Fixed Deposit Promotion

[ptb7476]

lee_yl:

MyPillow:

[quote=\"lee_yl\"]
POSB promo, 4th Aug last day.

1.55%pa for 6mths, no min sum required. Not sure if this is the best rate so far.

leeyl, where u see the advert, i din see on papers?

http://www.posb.com.sg/personal/promotion/freshfunds

Is this the highest so far?[/quote]nope .

last year was higher at 1.88$

http://sugaspiceeverythingnice.blogspot ... otion.html

[lee_yl]

ptb7476:

lee_yl:

http://www.posb.com.sg/personal/promotion/freshfunds

Is this the highest so far?

nope .

last year was higher at 1.88$

http://sugaspiceeverythingnice.blogspot ... otion.html

Aiyo, I mean right now lah. FD Interest rate so low everywhere.

[ptb7476]

lee_yl:

ptb7476:

[quote=\"lee_yl\"]

http://www.posb.com.sg/personal/promotion/freshfunds

Is this the highest so far?

nope .

last year was higher at 1.88$

http://sugaspiceeverythingnice.blogspot ... otion.html

Aiyo, I mean right now lah. FD Interest rate so low everywhere.[/quote]oops sorry :oops:
the HL is the highest
https://www.hlbank.com.sg/promotion/201 ... ed-deposit

actually IMHO i think the int for FD are low... maybe u wan to consider UOB one or OCBC 365 ... but these required some CC spending before u can get the high interest ..

for uob, CC spent min 500 for constant 3 months get $50 rebate and on top of that a min 50K deposit on their uob one account , can get average interest of $100 per mth .. that is like average 2.4% int per annum

[lee_yl]

ptb7476:

oops sorry :oops:
the HL is the highest
https://www.hlbank.com.sg/promotion/201 ... ed-deposit

actually IMHO i think the int for FD are low... maybe u wan to consider UOB one or OCBC 365 ... but these required some CC spending before u can get the high interest ..

for uob, CC spent min 500 for constant 3 months get $50 rebate and on top of that a min 50K deposit on their uob one account , can get average interest of $100 per mth .. that is like average 2.4% int per annum

Thanks but no thanks.
Too many conditions attached and I need to keep track to ensure all are met in order to enjoy the 2.4% Pa capped at $50K.

[MrsKiasu]

lee_yl:

ptb7476:

oops sorry :oops:
the HL is the highest
https://www.hlbank.com.sg/promotion/201 ... ed-deposit

actually IMHO i think the int for FD are low... maybe u wan to consider UOB one or OCBC 365 ... but these required some CC spending before u can get the high interest ..

for uob, CC spent min 500 for constant 3 months get $50 rebate and on top of that a min 50K deposit on their uob one account , can get average interest of $100 per mth .. that is like average 2.4% int per annum

Thanks but no thanks.
Too many conditions attached and I need to keep track to ensure all are met in order to enjoy the 2.4% Pa capped at $50K.

You are right lee_yl..I just called Singtel to change my billing cycle to mid month as I have missed one month interest just because that month has 30 days instead on 31 days for Singtel billing cycle ..so my number of Giros is short of their requirement...other than that getting more pro in charging credit cards liao. Planning to open 365 and One acct under dh's name also..like the 'flexibility' of principal too.

[starlight1968sg]

I also dont apply such cards bec i dont keep track on my spendings

[lee_yl]

MrsKiasu:

lee_yl:

[quote=\"ptb7476\"]
oops sorry :oops:
the HL is the highest
https://www.hlbank.com.sg/promotion/201 ... ed-deposit

actually IMHO i think the int for FD are low... maybe u wan to consider UOB one or OCBC 365 ... but these required some CC spending before u can get the high interest ..

for uob, CC spent min 500 for constant 3 months get $50 rebate and on top of that a min 50K deposit on their uob one account , can get average interest of $100 per mth .. that is like average 2.4% int per annum

Thanks but no thanks.
Too many conditions attached and I need to keep track to ensure all are met in order to enjoy the 2.4% Pa capped at $50K.

You are right lee_yl..I just called Singtel to change my billing cycle to mid month as I have missed one month interest just because that month has 30 days instead on 31 days for Singtel billing cycle ..so my number of Giros is short of their requirement...other than that getting more pro in charging credit cards liao. Planning to open 365 and One acct under dh's name also..like the 'flexibility' of principal too.[/quote]That's right. A friend complained that her housing loan GIRO deduction was delayed by a day so she was short of one GIRO transaction for that month. She went to the bank to explain but to no avail. To me that's very tiring so I don't intend to open such accounts.

[ptb7476]

MrsKiasu:

lee_yl:

[quote=\"ptb7476\"]
oops sorry :oops:
the HL is the highest
https://www.hlbank.com.sg/promotion/201 ... ed-deposit

actually IMHO i think the int for FD are low... maybe u wan to consider UOB one or OCBC 365 ... but these required some CC spending before u can get the high interest ..

for uob, CC spent min 500 for constant 3 months get $50 rebate and on top of that a min 50K deposit on their uob one account , can get average interest of $100 per mth .. that is like average 2.4% int per annum

Thanks but no thanks.
Too many conditions attached and I need to keep track to ensure all are met in order to enjoy the 2.4% Pa capped at $50K.

You are right lee_yl..I just called Singtel to change my billing cycle to mid month as I have missed one month interest just because that month has 30 days instead on 31 days for Singtel billing cycle ..so my number of Giros is short of their requirement...other than that getting more pro in charging credit cards liao. Planning to open 365 and One acct under dh's name also..like the 'flexibility' of principal too.[/quote]i also had the same problem .. and the trouble maker is singtel .. so to play safe i add somemore giro to that account..

everymonth i have fixed bill which i will pay via CC on the same day each month .. so easy for me to keep track whether i meet the target
then once meet ..i will keep it one side and use other cash rebate card :oops:

no choice..every cents count...

[MrsKiasu]

Ptb7476, I thought of putting in 1 more Giro initially then called Singtel to understand more…you can change your billing cycle to mid month payment…but mine just put up request only hopefully that is what I understand.

[starlight1968sg]

Was told SCB 7mth FD at 1.35%pa.