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    Property Views

    Scheduled Pinned Locked Moved Money Matters
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    • starlight1968sgS Offline
      starlight1968sg
      last edited by

      If have a private and want to buy a resale hdb, must sell the private?

      Tks.

      1 Reply Last reply Reply Quote 0
      • floppyF Offline
        floppy
        last edited by

        starlight1968sg:
        If have a private and want to buy a resale hdb, must sell the private?

        Tks.
        Yup.

        On the other hand, if you have fulfilled the MOP for a HDB flat, you can buy a private without disposing the HDB.

        1 Reply Last reply Reply Quote 0
        • floppyF Offline
          floppy
          last edited by

          bluegal6:
          floppy:

          [quote=\"bluegal6\"]We bought a HDB in late 2014 because of the school, back then property were still on the high side so we choose HDB. But now the price has drop. Is there a way to go around it and bought a condo without meeting the HDB 5 year MOP? Or we really have to wait till end 2019 to be able to buy new launch condo?


          HDB? No way to go round it.
          However, you don't have to wait till MOP of 5 years as usually in the 4th year (2018), you can appeal to waive the MOP provided you are buying a property under construction that will TOP after your 5th year (2019).


          Hi, thanks for the reply, that's sound good enough for us already.[/quote]Just to clarify, you can only look at buying when your flat is into the 4th year (2018) but not before that.

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          • MrsKiasuM Offline
            MrsKiasu
            last edited by

            starlight1968sg:
            If have a private and want to buy a resale hdb, must sell the private?

            Tks.
            That was my understanding ST..die die must hold on to the hdb flat (unless there is a change). Ours more on the attached sentimental value...so difficult to sell anyway.

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            • A Offline
              adhd.041031dad
              last edited by

              Our old Punggol flat has been rented out for 8 years now. So it’s almost paid for itself. That said, at 13 years of age and 5 tenants later, it’s getting worn. Sigh! Have to mini reno soon. Then rent out to next tenant!


              I read today that Punggol will be the new IT hub or something. So the area might continue to have a healthy demand for rental despite the number of units there now. So if you have a Punggol HDB and are thinking of selling it off… consider holding onto it and rent it out! (provided you have somewhere else to stay of course!)

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              • meinteelM Offline
                meinteel
                last edited by

                floppy:
                bluegal6:

                We bought a HDB in late 2014 because of the school, back then property were still on the high side so we choose HDB. But now the price has drop. Is there a way to go around it and bought a condo without meeting the HDB 5 year MOP? Or we really have to wait till end 2019 to be able to buy new launch condo?


                HDB? No way to go round it.
                However, you don't have to wait till MOP of 5 years as usually in the 4th year (2018), you can appeal to waive the MOP provided you are buying a property under construction that will TOP after your 5th year (2019).

                It is very difficult to get HDB to waive unless you have valid reasons. Otherwise, they would open the floodgates of requests to waive the MOP so that they can take advantage of the current property market.

                If you are interested, we can meet up to discuss more. 😃

                1 Reply Last reply Reply Quote 0
                • meinteelM Offline
                  meinteel
                  last edited by

                  Imp75:
                  anyone has experience of getting around the ABSD issue if intend to buy second or third private property? Do we really need lawyer to do the de-coupling and sort out the taxation issue?

                  Yes, a lawyer is required to assist in the filing of transactions - regardless if money have exchanged hands. If you require, I have several lawyers of which I can recommend them to you. They assisted many clients with decoupling and are therefore very familiar with the process.

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                  • meinteelM Offline
                    meinteel
                    last edited by

                    1. I have private property, I want to buy HDB resale.

                    > Possible but note that you only have 6 months to market and sell your private property upon collecting the keys to your HDB.

                    2. I have private property, I want to buy NEW HDB / EC.
                    > You are required to sell your private property AND wait out 30 months before \"exercising option\" for new HDB or EC.

                    3. I am a single, I wish to buy HDB.
                    > Possible. Single Singaporeans aged 35 and above can purchase 2room HDB (New) or any resale HDB properties.

                    4. I have a HDB, can I buy private properties?
                    > Yes. If you have not met your MOP, you can purchase non-residential private properties (Commercial & Industrial). If you have met your MOP, you can purchase both residential and non-residential private properties. However, this is only applicable to Singaporeans. Singapore PRs are required to SELL their HDB upon purchase of residential private properties.

                    Please don't hesitate to contact me 😄

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                    • MyPillowM Offline
                      MyPillow
                      last edited by

                      adhd.dad:
                      Our old Punggol flat has been rented out for 8 years now. So it's almost paid for itself. That said, at 13 years of age and 5 tenants later, it's getting worn. Sigh! Have to mini reno soon. Then rent out to next tenant!


                      I read today that Punggol will be the new IT hub or something. So the area might continue to have a healthy demand for rental despite the number of units there now. So if you have a Punggol HDB and are thinking of selling it off.. consider holding onto it and rent it out! (provided you have somewhere else to stay of course!)


                      Yah , they r building Indian intl Sch there, din u see it :roll:

                      1 Reply Last reply Reply Quote 0
                      • A Offline
                        adhd.041031dad
                        last edited by

                        For real?? :lightrod:


                        Ok.. saw it now. LOL. No, this is new to me. I've not been in Singapore for a couple of years.

                        MyPillow:

                        Yah , they r building Indian intl Sch there, din u see it :roll:

                        1 Reply Last reply Reply Quote 0

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