Me Time!
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I believe in spending within your earning power. And that goes both ways, don’t overspend and don’t underspend either.
If your income allow you to travel in biz class or 1st class, don’t compete with the rest who cannot afford and fly economy. If you have the flexibility of going to work after peak hours in your chauffer driven car, please do that and don’t come and squeeze with the rest of the people taking public transport during peak hours. When you can afford to pay for your education don’t apply for scholarship just because you can.
Being thrifty may not be a virtue in every scenario. -
slmkhoo\" post_id=\"2078474\" time=\"1660549946\" user_id=\"28674:
Buying a car makes no sense in Singapore, with the mrt being available practically everywhere now. You may think that having a car saves you time... but if you factor in the cost of owning a car, buying gas, paying road tax, parking, summons, etc... it really makes no sense for the \"time you saved\". Better to invest in a pair of nice wireless headphones, and play with your phone on the MRT. I find it more relaxing to travel without a car.
Another thing we have dinned into our daughter's heads is that they should avoid \"buy now pay later\" and getting into credit card debt. Borrowing to buy a house is the main exception, and a car if one is really necessary for work (i.e. it is in a way \"income generating\"). Otherwise, they should save up first, then buy. Getting into debt to go on fancy vacations, buy luxury goods, eat in swanky restaurants etc. is a slippery slope. -
ChiefKiasu\" post_id=\"2078497\" time=\"1660556497\" user_id=\"3:
Chief hv u tried taking mrt during peak hours or try pushing a pram onto the train? I thought the NSEW lines were horrible and the newer lines are no better post covid……. They are so crowded………after a hard day’s work, do we not deserve a good ride home where we can sit comfortably and blast our fav music…
Buying a car makes no sense in Singapore, with the mrt being available practically everywhere now. You may think that having a car saves you time... but if you factor in the cost of owning a car, buying gas, paying road tax, parking, summons, etc... it really makes no sense for the \"time you saved\". Better to invest in a pair of nice wireless headphones, and play with your phone on the MRT. I find it more relaxing to travel without a car. -
ChiefKiasu\" post_id=\"2078497\" time=\"1660556497\" user_id=\"3:
If you travel by yourself, yes public transport in Singapore is great. But if you have young kids and schools are in different locations and not within walking distance, or if you have old folks who are not quite mobile, a car is a great convenience if you can afford it.
Buying a car makes no sense in Singapore, with the mrt being available practically everywhere now. You may think that having a car saves you time... but if you factor in the cost of owning a car, buying gas, paying road tax, parking, summons, etc... it really makes no sense for the \"time you saved\". Better to invest in a pair of nice wireless headphones, and play with your phone on the MRT. I find it more relaxing to travel without a car. -
having a car brings convenience and saves time.
Anybody tried bringing a senior on his wheelchair to take a bus or MRT? Once a month, I bring my dad to take a \"feeder\" bus to Our Tamp Hub. It is quite a challenge to do so.
I live in Hillview and my office is at the North.
In front of Hillview MRT, there are lots of buses going to city or heading JB. But the bus i need to take to Bt Panjang starts almost 6am. The 1st MRT to Bt Panjang is at 6.12am.
From there I need to take another bus to the north. A car journey is about 20 to 30min. My bus trip is easily an hour and at times close to 1.5h due to waiting buses esp during off peak hours.
Again, from Hillview to JE is almost a stone throw away geographically. But I need to take a bus 176 to Bt Batok then hop onto MRT to JE.
Yes, our public transport is easily available but may not be point to point.
Sorry, I off topic again
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Imp75\" post_id=\"2078499\" time=\"1660557007\" user_id=\"2358:
Yes, you are correct, I am now on the horrible EW line train towards Jurong direction after work and it is so crowded that I have to push me face on the door window. I can afford to buy a car but the problem is the traffic jams at Corporation Road and Jalan Boon Lay is worse at this timing and I believe it is much faster to reach home by MRT and feeder bus than driving all the way home.
Chief hv u tried taking mrt during peak hours or try pushing a pram onto the train? I thought the NSEW lines were horrible and the newer lines are no better post covid……. They are so crowded………after a hard day’s work, do we not deserve a good ride home where we can sit comfortably and blast our fav music… -
ngl2010\" post_id=\"2078382\" time=\"1660523032\" user_id=\"40978:
It is heartening to hear many KSP kiddos do give their parents an allowance!
We ask for 10% of DS’s salary. When he was doing part-time job and NS, we started asking already so he can get used to it. We don’t need the money. It is just to instil some sense of responsibility in him. Now he is in uni we are back to giving him pocket money.
My 16yo DD1 worked part-time as a sales promoter for 3 months some time back before starting school in Jan. She gave DH and I, $100 each, every month.
I chance upon a Tik Tok video, where a Japanese teenage boy, put his palms together and said, “Arigato” (subtitled 谢谢妈妈) to his working mum who prepared a simple dinner for him.
Thus, 感恩心, is something that can and should be taught to all our kids! -
Bus, train fare formula to be reviewed; any changes will be applied from 2023
https://www.straitstimes.com/singapore/transport/bus-and-train-fare-formula-to-be-reviewed-any-changes-will-be-applied-next-year -
lee_yl\" post_id=\"2078522\" time=\"1660563233\" user_id=\"17023:
It is great, your DD gives money to parents even for part time jobs. The 感恩心， should extend to people surrounding, like siblings, teachers in school and classmates,etc.
It is heartening to hear many KSP kiddos do give their parents an allowance!
My 16yo DD1 worked part-time as a sales promoter for 3 months some time back before starting school in Jan. She gave DH and I, $100 each, every month.
Thus, 感恩心, is something that can and should be taught to all our kids! -
ChiefKiasu\" post_id=\"2078497\" time=\"1660556497\" user_id=\"3:
I think different situations will call for different decisions. My comment about not buying a car was addressed to the topic that was being discussed - young people just starting out in their careers when money is tight, and they have no young kids or seniors to ferry around.
Buying a car makes no sense in Singapore, with the mrt being available practically everywhere now. You may think that having a car saves you time... but if you factor in the cost of owning a car, buying gas, paying road tax, parking, summons, etc... it really makes no sense for the \"time you saved\". Better to invest in a pair of nice wireless headphones, and play with your phone on the MRT. I find it more relaxing to travel without a car.
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