me and my money
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Hi LOLmum,
This is a very interesting question because I read this section quite a bit and enjoy reading about their success story! Seems like a lot of them make money through property and their timing seems to be always great! Most of them also loose money buying stocks and shares. A handful invest in their own business which generates money for them.
One time, I was imagining what I would have answered should I be featured on this \"Me and my money\"? I actually wrote down all the questions and then answer them one by one by writing them down in my diary!
No need to wait until they feature you. You can do the same too! Or you can also post your answers here for interested reader like me to read..heh..heh..
:celebrate: -
May be can post all the questions here first ?
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:lol:
tried out the questions too. but am a sahm so if just me answering the questions, not such an accurate reflection.\". :lol: :lol: :lol:
okay, here are the questions.
1) are you a spender or saver?
2) how much do you charge to your credit cards every month?
3) what financial planning have you done for yourself?
4) moneywise, what were your growing up years like?
5) how did you get interested in investing?
6) what property do you own?
7) what's the most extravagant thing you have bought?
what's your retirement plan?
9) home is now........
10) i drive................
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worst and best bets
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1) what has been your worst investment to date?
2) and your best investment? -
Most are savers !?
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LOLMum:
:lol:
tried out the questions too. but am a sahm so if just me answering the questions, not such an accurate reflection.\". :lol: :lol: :lol:
okay, here are the questions.
1) are you a spender or saver?saver
2) how much do you charge to your credit cards every month? S$5000
3) what financial planning have you done for yourself?spend only on what is necessary
4) moneywise, what were your growing up years like? poor, very poor
5) how did you get interested in investing? is my job
6) what property do you own? house
7) what's the most extravagant thing you have bought? my present car what's your retirement plan? cash
9) home is now........
10) i drive................
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worst and best bets
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1) what has been your worst investment to date? IPC shares
2) and your best investment?my present project -
[quote=\"LOLMum\"]:l
ol:
tried out the questions too. but am a sahm so if just me answering the questions, not such an accurate reflection.\". :lol: :lol: :lol:
okay, here are the questions.
1) are you a spender or saver? saver
2) how much do you charge to your credit cards every month? between $400-$1000
3) what financial planning have you done for yourself? ask dh
4) moneywise, what were your growing up years like? average
5) how did you get interested in investing? primary 1 registration
6) what property do you own? condo
7) what's the most extravagant thing you have bought? personal use? my cartier ring what's your retirement plan? ask dh
9) home is now........ condo (near to ds's school)
10) i drive................ toyota (consider car a liability) but would like a volvo
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worst and best bets
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1) what has been your worst investment to date? none
2) and your best investment? haha, definitely dh [/quote[ -
appeared once thru referral of a friend and i would advise not too. unless u have an agenda to do so.. i did it for the exposure of my biz..
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LOLMum:
:rotflmao: :rotflmao: :rotflmao: :rotflmao:ol:
3) what financial planning have you done for yourself? ask dh
7) what's the most extravagant thing you have bought? personal use? my cartier ring what's your retirement plan? ask dh
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2) and your best investment? haha, definitely dh [/quote[ -
2000 modern daddy:
appeared once thru referral of a friend and i would advise not too. unless u have an agenda to do so.. i did it for the exposure of my biz..
Wah..seh...good for you modern daddy! My friend appeared once too and read all about his investment plan. Definitely there is an agenda trying to promote his business.
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okay, here are the questions.
1) are you a spender or saver? [I spend 80% and save 20%, don't we all so how to consider a saver?]
2) how much do you charge to your credit cards every month? [About SGD1,000 per month, pay up in full each month and trying very hard to cut the expenditure down!]
3) what financial planning have you done for yourself? [Bought about 7 insurance policies - yikes! - 2 maturing soon.]
4) moneywise, what were your growing up years like? [Average HDB dwellers, not too poor with hardworking parents.]
5) how did you get interested in investing? [Years ago during the IPO hot days whereby any IPO you got sure win! ]
6) what property do you own? [Landed Terrace]
7) what's the most extravagant thing you have bought? [Must be my condo. bought with a huge bank loan! I have since sold this off. Phew! ] what's your retirement plan? [Be prepared to downgrade to HDB anytime at the drop of the hat. Provided my hubby agrees.....]
9) home is now........[Landed Terrace with not enough space!]
10) i drive................[I have a driving license but don't drive. Never believe in owning a car. Goes about in taxis!]
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worst and best bets
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1) what has been your worst investment to date? [A share I sold off during the financial crisis and kerna a loss of about SGD10K.]
2) and your best investment? [OCBC share options acquired when I was an employee. Earned about SGD50K! Also my condo. which I sold at a profit of about SGD50K. Also the current landed property already appreciated by about 30%!]
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