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    Fixed Deposit Promotion

    Scheduled Pinned Locked Moved Money Matters
    1.2k Posts 124 Posters 386.4k Views 1 Watching
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    • EstéemaE Offline
      Estéema
      last edited by

      Can switch salary & move bill pymts thro credit cards but troublesome. The killer is the tiering system. Criteria to meet every tier then get full 7.8%. Hv to read the fine prints.

      1 Reply Last reply Reply Quote 0
      • starlight1968sgS Offline
        starlight1968sg
        last edited by

        slmkhoo

        am really silly; i like passbook a/c bec i enjoy seeing the machine printing the transactions on my passbook. Passbook a/cs give the lowest or negligible interest rates.

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        • Zeal mummyZ Offline
          Zeal mummy
          last edited by

          starlight1968sg\" post_id=\"2091285\" time=\"1670041262\" user_id=\"14025:

          slmkhoo
          am really silly; i like passbook a/c bec i enjoy seeing the machine printing the transactions on my passbook. Passbook a/cs give the lowest or negligible interest rates.
          I like them too! We had one for each of my children when they were in preschool. Moving along, now we do online banking and no longer use the books.

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          • starlight1968sgS Offline
            starlight1968sg
            last edited by

            The reason of using a passbook is I can trace all the transactions.

            For online, I doubt u can trace a couple of years ago. I dislike banks sending me the monthly statements bec I would hv to file them.
            Yes, I do hv a/c w/o passbooks and I would have to view the transactions online.

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            • Zeal mummyZ Offline
              Zeal mummy
              last edited by

              Same reasons that we can trace all the transactions. Easier for children also, as they can see what’s being recorded. We had fun saving up! I also wrote beside the transaction.. all these are good memories.


              I also dislike bank’s monthly statements .. I store them in a shoe box. 😆

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              • Zeal mummyZ Offline
                Zeal mummy
                last edited by

                Estéema\" post_id=\"2091277\" time=\"1670038096\" user_id=\"66413:

                Can switch salary & move bill pymts thro credit cards but troublesome. The killer is the tiering system. Criteria to meet every tier then get full 7.8%. Hv to read the fine prints.
                Yes, I noticed the tiers too. As per MKS’s post, the effective rate is about 5% after taking into account the tiers. Thank you for highlighting it too!

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                • MrsKiasuM Offline
                  MrsKiasu
                  last edited by

                  Yesterday I saw the published rate at counter of uob bank is from 3.55% to near 4% for higher amt deposit. 6mths & 12 mths like not much difference to me.

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                  • Zeal mummyZ Offline
                    Zeal mummy
                    last edited by

                    Your qualified e$aver account(s) will now earn 3.80% p.a. interest from 1 Dec’22 to 31 May’23 on ADB up to S$5mil with no lock-in period. Speak to your RM or visit our bank’s website for e$aver Exclusive Bonus Interest (Mar’22) Promo T&Cs that apply. Insured up to S$75K by SDIC.

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                    • starlight1968sgS Offline
                      starlight1968sg
                      last edited by

                      GE launched a one year single premium plan with guaranteed 4% interest rate.

                      FYIP.

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                      • lee_ylL Offline
                        lee_yl
                        last edited by

                        RHB at Cecil Branch giving out 4.28%pa for FD (new branch opening promo) till 31st Jan. Be prepared to queue for at least 2-3hrs to open an account with them.

                        1 Reply Last reply Reply Quote 0

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