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    Properties info

    Scheduled Pinned Locked Moved Money Matters
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    • Liew Nga WingL Offline
      Liew Nga Wing
      last edited by

      The problem is resale flats are much more expensive than BTO flats from HDB.

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      • sharonkhooS Offline
        sharonkhoo
        last edited by

        Liew Nga Wing\" post_id=\"2080652\" time=\"1662026187\" user_id=\"195250:[quote=\"Liew Nga Wing\" post_id=2080652 time=1662026187 user_id=195250]
        The problem is resale flats are much more expensive than BTO flats from HDB.[/quote]
        There are some grants which can help a bit. But the main thing is that the wait is a lot less, and time is worth money. I would encourage those who are ready to get married to find temporary housing while waiting for their BTO, or buy resale, rather than delay marriage. That is the case in many other countries.

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        • ChiefKiasuC Offline
          ChiefKiasu
          last edited by

          Liew Nga Wing\" post_id=\"2080652\" time=\"1662026187\" user_id=\"195250:[quote=\"Liew Nga Wing\" post_id=2080652 time=1662026187 user_id=195250]
          The problem is resale flats are much more expensive than BTO flats from HDB.[/quote]
          I know... but if you want the flats fast, it's still an option.

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          • Liew Nga WingL Offline
            Liew Nga Wing
            last edited by

            slmkhoo\" post_id=\"2080655\" time=\"1662027225\" user_id=\"28674:

            There are some grants which can help a bit. But the main thing is that the wait is a lot less, and time is worth money. I would encourage those who are ready to get married to find temporary housing while waiting for their BTO, or buy resale, rather than delay marriage. That is the case in many other countries.
            Why need to rush for marriage? I got married at 32 years old. My little brother and sister got married before 28 years old but both went for a divorce a few years later.

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            • Imp75I Offline
              Imp75
              last edited by

              Early marriages have their perks eg earlier give birth earlier retirement……

              I got married at 25 hahaha…… mai tu liao…… now I look at my friends kids all lower primary/preschoolers….while they slog at the local education system, I am already shaking legs and having my life back

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              • Liew Nga WingL Offline
                Liew Nga Wing
                last edited by

                Usually an adult will know what he or she wants around 30 years old, too early marry may ended up in regrets. My DH has his first married around 27 years old and ended up with my DS having a step father in his mother’s house and a step mother’s in his father house.

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                • EstéemaE Offline
                  Estéema
                  last edited by

                  There are indeed pros & cons both marrying young & those who marry & kids late.


                  As Imp75 mentioned, when younger, ypu get to be done with parenthood earlier & May get to enjoy grandkids earlier & get to enjoy couple time & travel round the world before the body & bones can’t take us far. It might be a struggle at a young age to manage a h’hold & kids with new jobs & limited savings but HDB provides Grants & other incentives. When a couple start off early home ownership albeit resale, they get to upgrade as their finances improve & be one free of mortgages earlier in life. Starting a family when young, esp for the female biological clock has a lot of benefits & Avery later struggles & high expenses if they’ve to get into IVF & other gynecological expenses. I’ve seen elderly couples who had married late & hv no children & life can be very bland.

                  Marrying late & in time to hv kids does hv some other benefits as the couple wld be financially stronger & hv more maturity to handle a marriage, but it’s not a given. The bane is when the older couple hv less energy to run after the young bloke & parents might be grey-haired by the time kids walk down the aisle if lifespan extends. Definitely less energy to care for grandkids. I can’t imagine the health cost transferred to kids before they’re stable in their jobs if they hv no ability to complete their premiums for health & other insurances.

                  I’ll not stop my kids fr getting into relationships early but had been guiding them to the reality of married needs & sustaining a relationship is more then lovey-doveys. If they marry young, we hope they make wise & down-to-earth choices & manage their finances well. If they hv to get a resale, they’ll hv to manage within their means. I don’t see any sense for a young couple ready to spend their lives together to be held back just bcoz of a lack in new housing. For me, it’ll be better than to encourage living together, having kids out-of-wedlock & it gives an excuse nvr to hv that marriage cert as an official commitment to their couple life.

                  My view is today’s young ppl are very much more informed abt relationships, biological clock, property ownership, mortgage loan & pros/cons on leveraging, options for childcare, etc. I’ve more confidence for this Z generation then the generation after myself.

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                  • MrsKiasuM Offline
                    MrsKiasu
                    last edited by

                    I ROM same age as imp… my sis gave birth earlier so kids big already she talking abt not working fm next year…one classmate gave birth early now dc taking mba liao while we still talking abt psle hehehe… the one thing may be beneficial is when we are 70s our kids may still have energy for us. Those have kids earlier will have grandkids to help.

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                    • EstéemaE Offline
                      Estéema
                      last edited by

                      MrsKiasu\" post_id=\"2080699\" time=\"1662034859\" user_id=\"43981:

                      I ROM same age as imp.. my sis gave birth earlier so kids big already she talking abt not working fm next year..one classmate gave birth early now dc taking mba liao while we still talking abt psle hehehe.. the one thing may be beneficial is when we are 70s our kids may still have energy for us. Those have kids earlier will have grandkids to help.
                      Wa! I thot u paktor young & married young but still not early enuf arh?

                      My side no choice wor. I was the only carergiver to mum till her going at 81. Even earlier when paktor, my mind kept thinking hv to use my precious time to buy grocery or airpot to replace h’hold. Hard to focus on paktor. I found the guy snoring away whilst waiting at Taka’s guests chair. Lol. Of course I strike him out lor. Maybe he strike me off too? 😂

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                      • EstéemaE Offline
                        Estéema
                        last edited by

                        MrsKiasu\" post_id=\"2080699\" time=\"1662034859\" user_id=\"43981:

                        I ROM same age as imp.. my sis gave birth earlier so kids big already she talking abt not working fm next year..one classmate gave birth early now dc taking mba liao while we still talking abt psle hehehe.. the one thing may be beneficial is when we are 70s our kids may still have energy for us. Those have kids earlier will have grandkids to help.
                        Wa! I thot u paktor young & married young but still not early enuf arh?

                        My side no choice wor. I was the only carergiver to mum till her going at 81. Even earlier when paktor, my mind kept thinking hv to use my precious time to buy grocery or airpot to replace h’hold. Hard to focus on paktor. I found the guy snoring away whilst waiting at Taka’s guests chair. Lol. Of course I strike him out lor. Maybe he strike me off too? 😂

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