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    How to own a property when my household income is net $4600

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    • D Offline
      dicky
      last edited by

      Yeap you can get up to 60% loan, provided your income (or household income) is assessed to be eligible for 2nd loan amount. Eg: based on your income, you can borrow up to 1.1m on properties. So if current BUC unit loan took up 0.5m, your next pty you can borrow 0.6m which means you can only purchase pte cdo on 1m purchase price and below…


      Ai ya… Perhaps better to drop by bank and ask over the counter how much 2nd loan amount you can take. They will work out for you free…

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      • M Offline
        Mdm Lau LP
        last edited by

        The banks will determine your income liquidity which includes your income as well as loans i.e car loans to determine your loan quantum. Do inform the banks the estimated property amount you are purchasing and check the % loan you are eligible.

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