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    How much is enough for retirement in Singapore?

    Scheduled Pinned Locked Moved Money Matters
    1.8k Posts 133 Posters 364.8k Views 2 Watching
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    • MrsKiasuM Offline
      MrsKiasu
      last edited by

      Oh no don’t dare to look at the shares… haven’t pump full the petrol…haiz…

      1 Reply Last reply Reply Quote 0
      • Zeal mummyZ Offline
        Zeal mummy
        last edited by

        MrsKiasu\" post_id=\"2059783\" time=\"1645676246\" user_id=\"43981:

        My sis got her calcium pills too..but she like to drink. Night time heat up the milk drink already good to sleep wor.

        Everything also need be moderate better right..

        Yesterday my mom took a pic of the eye vits asking me how many tablets to take.. once in a while she will take pic on those things I bought for her like like skin care stuffs/vits, asking what's that for, how to use/eat..

        Eh, yr ds going another stage le...gongxi gongxi!
        Perhaps can alternate between the calcium pills and milk.. I also like warm milk before bed..

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        • EstéemaE Offline
          Estéema
          last edited by

          MyPillow\" post_id=\"2059779\" time=\"1645675639\" user_id=\"70594:

          u know of the reasons? sounds \"scary\" once start , seriously can't stop
          I’m still learning. Think cholesterol medication helps these drugs are suppose to be highly effective in preventing heart problems such as heart attack and stroke. According to the American Heart Association (AHA) Trusted Source, they reduce risk of these and other cholesterol-related problems by approx 50 percent. Stopping essentially double risks for massive heart attacks.

          I believe it’s possible to stop but under doctor’s guidance. Not sure how but I assume they regulate the medication by stepping down but I’m not the right person to answer how it’s really done. Just aware that once started on cholesterol medication cannot stop.

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          • starlight1968sgS Offline
            starlight1968sg
            last edited by

            How the right protection can help you retire with peace of mind

            https://www.straitstimes.com/business/invest/how-the-right-protection-can-help-you-retire-with-peace-of-mind

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            • Zeal mummyZ Offline
              Zeal mummy
              last edited by

              starlight1968sg\" post_id=\"2060077\" time=\"1645929323\" user_id=\"14025:

              How the right protection can help you retire with peace of mind
              https://www.straitstimes.com/business/invest/how-the-right-protection-can-help-you-retire-with-peace-of-mind
              The Government is offering participation incentives of up to $2,500 for Singaporeans born in 1979 or earlier if they join CareShield Life by Dec 31, 2023. If you are part of the Merdeka or Pioneer generations, you can get additional incentives of $1,500.

              Qn: how do they check what plans they are currently on?

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              • starlight1968sgS Offline
                starlight1968sg
                last edited by

                Zeal mummy\" post_id=\"2060098\" time=\"1645937926\" user_id=\"58173:[quote=\"Zeal mummy\" post_id=2060098 time=1645937926 user_id=58173]
                The Government is offering participation incentives of up to $2,500 for Singaporeans born in 1979 or earlier if they join CareShield Life by Dec 31, 2023. If you are part of the Merdeka or Pioneer generations, you can get additional incentives of $1,500.

                Qn: how do they check what plans they are currently on?[/quote]
                I dont know but am pretty sure govt knows bec this CareShield Life is administered partly by govt.

                I am still debating whether to join CareShield Life bec the annual premium payable is $800+.

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                • EstéemaE Offline
                  Estéema
                  last edited by

                  CareShield Life is not for me as it’s high premium for my age is just not a good deal. I think I’ve snug covers with my various health covers with AIA, NTUC Income, Great Eastern & AVIVA. The rest of my funds shld see me thro.

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                  • starlight1968sgS Offline
                    starlight1968sg
                    last edited by

                    Estéema\" post_id=\"2060103\" time=\"1645944301\" user_id=\"66413:

                    CareShield Life is not for me as it’s high premium for my age is just not a good deal. I think I’ve snug covers with my various health covers with AIA, NTUC Income, Great Eastern & AVIVA. The rest of my funds shld see me thro.
                    Not being able to perform some ADLs is quite common when old and hence the importance of CareShield Life.
                    I will think about this later ...

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                    • EstéemaE Offline
                      Estéema
                      last edited by

                      starlight1968sg\" post_id=\"2060104\" time=\"1645944621\" user_id=\"14025:

                      Not being able to perform some ADLs is quite common when old and hence the importance of CareShield Life.
                      I will think about this later ...
                      Do note the terms & conditions for claims & I’ve alr mapped our care plans in the event I need nursing care or helper care. At least I’m in control & can decide who can access my funds or how I want to use my funds. Self-insure in a way with family members’ involvement.

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                      • Zeal mummyZ Offline
                        Zeal mummy
                        last edited by

                        Thank you Starlight and Esteema for sharing. I need to try to gap what I don’t know here… it sounds like an uphill task to plan 20 years ahead tho…

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