University courses
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lee_yl\" post_id=\"2134820\" time=\"1717740918\" user_id=\"17023:
Hi Leeyl,
Hi Hi, last year, my DD1’s 1st choice was to do Biz but realized she is more of an introvert and doesn’t enjoy meeting different people everyday. Therefore, we decided on Econs. She can just do her analysis job if she really wants to. DD1 prefers Econs also because Biz is a general degree. I have a younger JC2 daughter who is currently looking at Biz. How old is your kid?
Accountacy also ok/suitable but she ruled it out because the remuneration does not commensurate with the long hours spent at work. Will AI replace accounting jobs? We think it’s just a matter of time because it’s already starting to happen in US.
Mine is jc2 too! This yr mug for A lvl then it’s decision time next yr. Wow your dd is very driven & connected with seniors, she’ll do well in the future. -
zac's mum\" post_id=\"2134863\" time=\"1717808232\" user_id=\"53606:[quote=\"zac's mum\" post_id=2134863 time=1717808232 user_id=53606]
Thanks for sharing the article. For NLB user can also use browser via the link below & login using NLB account. Can read today’s newspaper & up to the past 14 days edition.
Thanks for sharing. I’ll go read in detail.
Free pdf version is available via the NLB app (i prefer on HP cos handy; DH with laohua prefers on ipad), log into your NLB account, u can view it under “SPH newspapers”.[/quote]
https://eresources.nlb.gov.sg/main/sphnewspapers -
00skyblue00\" post_id=\"2134879\" time=\"1717816831\" user_id=\"143605:
I don’t mean to help afford a car, becoming a private hiring full time. I mean if some how already own a car and want to reduce ownership expenses, using the car for part time/week end private hiring works.
I couldn't agree for those who turn private hiring to own a car though. Not before they exhaust other career options esp fresh grads or young adults.
And this is my example of how financial literacy can be applied to model our everyday life for bigger impacts. And that I suppose is how bosses think too -
bbbay\" post_id=\"2134886\" time=\"1717822130\" user_id=\"175278:
Likely private hiring sign up requires fulfilment of min trips or something. Basically time sold into it, if so. Better to use the time to upgrade, or apply in other ways. Not advisable for youngsters to pigeon hole into private hiring transport so young.
I don’t mean to help afford a car, becoming a private hiring full time. I mean if some how already own a car and want to reduce ownership expenses, using the car for part time/week end private hiring works.
And this is my example of how financial literacy can be applied to model our everyday life for bigger impacts. And that I suppose is how bosses think too
In the past, only 35yo or older are eligible to drive taxi. Set by policy makers with holistic view. Now? Don't know. All haywire. -
00skyblue00\" post_id=\"2134887\" time=\"1717825123\" user_id=\"143605:
The requirements for taxi drivers and PHV drivers are identical now (after complaints), min 30 years old and Singapore citizens:
Likely private hiring sign up requires fulfilment of min trips or something. Basically time sold into it, if so. Better to use the time to upgrade, or apply in other ways. Not advisable for youngsters to pigeon hole into private hiring transport so young.
In the past, only 35yo or older are eligible to drive taxi. Set by policy makers with holistic view. Now? Don't know. All haywire.
https://onemotoring.lta.gov.sg/content/onemotoring/home/driving/vocational_licence/vocational_licence_application.html -
zac's mum\" post_id=\"2134888\" time=\"1717826663\" user_id=\"53606:[quote=\"zac's mum\" post_id=2134888 time=1717826663 user_id=53606]
So the requirement is less stringent now. At least this is still restricted.
The requirements for taxi drivers and PHV drivers are identical now (after complaints), min 30 years old and Singapore citizens:
https://onemotoring.lta.gov.sg/content/onemotoring/home/driving/vocational_licence/vocational_licence_application.html[/quote]
I know of a case in the past, hr caught a young chap driving as grab during office hours. Happened that hr staff was the hiring passenger. Financial literacy savvy definitely. But not desirable. I heard then, hr drew out requirements on such matters. -
Although we all know how to calculate simple/compound interest, when it comes to car loan, I find that men have warped logic (of cos men will say mine is girl’s math!)
When I buy a car, I will pay in full because I don’t want to pay interest on the car loan. But DH’s good friend will change car every 3-5yr, the moment he finishes paying his car loan, it’s time to change a new car (and take on a new car loan)! Isn’t it forever in debt?
Recently my bro changed car because his logic is that after 5th year, continental car with no warranty is not worth to drag on. I am amazed that he doesn’t take into consideration the fact that COE went up by a lot in the past 5 yrs!?! -
lee_yl\" post_id=\"2134891\" time=\"1717829996\" user_id=\"17023:
Maybe the equivalent idea is renting a second hand branded bag to show off every few months…
Although we all know how to calculate simple/compound interest, when it comes to car loan, I find that men have warped logic (of cos men will say mine is girl’s math!)
When I buy a car, I will pay in full because I don’t want to pay interest on the car loan. But DH’s good friend will change car every 3-5yr, the moment he finishes paying his car loan, it’s time to change a new car (and take on a new car loan)! Isn’t it forever in debt?
Recently my bro changed car because his logic is that after 5th year, continental car with no warranty is not worth to drag on. I am amazed that he doesn’t take into consideration the fact that COE went up by a lot in the past 5 yrs!?! -
lee_yl\" post_id=\"2134891\" time=\"1717829996\" user_id=\"17023:
It's called boy's maths.
Although we all know how to calculate simple/compound interest, when it comes to car loan, I find that men have warped logic (of cos men will say mine is girl’s math!)
When I buy a car, I will pay in full because I don’t want to pay interest on the car loan. But DH’s good friend will change car every 3-5yr, the moment he finishes paying his car loan, it’s time to change a new car (and take on a new car loan)! Isn’t it forever in debt?
Recently my bro changed car because his logic is that after 5th year, continental car with no warranty is not worth to drag on. I am amazed that he doesn’t take into consideration the fact that COE went up by a lot in the past 5 yrs!?! -
For me, I will fully utilize the car’s 10yr lifespan.
Car dealer could have told this friend that since his monthly loan repayment quantum remains the similar, why not go for a new car and a new model! Conveniently leaving out the fact that if he doesn’t change car, he would be debt free for the next few yrs. Car dealer’s marketing techniques works!
As for my brother, the new car’s COE went up by like $70k (compared to the old one). I think repair and change car parts also no need so exp bah. Car dealer may have told him COE is pro-rated, the balance will go back to him once he decides to sell his car.
Don’t understand, lol, must be boys’ maths!
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