Fixed Deposit Promotion

[starlight1968sg]

I am looking at the Maybank pdt but still thinking bec of the min 30k, noting it is not a plain FD

[lalaland]

starlight1968sg:

I am looking at the Maybank pdt but still thinking bec of the min 30k, noting it is not a plain FD

Yes, and it is 5 years long.

[MrsKiasu]

I still like my current arrangement…higher interest attached to card spending.

[lalaland]

MrsKiasu:

I still like my current arrangement..higher interest attached to card spending.

UOB One account?

[MyPillow]

lalaland:

starlight1968sg:

I am looking at the Maybank pdt but still thinking bec of the min 30k, noting it is not a plain FD

Yes, and it is 5 years long.

Use your extra money
5 yrs is not short , but confirm interest paid so no need to renew yearly .effective interest is 2.3% upon mature.

OCBC 360 Acct not bad too but limit at 60k for high interest

[MrsKiasu]

lalaland:

MrsKiasu:

I still like my current arrangement..higher interest attached to card spending.

UOB One account?

360 and One account. If could spend $2k/mth for One card, then get rebate of $300/qtr. So could get more than 4% pa on the max 50k. Using these 2 accts/cards, I get $300/mth. Capped at 110k in principal in total.

[starlight1968sg]

Saw this at ocbc, anybody selling it, pls PM me tks

https://s24.postimg.org/oz4x8z3s5/IMG_1791.jpg\">

[jeparent]

MyPillow:

lalaland:

[quote=\"starlight1968sg\"]I am looking at the Maybank pdt but still thinking bec of the min 30k, noting it is not a plain FD

Yes, and it is 5 years long.

Use your extra money
5 yrs is not short , but confirm interest paid so no need to renew yearly .effective interest is 2.3% upon mature.

OCBC 360 Acct not bad too but limit at 60k for high interest[/quote]I don't think \"confirm interest paid\" . It can be less than 1% or even none. My understanding of the terms only principal is guaranteed . That is why i asked about minimum and maximum as stated in the ads.

[MyPillow]

jeparent:

I don't think \"confirm interest paid\" . It can be less than 1% or even none. My understanding of the terms only principal is guaranteed . That is why i asked about minimum and maximum as stated in the ads.

[/quote]


go to the branch to ask Maybank , get better info .

[MyPillow]

MrsKiasu:

360 and One account. If could spend $2k/mth for One card, then get rebate of $300/qtr. So could get more than 4% pa on the max 50k. Using these 2 accts/cards, I get $300/mth. Capped at 110k in principal in total.

mks, i dun spend that much a mth on credit card lei
all spilt out to petrol card, ntuc ... also no need $2k :scratchhead: heng ah or Huat ah