doodbug\" post_id=\"2134969\" time=\"1718119497\" user_id=\"13281:

If you are at Hard Rock Cafe area, try Crumb and Coaster.the food is instagrammable and tastes good. There is a large variety for all taste buds- whether you are vegan,on diet and want to eat clean, or just wanna enjoy burgers. We love it though I haven't had breakfast there. The coffees are outstanding and top up 15k for the larger size heehee.

Saw it just now, was quite crowded, looks good. will drop in for brunch next day. Thank you.

doodbug\" post_id=\"2134958\" time=\"1718088495\" user_id=\"13281:

Haha smashed avo toast with poached egg and latte - that's my favourite breakfast /brunch and it's available everywhere where I am now in Bali. About $10-11 SGD at the hipster cafes.

It's like $30 in SG though at places like Baker and Cook. Not sure who eats this on a regular basis in SG lol

Which places in bali, can share? Near hardrock hotel /cafe?
We may have run into each other without know... 🤭🤭

zac's mum\" post_id=\"2134878\" time=\"1717816822\" user_id=\"53606:[quote=\"zac's mum\" post_id=2134878 time=1717816822 user_id=53606]
Agreed. The screening test is i’m sure, quite stringent. Also do consider that in the IP JCs, highly likely the potential candidates have already been identified by their teachers and invited early on, before the JAE even enters the school.[/quote]

Now too difficult for these schs to take in more eligible students. Say originally they have 25-27, they take in more become 35-38

zac's mum\" post_id=\"2134888\" time=\"1717826663\" user_id=\"53606:[quote=\"zac's mum\" post_id=2134888 time=1717826663 user_id=53606]
The requirements for taxi drivers and PHV drivers are identical now (after complaints), min 30 years old and Singapore citizens:

https://onemotoring.lta.gov.sg/content/onemotoring/home/driving/vocational_licence/vocational_licence_application.html[/quote]

So the requirement is less stringent now. At least this is still restricted.

I know of a case in the past, hr caught a young chap driving as grab during office hours. Happened that hr staff was the hiring passenger. Financial literacy savvy definitely. But not desirable. I heard then, hr drew out requirements on such matters.

bbbay\" post_id=\"2134886\" time=\"1717822130\" user_id=\"175278:

I don’t mean to help afford a car, becoming a private hiring full time. I mean if some how already own a car and want to reduce ownership expenses, using the car for part time/week end private hiring works.

And this is my example of how financial literacy can be applied to model our everyday life for bigger impacts. And that I suppose is how bosses think too

Likely private hiring sign up requires fulfilment of min trips or something. Basically time sold into it, if so. Better to use the time to upgrade, or apply in other ways. Not advisable for youngsters to pigeon hole into private hiring transport so young.

In the past, only 35yo or older are eligible to drive taxi. Set by policy makers with holistic view. Now? Don't know. All haywire.

bbbay\" post_id=\"2134871\" time=\"1717812637\" user_id=\"175278:

There are people who can position what is “liability” to others, into “asset”. Salespeople during job interviews, can turn their car ownership into a great asset in getting that sales job. Or use their car to do sideline, ride hailing/ delivery jobs. For the majority of car owners in spore, it’s really a liability. Maybe they have other bigger asset to cover…. 😀

Agree, for those whose work depends on flexible transport means. I couldn't agree for those who turn private hiring to own a car though. Not before they exhaust other career options esp fresh grads or young adults.

zac's mum\" post_id=\"2134867\" time=\"1717810101\" user_id=\"53606:[quote=\"zac's mum\" post_id=2134867 time=1717810101 user_id=53606]
ELEP is probably a slightly wider programme which has additional activities/commitments, especially if taking the scholarship. Whereas ELL is just studying the A level subject alone.

Somewhat akin to the Regional Studies Programme (with scholarship) for Year 1s at IP schools, which incorporates additional activities/commitments, apart from just studying the O level subject titled “Malay Special Program” (3rd language).

You should consider the fact that Science stream has long lab sessions, minimally P and C. B will be longer than P i believe. And does the jc schedule the labs in the afternoons? Slotting the contrasting humanities in the mornings? Or the other way? U should find out the sample timetable of such students taking uncommon humanities during open house.[/quote]

Thanks for sharing.

Top jcs may have more flexibility without compromising too much. Demand for niche subj like ell may be more substantial.

Gathered that some students chose jc for their ell subject offered. But in the end they never get offered ell or pass the ell test. So better to choose jc based on std subjects first before considering if ell can fit into the whole subj combi.

bbbay\" post_id=\"2134866\" time=\"1717809661\" user_id=\"175278:

On picking up accounting/personal finance knowledge, I think can read up on our own. I benefited alot from the book “Rich Dad poor dad”. Maybe my needs are not sophisticated. This book break down financial management into few fundamental concepts. Cash flow. What is asset and what is liability. Aim to put your cash into asset and avoid putting them into liability. Asset are things that generate more cash over time; liability is the opposite. And also there is “good debt” and “bad debt”- the former is ok but not the latter.

Eg. In sg esp, cars are great liabilities.

From Beatty sec sch to SAJC to valedictorian at prestigious United States Air Force Academy


https://www.channelnewsasia.com/singapore/top-graduate-us-air-force-academy-singaporean-lieutenant-mindef-4394701

He never did well in pri sch. His grades only improved in sec sch, after his bio mum passed away when he was in p6.

Schootopia\" post_id=\"2134858\" time=\"1717785917\" user_id=\"143961:

Heard that the churn rate for new accounting graduates at big 4 has been ~ 25%. Drop-out rate was high too.. Despite the nice branding, grade A office location etc. May be contributory factors of recent pay hikes..

A lot of the rule-based repetitive tasks can easily be automated.

But accounting is practical and useful knowledge in real life.

Unfortunate that schools are not teaching basic accounting and personal finance.

Express schools have POA.