Neither borrowers nor lenders nor both be ....

[corneyAmber]

Generally I prefer not to borrow but I am also pragmatic in certain situations, eg.performing costumes.


If I do borrow, I will take good care and return the item with a gift to the person.

If I do lend, I will see if the person is \"ngeow\" like me, i.e. the person will take good care.

So far no one has come to me to borrow big amounts because:
1. I don't look rich enough
2. I probably don't have
3. People around me are all richer
:lol: :lol: :lol:

[autumnbronze]

ks2me:

Generally I prefer not to borrow but I am also pragmatic in certain situations, eg.performing costumes.


If I do borrow, I will take good care and return the item with a gift to the person.

If I do lend, I will see if the person is \"ngeow\" like me, i.e. the person will take good care.

So far no one has come to me to borrow big amounts because:
1. I don't look rich enough
2. I probably don't have
3. People around me are all richer
:lol: :lol: :lol:

ks2me,

You can borrow from me ANYTIME :lol:

[corneyAmber]

autumnbronze:

ks2me:

Generally I prefer not to borrow but I am also pragmatic in certain situations, eg.performing costumes.


If I do borrow, I will take good care and return the item with a gift to the person.

If I do lend, I will see if the person is \"ngeow\" like me, i.e. the person will take good care.

So far no one has come to me to borrow big amounts because:
1. I don't look rich enough
2. I probably don't have
3. People around me are all richer
:lol: :lol: :lol:

ks2me,

You can borrow from me ANYTIME :lol:

Sure!

[fussyMummy]

Hi All,


What will you do, if your best friend wants to borrow $$ from you, and he/she is verysure you have such amount inside your bank a/c...

[KSP]

"… … … well, well, well, … be prepared to write-off the amount you lend to your friend…"

[MMM]

Yah… prepare to write off the amount.


If not, then find some valid excuses to get out of the situation without "affecting" the relationship.

[fussyMummy]

MMM:

Yah... prepare to write off the amount.


If not, then find some valid excuses to get out of the situation without \"affecting\" the relationship.

so.. what are those valid excuses....

[auntieM]

Dun think twice fussyMummy, think a hundred times if you need to…

the $ is unlikely to come back.

Make up a story that your DH dun allow or you just lost $ in stock market.
Took $ from your mum and need to pay her back…

[auntieM]

Excuses…family need to change car, send $ to China to build house, relative want to borrow for medical/school fees…


There are many other places one can secure a loan decently, without having to go to the loansharks. Even if you lend her the $, your friendship will be affected.

Juz me 2 cents

[MMM]

fussyMummy:

so.. what are those valid excuses....

auntieM has some good examples. It must be something valid to your situation. Lost $ in stock mkt is good but provided you play shares and indeed you had lost some money that your good friend is aware of. It's difficult to lie so say something \"truthful\".

Met a friend whom I never seen for years. She started to keep in touch. Then one day, she asked to loan $ for her renovation as they were having some financial difficulties. In their case, they have problem getting a housing loan as the hubby seems to owe the banks credit card bills as he was only paying the minimum payment. To me, I felt that this is a sign of not being financially responsible.

She said she will return when they selll off their old flat. Though we were close during teenage years but that was donkey years ago, I am not sure sure if I can entrust someone to return thousands of dollars. In the end, told her that I am due to pay for the last amount of my renovation works soon which is true. So it's not possible for me to loan her.

But had another friend who lost her job when she returned from maternity leave. She was having some financial difficulties making ends meet. I did lend her but it was few hundreds. She returned to me when she found a perm job.