Ferrari crash
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Even if he was not drunk does it make him any less guilty?
The problem here was the speed at which the vehicle was going and "beating" the red light that caused 2 innocent party to die.
Nobody has the right to take away the life of another human being. Even if you want to die, your body is not yours to kill.
Your mother carried you for how long, your parents looked after you for how long. The first breath of life is a miracle in itself.
Life is to be treasured!!
Cheers -
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I think what AXA trying to do is correct. They should not have paid out those 3rd party claim first. Any one wishes to claim should claim from Ma Chi’s estate. Ma Chi was recklessly driving and so AXA has the right to repudiate the insurance contract. The insurance policy covers normal accidents but not when one is driving it against the law - beating the red light.
It is these kind of drivers that drive up the insurance premium for the rest of the careful drivers in this country.
I sympathise with Ma Chi’s family for their loss but this insurance thingy has to be settled rightfully -
Guess every driver will be watching this. If cannot claim against the reckless party, which usually is the cause of road accidents, then who can other road users such as pedestrian claim against?
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Nebbermind:
Guess every driver will be watching this. If cannot claim against the reckless party, which usually is the cause of road accidents, then who can other road users such as pedestrian claim against?
I think what the insurance company is trying to do is to distinguish this case of blatant speeding from those harder to prove cases. This Ma Chi case with the video evidence if paid out by AXA would set a precedent that EVERY speeding accident case will be payable and is morally wrong in the first place, and will cause insurance premium to spiral upward out of control -
Whatever the verdict, all motorists will be affected in one way or another.
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Why AXA withdrawing coverage for Ferrari crash
By Sujin Thomas
He had been speeding in a part of town which was built-up, and where traffic was to be expected at all hours. He also failed to stop at the traffic lights, which had been red for a \"significant\" period of time.
These are some of the reasons why the vehicle insurer of Ferrari driver Ma Chi, 31, is withdrawing its coverage for the crash in May, which left three dead.
The reasons were outlined in a defence and counter-claim filed in the High Court on Monday by lawyers acting for AXA Insurance Singapore.
The document said: \"Ma Chi was doing an act which he knew or ought to have known was courting imminent danger to himself and others.\"
The crash, it added, was \"highly probably, foreseeable and to be expected\".
In the counter-claim, the insurer's lawyers said that the incident was due to a \"collision\", not an accident.
In the insurance industry, this means that the driver was aware that his actions would cause an accident, thereby voiding the insurer's liability to make a payout.
It also stated that amounts from claims made for those injured or killed in the crash should come from Mr Ma's estate.
On May 12, Mr Ma allegedly beat a red light and crashed into a ComfortDelGro taxi, which then hit a motorcycle at the junction of Rochor Road and Victoria Street.
Mr Ma, a financial investor from Sichuan, died at the scene while cabby Cheng Teck Hock, 52, died in hospital along with his Japanese passenger, Ms Shigemi Ito, 41. Both the motorcyclist and a female passenger in the Ferrari were injured.
According to a Health Sciences Authority toxicology report dated June 5, Mr Ma had not consumed alcohol before getting behind the wheel.
AXA first informed Mr Ma's family of its decision to repudiate its liability in July. Last month, the family - through its lawyer, Mr Wendell Wong- filed a suit asking the High Court to rule that the crash was indeed an accident.
[email protected]
http://motoring.asiaone.com/Motoring/News/Story/A1Story20120905-369594.html -
I just feel very sorry for the wife and children. They will likely end up broke as a result of his stupidity.
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nms1:
I just feel very sorry for the wife and children. They will likely end up broke as a result of his stupidity.
more than 1 victim involved -
Ma family now have to pay all, not just taxi driver.
AXA is wise.
otherwise in future, if similar Ma case(s) repeat and AXA is held liable for insurance, she can go bankrupt. -
Ma’s estate may have the money to fight. But let’s say Ma is a poor guy and the insurance refuses to pay…what will happen to all the victim?
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