's high interest rate like around 4%(?). The branch closed on the day I passed by. Checked online cannot find the rate.

[starlight1968sg]

MrsKiasu\" post_id=\"2105409\" time=\"1681429208\" user_id=\"43981:

Thanks star, this looks good. 6mths also 3.9%

The other day I thought I saw somewhere ICBC's high interest rate like around 4%(?). The branch closed on the day I passed by. Checked online cannot find the rate.

I think interest rates will start dropping. Earlier the 24mth RHB int rate was 4.1%.

[MrsKiasu]

starlight1968sg\" post_id=\"2105421\" time=\"1681432688\" user_id=\"14025:

I think interest rates will start dropping. Earlier the 24mth RHB int rate was 4.1%.

Looks like it..but I will still put the 3 and 6 mths as need the flexibility. I just hope the UOB One will continue with current benefits as it is 5% to us effortlessly as we using UOB CC.

[Imp75]

How to put the RHB online? Anyone tried?

[Coolkidsrock2]

Not tried but it says at the bottom of the page new to bank clients, to use the app to open account. Guessing it can extract the info from MyInfo like how it is done at other banks.