Urgent- is maid insurance refundable?
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Hi I’m dealing with a slippery agent n need to double check. I paid maid insurance of $321. Transferred maid out after 5 weeks. Supposed to confirm replacement today. I hvnt received any insurance refund n the agent wants me to pay $321 again. Isn’t the insurance supposed to be prorated n refunded?
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Which underwriter r they using?
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anusha9504:
Hi I'm dealing with a slippery agent n need to double check. I paid maid insurance of $321. Transferred maid out after 5 weeks. Supposed to confirm replacement today. I hvnt received any insurance refund n the agent wants me to pay $321 again. Isn't the insurance supposed to be prorated n refunded?
Yes, you should get partially refund for the first maid. but it takes some time. You will have to pay for insurance again for the new maid. -
Yes… Confirmed refundable !! If try trying to be funny and drag the payment, u may go direct to MOM. Btw which maid agency ? Recently I encountered 1x screw agency and I was so angry and told them that we will proceed to small claims court and mom. Immediately within few dad the cheque ready for collection .
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ruohoo97:
It's definitely refundable. The calculation is based on prorated.anusha9504:
Hi I'm dealing with a slippery agent n need to double check. I paid maid insurance of $321. Transferred maid out after 5 weeks. Supposed to confirm replacement today. I hvnt received any insurance refund n the agent wants me to pay $321 again. Isn't the insurance supposed to be prorated n refunded?
Yes, you should get partially refund for the first maid. but it takes some time. You will have to pay for insurance again for the new maid. -
It is refunable on a prorated basis but because it takes time, the agent normally requires you to TOP-UP the difference to make up to $321 for the new maid. I had done it approximately 4 times, 2 different agents. No need to fork out the full amount again due to the forthcoming credit.
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Insurance company proposal form will usually state the refund % within certain time frame.
However I suggest you look at the service or any agreement which the agency may state there are no refund for maid insurance due to promotion or special package deal. -
Not all maid agency will refund u the money. Always check before u confirm taking ur maid.
Normally I do not want the maid agency to handle my insurance or bond. I always engage my insurance agent to settle but is quite troublesome. I hv been doing it for the past few years. If ur maid agency insisted u to let them handle the insurance, please make sure is refundable if not u can forget it, coz it’s telling me that they are doing monkey biz. To make u return the maid and they can earn fm there. -
I dont know if i remember correctly, but your insurance seems to be on the high side…
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yes high, but i can get the refund (pro-rate).
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