How do you plan to grow your nest egg ?? :)

[DesertWind]

mwchua:

Hubby kept on harping that if we were to put majority of our savings into those blue chips during the lows of 2008s, now can shake leg a bit....

It is very hard to say. I have a friend invested big during 9/11 and SARS low into the stock-market. Made lots of money became millionaire but maintained the leveraged (hence risky) positions. During the financial crisis the past 2 years, stock market crashed and went bankrupt.....
I was really envious of the \"timing\" and \"risk-taking appetite\" of my friend. When heard of latest circumstances dunno what to think...
:celebrate:

[verykiasu2010]

DesertWind:

mwchua:

Hubby kept on harping that if we were to put majority of our savings into those blue chips during the lows of 2008s, now can shake leg a bit....

It is very hard to say. I have a friend invested big during 9/11 and SARS low into the stock-market. Made lots of money became millionaire but maintained the leveraged (hence risky) positions. During the financial crisis the past 2 years, stock market crashed and went bankrupt.....
I was really envious of the \"timing\" and \"risk-taking appetite\" of my friend. When heard of latest circumstances dunno what to think...
:celebrate:

that is truly unfortunate.

lesson learnt : must know when to pull back even when things look rosy

[verykiasu2010]

LKVM:

verykiasu2010:

lesson learnt : must know when to pull back even when things look rosy

problem is u never know when that rosy starts and when finishes off :stupid:

for stock market, once it hits my target return, I let go, even if it goes up some more, no regret...because could have lost all. if we all know what is tomorrow....then no need work so hard now

for property, analyse for location and check the pricing history for the location for the last 5, 10, 15 years...and observe the trend and cycle..one thing for sure : it will be a fluke to get one at the real bottom price (near bottom, about there, is good enough)....like wise when selling property, don't be greedy...I still keep those price stats bought from the stats dept, and still keep those excel files on prices downloaded from URA ....kiasu :faint:

[mwchua]

I just subscribed to the SIA retail bonds....never mind lah, better than the FD rate, & don't think SIA will go bankrupt at least not at my lifetime lah..


Just a quick question: I used to rely on Bloomberg to generate a list of SGX stocks with high dividend yield. But now office no more Bloomberg, anyone can share of a website which can allow filtering of this nature?

Thanks a lot

Rgds,
Ming

[Eagle-Ladybird]

Ming, if the amount is not substantial why not top up your CPF instead to earn 4%

[verykiasu2010]

Eagle-Ladybird:

Ming, if the amount is not substantial why not top up your CPF instead to earn 4%

What is the max $$ for such cpf top up? But alas must wait till 85 yo then can take out..... Don't know whether get to see it

[DesertWind]

verykiasu2010:

What is the max $$ for such cpf top up? But alas must wait till 85 yo then can take out..... Don't know whether get to see it

My belief nowadays is don't put anymore money with the gahmen, may not get to see your money again. Try to take it out and invest it eg into property, at least can get rental in return.

[sleepy]

My stand is just place spare cash in short term FD 6 months. And look for buying opportunities in property market 6 months down the road.

[Eagle-Ladybird]

DesertWind:

My belief nowadays is don't put anymore money with the gahmen, may not get to see your money again. Try to take it out and invest it eg into property, at least can get rental in return.

Serious ? So pessimistic ! Somehting is wrong with me than :oops: :lol:

If you're talking about \"giong down\" between the 2, I would have my last $ in the Govt than SIA :!:

But don't forget, CPF is also usable for property and other approved investments i.e. stocks and etc.

[hquek]

Eagle-Ladybird:

But don't forget, CPF is also usable for property and other approved investments i.e. stocks and etc.

well, now they lock $$ here and there....I have a firm belief that I probably won't get to see my cpf money - my descendents probably, but not me.

Reading the title again, I think for me, first thing is to cut down on my spending. Buy less books and go library more.