How do you plan to grow your nest egg ?? :)
-
Somehow, I’m in love with real estates. So, when I plan for my nest eggs, after going round-and-round all kinds of other assets, I’m drawn back to properties.
And I’m still very positive about properties, especially in the long run !! -
Eagle-Ladybird:
in this case, you can wait to buy at the bottom, or near bottom, if you already have a roof over your head nowSomehow, I'm in love with real estates. So, when I plan for my nest eggs, after going round-and-round all kinds of other assets, I'm drawn back to properties.
And I'm still very positive about properties, especially in the long run !!
property market when entered at the appropriate timing will out perform the economy due to population growth as well as scarcity factor of prime / good location. hence good locality is a good investment - it is the same in every city, large or small
the right property can be used as an heirloom as well as hedging for kids' overseas education funding need, after that use it as a hedge for retirement funding -
mwchua:
Hubby kept on harping that if we were to put majority of our savings into those blue chips during the lows of 2008s, now can shake leg a bit....
It is very hard to say. I have a friend invested big during 9/11 and SARS low into the stock-market. Made lots of money became millionaire but maintained the leveraged (hence risky) positions. During the financial crisis the past 2 years, stock market crashed and went bankrupt.....
I was really envious of the \"timing\" and \"risk-taking appetite\" of my friend. When heard of latest circumstances dunno what to think...
:celebrate: -
DesertWind:
that is truly unfortunate.mwchua:
Hubby kept on harping that if we were to put majority of our savings into those blue chips during the lows of 2008s, now can shake leg a bit....
It is very hard to say. I have a friend invested big during 9/11 and SARS low into the stock-market. Made lots of money became millionaire but maintained the leveraged (hence risky) positions. During the financial crisis the past 2 years, stock market crashed and went bankrupt.....
I was really envious of the \"timing\" and \"risk-taking appetite\" of my friend. When heard of latest circumstances dunno what to think...
:celebrate:
lesson learnt : must know when to pull back even when things look rosy -
LKVM:
for stock market, once it hits my target return, I let go, even if it goes up some more, no regret...because could have lost all. if we all know what is tomorrow....then no need work so hard nowverykiasu2010:
lesson learnt : must know when to pull back even when things look rosy
problem is u never know when that rosy starts and when finishes off :stupid:
for property, analyse for location and check the pricing history for the location for the last 5, 10, 15 years...and observe the trend and cycle..one thing for sure : it will be a fluke to get one at the real bottom price (near bottom, about there, is good enough)....like wise when selling property, don't be greedy...I still keep those price stats bought from the stats dept, and still keep those excel files on prices downloaded from URA ....kiasu :faint: -
I just subscribed to the SIA retail bonds....never mind lah, better than the FD rate, & don't think SIA will go bankrupt
at least not at my lifetime lah..
Just a quick question: I used to rely on Bloomberg to generate a list of SGX stocks with high dividend yield. But now office no more Bloomberg, anyone can share of a website which can allow filtering of this nature?
Thanks a lot
Rgds,
Ming -
Ming, if the amount is not substantial why not top up your CPF instead to earn 4%
-
Eagle-Ladybird:
Ming, if the amount is not substantial why not top up your CPF instead to earn 4%
What is the max $$ for such cpf top up? But alas must wait till 85 yo then can take out..... Don't know whether get to see it -
verykiasu2010:
What is the max $$ for such cpf top up? But alas must wait till 85 yo then can take out..... Don't know whether get to see it
My belief nowadays is don't put anymore money with the gahmen, may not get to see your money again. Try to take it out and invest it eg into property, at least can get rental in return.
-
My stand is just place spare cash in short term FD 6 months. And look for buying opportunities in property market 6 months down the road.
Hello! It looks like you're interested in this conversation, but you don't have an account yet.
Getting fed up of having to scroll through the same posts each visit? When you register for an account, you'll always come back to exactly where you were before, and choose to be notified of new replies (either via email, or push notification). You'll also be able to save bookmarks and upvote posts to show your appreciation to other community members.
With your input, this post could be even better 💗
Register Login