Club SAHM

[Mychildren]

jedamum:

Our life style is comfortable without the luxury holidays, car, fine dining or private housing based on single income. Husband is happy that at least I expect less and he is less stressful with keeping up with instalments and such. The kids are sensible in not comparing with their better well off friends too.

But, I did advise ds1 to marry a more capable wife than his mum and encourage him to let his wife work and I offer to care for his children next time so they can enjoy the dual income benefit that we miss. Husband asked why I bother as it won't be as if son will give us more allowance because of it so why I bother spending my Silver years tied to my grand children. My reasoning is that standard of living are so high and I want my grand children to live more comfortably than us and my son not to be too stressful with the dual income. Having said that, I also told my son that he should earn enough so his wife will have the option to stay home for the kids if she wants. Like his mum. So he better study hard now! Lol!

jedamum,
Wow, u really plan ahead. I've never think about all this. I just settling the everyday issues now, I've not think that far. I prefer my son's wife to look after their own children because then there'll be bonding between them & I may not be alive to c the grandchildren then. Not cursing myself. I just tell my sons to do their best in whatever they do & pray that they love God. Its a reminder for me too!
Understand that the living expenses are up but I leave the financial planning to my DH. I just handle the everyday household matters & the kids. My DH also helps in the housework together with the boys. My elder one is already in auto mode so I don't need to remind him now.

[sleepy]

ectanz:

Nope. My hb gave me the amount we both agreed before I \"converted\" to SAHM. This will be my monthly allowance. Hb will take charge of all household expenditures and kid's tuition fees. This is also remark from my relatives that why I don't take control of his money. With the sole control of his financial, at least I'm feeling secure. Prior to our marriage, we both managed our income or money separately and hence I don't think I could change this when I became SAHM. Hb won't agree and I don't want to, very troublesome.....

It didn't started out this way. My hubby also travelling a lot then (many years ago) so he found it troublesome if need to wait for him to return to sign cheques to pay credit card bills. Many years back, internet banking was not as comprehensive. So I promptly suggested to him to credit his pay to my account & I can run all the errands for him :evil:

Anyway, we opened a new joint account 2 years ago so his salary is now credited to that joint account. He is still totally hands-off though, absolutely no idea what are our internet banking pins (his pins with me too) or what's our bank balance :evil:

He only instructed me to transfer a fixed amount to his single account every month because that particular bank has plenty of ATM machines so more convenient for him to withdraw cash. So in that sense, that amount is his fixed monthly cash allowance. Credit card wise, I'm only holding supplementary cards so I guess he doesn't really feel restricted in his spending in any way. He just pass me the charge slips and I will be verifying his credit card transactions for him too.

He's actually happy with this arrangement because he is really not an errand person, issue cheque can write numbers wrongly, cannot remember credit cards due date and kanna finance charges a few times. So it's a relief to him that I took over the management I have complete access to do fund transfer, pay bills, tuition fees, etc so basically I'm running the entire household while he just needs to concentrate on bringing home the bacon

I don't have a fixed month allowance. Spend at will. He doesn't & never bother to check what I spend on. Anyway he knows very well I 精打细算 so very unlikely to spend unnecessarily.

Hmm...what if I elope with a 花美男 someday :evil: :rotflmao: :rotflmao:

[Mychildren]

Oh, sleepy, u going to elope with 花美男??? (Just teasing).

[sleepy]

Mychildren:

Oh, sleepy, u going to elope with 花美男??? (Just teasing).

This item has always been on my wish list :evil:

:rotflmao: :rotflmao:

[Mychildren]

sleepy:

Mychildren:

Oh, sleepy, u going to elope with 花美男??? (Just teasing).

This item has always been on my wish list :evil:

:rotflmao: :rotflmao:

Then u had better not let him know else he'll take over the $$ management himself. (Just kidding) :rotflmao:

[sleepy]

Mychildren:

Then u had better not let him know else he'll take over the $$ management himself. (Just kidding) :rotflmao:

Oh he knows..... he just doesn't believe that it's ever going to happen :razz:

[Mychildren]

sleepy:

Mychildren:

Then u had better not let him know else he'll take over the $$ management himself. (Just kidding) :rotflmao:

Oh he knows..... he just doesn't believe that it's ever going to happen :razz:

Both of u r so cute!!!

[Stayhomedadof2]

Hi sleepy, i’m exactly like you. I run the entire house. We have a joint account only so i don’t have the need to give my wife the allowance. I settle all the bills, phone and internet contracts, everything… She is very hands off when it comes to managing the house. It can get a bit stressful but what to do, she’s not very good at managing money.

Unfortunately, there are times when I question her about her spending and she has, in a temper, said that it was her money and can do with it the way she wants to. She does apologize later on but it’s still very hurtful to me…
Anyway as some of you might have read in my earlier posts (about my justifying still staying at home…i know …i know…not that i need to but a lot of pressure cos many ppl asking me what i’ll be doing with my ‘free’ time since both kids are in school…must be cos i’m a male…jury still out on that one) i have started an on-line shop selling maternity/nursing wear, childrens bed-linen and baby toys. I’m not sure if i’m allowed to post my URL here but if you are interested to know more, pls feel free to PM me and i’ll pass the URL to you.

[Mychildren]

Stayhomedadof2 ,

Just remember there's nothing to be ashame of to be a SAHD. Sometimes, due to circumstances, dad need to stay at home while mum needs to work. I think both of u have thought about it carefully before making this decision. Thumbs up for u, bravo! :please: (thumb up sign)

[Stayhomedadof2]

Thank you very much Mychildren, that brought a smile to my face and in my heart…