elderflowertea:

hubbys_precious:

Hi,


Yes, you are correct

I am a life planner at Great Eastern Life and my child is covered under GE's private hospital plan. I personally feel that the plan is affordable and we get the best coverage out of it. My son is turning 4 this year and was hospitalized twice before. Good thing that he is covered under the private hospital plan, thus we could admit him to Mount A so that his own PD attended to him. Some of resident doctors in hospitals may not be very experienced with little children. It's always good to hold a higher plan when we can afford so we can have options when there's a need to seek medical treatment in future, than to be left with no choice when we're ill.

Once the child holds a shield plan on his/her own now, he/she will be covered for lifetime guaranteed no matter what conditions arise in future. And because medical expenses these days are not cheap, I urge everyone to make sure your family is well-covered in all areas.

Do u need to pay anything for the hospital stay? I have a shield plan with NTUC Incomeshield and a premier care plan with AXA. That premier care plan got no deductible and co-insurance. Wonder if it is sufficient that I just get a good shield plan.

Hi, I do not need to pay anything for the hospital stay. Everything is claimable. It's usually good enough if you have a good shield plan that you finance using both Medisave and Cash. The Medisave portion will cover everything except for deductible and co-insurance. The Cash portion will provide for these two areas.

Almost all insurance companies have more or less comparable shield plans as all approved by CPF. What matters to me most is the claiming history of the company. GE reimbursed my claims so far promptly and without having to re-access the criteria to claim.

Hi,


Yes, you are correct

I am a life planner at Great Eastern Life and my child is covered under GE's private hospital plan. I personally feel that the plan is affordable and we get the best coverage out of it. My son is turning 4 this year and was hospitalized twice before. Good thing that he is covered under the private hospital plan, thus we could admit him to Mount A so that his own PD attended to him. Some of resident doctors in hospitals may not be very experienced with little children. It's always good to hold a higher plan when we can afford so we can have options when there's a need to seek medical treatment in future, than to be left with no choice when we're ill.

Once the child holds a shield plan on his/her own now, he/she will be covered for lifetime guaranteed no matter what conditions arise in future. And because medical expenses these days are not cheap, I urge everyone to make sure your family is well-covered in all areas.