Insurance company proposal form will usually state the refund % within certain time frame.

However I suggest you look at the service or any agreement which the agency may state there are no refund for maid insurance due to promotion or special package deal.

My 2 c worth, hope others can contribute after visiting some agency,


New filipino maid (New Scheme)
Maid Salary Min USD400 = SGD500
Agency Fee = $2800 approx
Exclude maid air ticket, insurance, embassy bond
No maid loan, no replacement.

If you shop around, I think you can find ‘hybrid’ scheme as stated in the recent article in ST.
Agency fee = $1800 include insurance.
Salary = mostly like around $430-$450
no replacement but should have discount on next maid.

No. Just sharing cost saving info.

You may check with the agent on your preferred QC requirement if you need
Pros of having experience maid as compared to new maid I feel are;
1. Communication
2. Less stressful and less time consuming to teach them your preferred method of doing household chores.
3. Able to assimilate to the household with ease.
Cons of it…;
1. May have change employer frequently for whatever reasons which is difficult to seek the truth.
2. Use hp all day with earpiece on and have bf then fail medical exam if pregnant.
3. Not as obedient as new maid.

After all, they are human too just like how we seek greener pasture.

:xedfingers: If you need contact for experience indonesian FDW at $450 per month exclude off day pay, can pm me.

:xedfingers: I have contact for experience Indonesia maid at $450 per month. If you are interested, pm me.