From the recent parliament debate about Happiness index, I got worries from the replies from the government. Seem to me they are still believe that SG need to have a larger population in order to survive.


In my opinion, no matter how big your population is once you have demotivated ppl…it’s not a good sign as no motivation = no innovation = no product = no growth.

Apple no doubt make good quality devices. However, I don’t like the way they market their product. All are locked to Apps store & iTune. It’s like a Microsoft in the making. The most ridiculous is it’s hardware warranty…void due to software being hacked? Why penalize users when your software has a bug?


As for Android, not so stable due to the fact that it’s highly customizable and thus not so user friendly… However, you have a range of handset to choose from and no warranty void if you rooted your phones (as far as I know). Battery can be replaced by oneself (no need service charge).

Thanks for all your replies…


Looks like need to consider all the ‘hidden’ costs before ‘jumping’ in…

Hi, newbie here,


Juz wanna know for those that rent out HDB and stay in private property…After deduct the bank loan, property tax, income tax, etc…What’s the yield like? <5% or more?

Tks in advance