ChiefKiasu:melvincho:Not yet not yet! Some planning and financially stronger will be better though.The fact is, you will never be really financially ready for kids... because it is a meaningless concept WITHOUT kids. Just do it and go with the flow. You will find much more satisfaction in life.This I agree! When we really leave family planning to dollars and cts... It will never add up. Sometimes we just have to take the plunge and just do it... Things will have a way of working themselves out... #2 was unexpected for us cos of this and that etc.... But I'm enjoying every moment with DS2 too