Why students study more during school holidays
27
Online205.6k
Users35.9k
Topics529.4k
Posts-
C
[2024 Sec 2 student]: From Sec 1 HCL SA2’s 11/20 to Sec 2 HCL WA3’s 16.5/20.
实用文 is a new component in Sec level thus for most students, it will be a challenge - after all, the 书面语 question that they attempted in Pri level CL is pretty short and only worth 4 marks.
Given more reading up on various topics and social issues, as well as deeper analyzation, improvement can be made over time.
=====
schedule can be found HERE other contact details can be found HERE
Sign up for Chen Lao Shi’s 2024 Pri/Sec Group Classes (free trial lesson available) HERE
-
N
Hi all, sharing this website https://teebloc.com I came across allowing you to create custom worksheets from top school past year questions.
It can let you filter questions by topic so that you can drill your kids on their weak topics. Highly recommended!
-
A
Under the new PSLE scoring system, students’ performance in each subject is graded using Achievement Levels (ALs) ranging from AL1 to AL8, with AL1 being the highest. These levels are then summed to form the student’s overall PSLE score, ranging from 4 to 32, with a lower score indicating better performance. This change aims to differentiate students more clearly and reduce the fine differentiation that the T-score system previously emphasized.
One of the key features of the new PSLE scoring system is the focus on students’ individual learning progress rather than a relative comparison against their peers. This approach is intended to create a more balanced educational experience, allowing students to explore their interests and talents beyond academic achievements.
-
R
Hi Any of your child attend this programme before? Is it intensive as the programme will last till P6? I’m worried the programme will take up too much of my child’s time. After attending this programme, will it help in DSA for other school? Your input is very much appreciated. Cannot find much information online. Thank you!!
-
C
Sharing this informative video I came across from TED-Ed:
[youtube=http://www.youtube.com/watch?v=U0EySK4T2aY]
-
I
Wow thanks for breaking this down, otherwise I would hv thought HDB ownership is really unaffordable. Not sure why hdb website illustrative example is painting a rather bleak picture or maybe I was too focused that it’s half a million (tsk tsk so expensive for a hdb that area).
-
B
Hmm…. did a back of envelope calculation.
Say poly graduate, starting pay is around $2700. After working for 8 yrs ( around time to settle down) , pay increased to $3500. Say avg monthly pay from starting to end of 8 yrs is $3100.
23% CPF allocation into OA monthly = 23% of $3100=$713. After 8 yrs, saving in OA = 8x12x$713 = $68k. Say partner same profile. Total CPF available when apply for HDB flat is $68k x 2 = $136k.
First time buyer housing grant up to $80k I read
Say a $500k HDB flat, minus $80k grant minus $136k available, need to take up $284k loan.
Loan from HDB at 2.6% rate, repayment period 25 yrs, monthly instalment around $1289, and $645 per person.
Current salary of $3500, 23% allocation into OA , will be $800. Enough to service the monthly instalment.
U grad will be in better position. Poly graduate can upgrade to degree. Housing Base line i think still intact.
Not many can slow down. But at least some pressure will be reduced from the societal expectation front, making it easier for those who can work out something.
-
I
lee_yl\" post_id=\"2135528\" time=\"1719295421\" user_id=\"17023:
Definitely la I using ulu eg (supposedly most affordable) as case in point.
I don’t know HDB’s pricing formula but $500K+ for Woodlands could be due to inflationary erosion of our purchasing power, aka our money has become “smaller”.
One may find Wdlands BTOs expensive but none of my young cousins getting married, chose Woodlands BTO. They rather pay more for estates like Bidadari!! LOL. Demand for Woodlands BTO definitely not as high as those nearer town
So tell me, how do we stop and smell the roses when homes have become so unaffordable.
And new graduate pay nowadays median is merely $3-4k (finance) not sure how much lower is for those in commercial/social service sectors. Also 60% of the population are non-grads.
-
L
Imp75\" post_id=\"2135522\" time=\"1719293429\" user_id=\"2358:
I don’t know HDB’s pricing formula but $500K+ for Woodlands could be due to inflationary erosion of our purchasing power, aka our money has become “smaller”.
I am using wdlds as analogy lah to illustrate how unaffordable BTOs have become esp the prime and plus estates.
One may find Wdlands BTOs expensive but none of my young cousins getting married, chose Woodlands BTO. They rather pay more for estates like Bidadari!! LOL. Demand for Woodlands BTO definitely not as high as those nearer town
-
L
doodbug\" post_id=\"2135511\" time=\"1719287193\" user_id=\"13281:
My uncle owns a 4rm HDB in a mature estate. He rents it out for a tidy sum and uses the rental income to finance his private condo.
But this doesn't mean I don't see the possibly negative / ill effects of the widening inequality of the different housing types, and I do think it will become a problem in future as it is another form of 'divide'. Some say that it is far more difficult to 'upgrade' now than in the past.
Private properties prices have rocketed sky high and don’t forget the 20% ABSD should a couple decide to keep their HDB. It is out of reach for most Singaporeans as compared to my uncle’s or even our era. If one disposes off their 5rm flat and get a condo of around 1200sqft the couple needs to top up a lot more as the gap between HDB and new private has widened a lot these past few years.
Not sure if this is the reason govt asks us not to chase the 5Cs