Me Time!
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MyPillow\" post_id=\"2078478\" time=\"1660550498\" user_id=\"70594:
Agree. Discipline is Impt & need to be inculcated early in life.
i think it depends on how disciplined the person is at the point of time .
after married, paying off all big tickets like honeymoon, renov, wedding . dh n me also saved 70% too , housing is fr CPF.
initial yrs, we went humble resorts for holidays , so our nest can save up faster..
When I started working, I didn’t need to focus on getting insurances as back then, not many of us value the benefits of insurance coverage. Hence, I resolved to save most of my earnings & top my increment every year (after spending on yearly holidays).
Subsequently, I’ve to pay for mortgage loans, hence, hardly hv any savings & no holidays till after I did my masters & moved on to diff roles.
I guess I’ve to be more forgiving as future generations of our children will hv to bear with higher cost of living, inflation & lifestyles. Hope the basic value system imbibed thro’out our parenting can help them balance their priorities & shower some care to their elderly parents in time to come. Nvetheless, I’ve to keep sufficient retirement funds in the event there’s cause for not burdening our kids or their newly setup families. I believe it wld not be easy for young couples in the future. -
Estéema\" post_id=\"2078533\" time=\"1660566349\" user_id=\"66413:
I also believe it will not be easy for young couples. Hence, am also thinking if instead of them giving us an allowance, let them save the money for investment. The earlier they start investing, the better.
Agree. Discipline is Impt & need to be inculcated early in life.
When I started working, I didn’t need to focus on getting insurances as back then, not many of us value the benefits of insurance coverage. Hence, I resolved to save most of my earnings & top my increment every year (after spending on yearly holidays).
Subsequently, I’ve to pay for mortgage loans, hence, hardly hv any savings & no holidays till after I did my masters & moved on to diff roles.
I guess I’ve to be more forgiving as future generations of our children will hv to bear with higher cost of living, inflation & lifestyles. Hope the basic value system imbibed thro’out our parenting can help them balance their priorities & shower some care to their elderly parents in time to come. Nvetheless, I’ve to keep sufficient retirement funds in the event there’s cause for not burdening our kids or their newly setup families. I believe it wld not be easy for young couples in the future.
At the same time, am also aware that if they do not already have the habit of giving an allowance, then there is a risk that they may be unwilling to give if we should need their help.
They are good and caring kids now but hearts can change. -
slmkhoo\" post_id=\"2078321\" time=\"1660456635\" user_id=\"28674:
You are right. I checked with DH, he shared that the $1300 allowance his mum asked for was around 1/3 of his starting pay back then.
I would use a different calculation. What % was the $1300 of your husband's salary at the time? Then apply that % to your kids' salaries.
So as a proportion it should be around $1666 and not $2600, assuming my kids’ starting pay can reach $5K.
After we got married, MIL no longer helped DH save, so MIL’s allowance was reduced from $1300 to $300. The money saved earlier was used for our wedding and our down payment for the matrimonial house. -
lee_yl\" post_id=\"2078536\" time=\"1660567126\" user_id=\"17023:
$1600 sounds more manageable! And about $1200 would be their \"savings\". Your husband's salary was high! But not sure when that was. When my husband and I started work in 1986, there had been an across-the-board salary reduction because of a recession. My starting salary was $1600, and my husband's $2K+.
You are right. I checked with DH, he shared that the $1300 allowance his mum asked for was around 1/3 of his starting pay back then.
So as a proportion it should be around $1666 and not $2600, assuming my kids’ starting pay can reach $5K.
After we got married, MIL no longer helped DH save, so MIL’s allowance was reduced from $1300 to $300. The money saved earlier was used for our wedding and our down payment for the matrimonial house. -
My first job salary was 1.6 too ..and I remember it was then 1.8k then no OT claim..so some of us work OT like siao and our head of dept knows that too and let us, so nice right
During internship few hundred dollar and the director told me .. last time hor when someone comes out to learn skill need to pay fee. -
MrsKiasu\" post_id=\"2078541\" time=\"1660571240\" user_id=\"43981:
I rmbr I took up my first job to fill my time before Uni & it was only $450pm before I got enticement to stay abit longer with $500pm. But I make sure they know I’m leaving for my studies at specific date. Ya, we get OT, plus meals & tpt reimbursements too.
My first job salary was 1.6 too ..and I remember it was then 1.8k then no OT claim..so some of us work OT like siao and our head of dept knows that too and let us, so nice right
During internship few hundred dollar and the director told me .. last time hor when someone comes out to learn skill need to pay fee.
Last few years, heard fr some of my frds their kids cldn’t find internship & some can’t find local ones rather go overseas & hv to find their own internship & pay their way thro for airfare & accommodations. -
Yes same in between I worked odd jobs too..my rebellious stage with my mom :oops:
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So sometimes when I m angry and scold dd… I do have flashes of those time…
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starlight1968sg\" post_id=\"2078506\" time=\"1660559105\" user_id=\"14025:
Hi Star,
having a car brings convenience and saves time.
Anybody tried bringing a senior on his wheelchair to take a bus or MRT? Once a month, I bring my dad to take a \"feeder\" bus to Our Tamp Hub. It is quite a challenge to do so.
I live in Hillview and my office is at the North.
In front of Hillview MRT, there are lots of buses going to city or heading JB. But the bus i need to take to Bt Panjang starts almost 6am. The 1st MRT to Bt Panjang is at 6.12am.
From there I need to take another bus to the north. A car journey is about 20 to 30min. My bus trip is easily an hour and at times close to 1.5h due to waiting buses esp during off peak hours.
Again, from Hillview to JE is almost a stone throw away geographically. But I need to take a bus 176 to Bt Batok then hop onto MRT to JE.
Yes, our public transport is easily available but may not be point to point.
The Bus 176 goes to Jurong East, why you need to hop onto MRT? There are three bus stops for Bus 176 in Jurong East, the first one is opposite the seventh day church, the next one is on Jurong Gateway opposite the Ivory Court and the last one is outside Jurong Regional Library opposite the Genting Hotel. -
If I need go out alone and the parking is not cheap…I prefer take mrt too but my timing is usually at off peak hours.
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