budgeting - how?
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Is going to Macs or Wendy’s for breakfast considered restaurant? Cos one trip there for 2A + 3C (young toddlers) would set us back by $25-$30!
I don’t even feel like I am going to a restaurant but yet it is so costly even for breakfast! -
when i had only 1 child, we always dine at restaurants, cheap ones cos my hubby scared pple bumped in foodcourts n kids run ard, get in danger as pple usu carry the tray over the head of the person seated, n food may spill.
same for market. dirty also. otherwise we just tabao if we want to save $ but if gg out, usu at restaurant or fastfood outlets type of setting
the same pattern continued when we had #2.
but my #1 grew up dislike eatg at coffeeshop n mkts cos she so used to the comfort n cleanliness… jia lat -
MMM:
Actually it depends on one's mindset. We've reached that stage in our career life that financially we are ok and we are earning more than average sporean family by government definition. But we still find going to restaurant an indulgence. We are happy with going to the market/ food court. Eg. last week, we did restaurant almost the entire week and we feel conscious about it.
I think most of us cannot afford restaurant every single day.
So if you are able to then yes you are more than average Singaporean and please go then foodcourt not so crowded...kidding... :lol: -
Imp75:
I probably wont allow my DD to eat fast food till at least 10...I am ok not going to mac and wendy at all...my only weakness is KFCIs going to Macs or Wendy's for breakfast considered restaurant? Cos one trip there for 2A + 3C (young toddlers) would set us back by $25-$30!
I don't even feel like I am going to a restaurant but yet it is so costly even for breakfast!
But you are right...breakfast daily at this places is also very costly.
Most Singaporeans is ROTI everyday. I like Breadtalk only -
24hr-mum:
Yes yes very jia lat...these new generation now all too spoilt...
but my #1 grew up dislike eatg at coffeeshop n mkts cos she so used to the comfort n cleanliness.. jia lat
I also share the same worry about my DD. Now she almost one so we are going back to kopi tiam and hawker...if not how can... -
daddy2007:
I set the $15 few years back. But I notice I have been \"breaching\" the $15 threshold very frequent for the past 1-2 years. I think food price is increasing due to inflation and looks like I have to raise this $15 limit...sigh
yap.. $15 is very close margin. a meal for 2 pax in food court will cost about $12 - $14. We do have meal at restaurant once a week to pamper ourselvesEASON MAGPIES:
I am quite surprised daddy 2007 consider $15 for a meal luxury. Unless I am mistaken, for 2 people at a foodcourt will set u back around that amount...very close. -
daddy2007:
I set the $15 few years back. But I notice I have been \"breaching\" the $15 threshold very frequent for the past 1-2 years. I think food price is increasing due to inflation and looks like I have to raise this $15 limit...sigh[/quote]want to save money? dont order drinks. or just 1 to share. i usu avoid jap food, western food, tepanyaki etc unless my kid insist but i alwaz tel her its ex. esp if its pepper lunch
yap.. $15 is very close margin. a meal for 2 pax in food court will cost about $12 - $14. We do have meal at restaurant once a week to pamper ourselvesdaddy2007:
[quote=\"EASON MAGPIES\"]
I am quite surprised daddy 2007 consider $15 for a meal luxury. Unless I am mistaken, for 2 people at a foodcourt will set u back around that amount...very close.
we recently found a gd plc to eat at a food centre at pipit rd, macpherson. not crowded, n cheap. my 3yo has started to sit at hawker centre. sthng my elder two kids nvr tried at their age. -
Drinks are too expensive! And most are just empty calories. We bring our own water bottles. But DH and I do still indulge in teh-c siew dai occasionally.
My kids are ok with eating at hawker centres and coffee shops. And they usually ask for the cheaper stuff, like fishball noodles ($2.50) or chicken rice ($3). But not very nutritious. If i order 油采 it will cost another $3 at least… -
I have a spreasheet that I started when I first started working. It is a spreadsheet that runs 12 - 18 mths so that I can plan ahead. Still using it now but I don’t look at it mthly. Usually whip it out when we are looking at major purchases or investments.
I am no accountant so the spreadsheet I use is very simple. It tracks my income, basic and variables, and I have all my fixed expenses indicated in there. Based on that I kinda budget my variable expenses and target the amount to be saved and to be invested.
DH doesn’t give me any allowances. What we have is a joint account that we use to take care of major household expenses like repairs and renos and holidays. Basic household expenses, well he pays some I pay some. We never bothered to sit down and say who pays what.
I have another simple spreadsheet that tracks my kids’ savings and investments. That one I am eyeballling to make sure that there will be enough to see them through at least local Uni.
We eat out, maybe, 1 or 2 meals a week. Most of the time it is home cooked but home cooked doesn’t mean cheaper. I have the habit of buying what catches my fancy without looking at price tags. There were many times where I feel that I am spending too much on groceries and try to cut back but I find it too tedious. So we are back to me buying whatever catches my fancy or my craving for the moment. And truth be told, my kids and I have rather expensive taste buds. -
24hr-mum:
We didn't order any drinks most of the time and we drink from our water bottle that we bring out. Except when times that we are very thirsty or we run out of water.want to save money? dont order drinks. or just 1 to share. i usu avoid jap food, western food, tepanyaki etc unless my kid insist but i alwaz tel her its ex. esp if its pepper lunch
When the child starts to have his/her own mind/thinking such as 3-years onwards, the child will want to \"order\" the food he/she wants to eat. So no more situation of ordering 2 bowls of food for 3 person (including the child) to eat. Sharing of food between an adult and a child is tough. I notice the portion served starts to get smaller and in the end the adult will not be full. So no choice 1 person 1 bowl. The child can't finish then the adult will eat the remaining
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