Tharman : 1K income can buy HDB??
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ER:
My point was for someone at that level of income, is probably not having any savings. All the money is used for daily basic needs and maybe not enough. How is he even going to do the most basic reno and furnishings?MrsSeah:
If the calculation in ST is correct. I personally feel it is ok leh. Because if that guy live in a RENTAL flat, he need to pay $50-60 rental in CASH. But now he pay thru his CPF so he indirectly save $50-60 cash to pay for the town council fees (what that call, suddenly forget the name.). As for PUB, no matter you stay rental or purchased flat, you still have to pay.
As for renovation, I personally feel, got money do more, no money do less. They can just buy simple furniture and move over those in their rented flat if they don't have enough money.
Then eventually there will be repairs, maintenance, etc etc.
basic reno also cannot be less than 8k right? to save $$$, painting has to be done by oneself and maybe some diy too.
for furniture or furnishings, well, courts has this instalment scheme so probably that's where they would be heading to. even 2nd hand furnitures are not cheap. can try the salvation army though.
but it is good to have your own house. all the best. -
oops, typo. 'LAID it on the floor myself'. Apologies to the Speak Good English campaign-ers
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If rental… He still got $$ in CPF for his retirement. (or buy coffin)
If buy… No $$ in CPF…
In both situation… If no $$ to maintain, also ask u to move out.
Which one better? -
More cheap reno info: yup, we had a painting party for the first flat. Had friends over and we painted my little home in a day. Sourced second-hand furniture from relatives and friends. Was not shy about accepting stuff. Had no curtains. Used plastic boxes to store things. We didn’t install a cooking hob. Used tank gas with one of those portable cooker tops (don’t know the proper term).We were still ok, and the reno was very cheap. Can’t remember how much, but terribly affordable by anyone’s standard.
It’s about making the best with what you have. And there is actually a lot of cheap furniture to be found in the neighbourhood shops. I maintain that creating a decent home can be done even on a very tight budget. It’s all about expectations. -
hokkiengirl:
Actually, if the family is determined to make it work, it is possible to afford the cheapest of renovations. For example, for my first flat, we didn't do any tiling. We bought our own linoleum and I lay it on the floor myself. 25 bucks. No fancy tools needed. Just a sense of geometry and a pair of normal scissors. And there are organisations that help people get second-hand furniture (tables, chairs, etc) and appliances (washing machines, refrigerators, etc) for free. To me, as long as there is gas for cooking and running water, the family is good to go.
Because, what is the alternative? If I were the family with the 1k income, I would still want to try my best to own a flat and have a space of my own for my kids. And I would deal with the possible repairs and maintenance as they come, one day at a time.hokkiengirl:
Kapo mode :oops: here which Era are you in ... if the XY generation,More cheap reno info: yup, we had a painting party for the first flat. Had friends over and we painted my little home in a day. Sourced second-hand furniture from relatives and friends. Was not shy about accepting stuff. Had no curtains. Used plastic boxes to store things. We didn't install a cooking hob. Used tank gas with one of those portable cooker tops (don't know the proper term).We were still ok, and the reno was very cheap. Can't remember how much, but terribly affordable by anyone's standard.
It's about making the best with what you have. And there is actually a lot of cheap furniture to be found in the neighbourhood shops. I maintain that creating a decent home can be done even on a very tight budget. It's all about expectations.
you very very rare and I have to \"Ta- pei\" :salute:
your 'never say die\" Attitude :snuggles:
Way to go hokkiengirl :boogie: -
hokkiengirl:
Hokkiengirl, I have personally seen homes like that. Some are even more extreme. No linoleum - plain cement floor. No beds, only mattresses. No TV. No gas - still using charcoal stove. Save water bills by getting water from void deck or multi storey car park. Unfortunately if people have to get by in that state, they usually have some other problems as well like having a chronic sick or mentally ill person at home.Actually, if the family is determined to make it work, it is possible to afford the cheapest of renovations. For example, for my first flat, we didn't do any tiling. We bought our own linoleum and I lay it on the floor myself. 25 bucks. No fancy tools needed. Just a sense of geometry and a pair of normal scissors. And there are organisations that help people get second-hand furniture (tables, chairs, etc) and appliances (washing machines, refrigerators, etc) for free. To me, as long as there is gas for cooking and running water, the family is good to go.
Because, what is the alternative? If I were the family with the 1k income, I would still want to try my best to own a flat and have a space of my own for my kids. And I would deal with the possible repairs and maintenance as they come, one day at a time. -
kiddo:
hokkiengirl:
Actually, if the family is determined to make it work, it is possible to afford the cheapest of renovations. For example, for my first flat, we didn't do any tiling. We bought our own linoleum and I lay it on the floor myself. 25 bucks. No fancy tools needed. Just a sense of geometry and a pair of normal scissors. And there are organisations that help people get second-hand furniture (tables, chairs, etc) and appliances (washing machines, refrigerators, etc) for free. To me, as long as there is gas for cooking and running water, the family is good to go.
Because, what is the alternative? If I were the family with the 1k income, I would still want to try my best to own a flat and have a space of my own for my kids. And I would deal with the possible repairs and maintenance as they come, one day at a time.hokkiengirl:
Kapo mode :oops: here which Era are you in ... if the XY generation,More cheap reno info: yup, we had a painting party for the first flat. Had friends over and we painted my little home in a day. Sourced second-hand furniture from relatives and friends. Was not shy about accepting stuff. Had no curtains. Used plastic boxes to store things. We didn't install a cooking hob. Used tank gas with one of those portable cooker tops (don't know the proper term).We were still ok, and the reno was very cheap. Can't remember how much, but terribly affordable by anyone's standard.
It's about making the best with what you have. And there is actually a lot of cheap furniture to be found in the neighbourhood shops. I maintain that creating a decent home can be done even on a very tight budget. It's all about expectations.
you very very rare and I have to \"Ta- pei\" :salute:
your 'never say die\" Attitude :snuggles:
Way to go hokkiengirl :boogie:
Yes, it's this kind of resilient attitude that will survive any adversity. Instead of complaining, just do whatever within your means. :salute: -
LOLMum:
even 2nd hand furnitures are not cheap.
it can even be free.. considering how some pple throw away usable furniture.... -
limlim:
LOLMum:
even 2nd hand furnitures are not cheap.
it can even be free.. considering how some pple throw away usable furniture....
have to be there at the right time then :evil: -
http://www.straitstimes.com/BreakingNews/Singapore/Story/STIStory_775642.html
S$850 can \"own\" 2-room :?
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