Please read n help me if u can, urgent advise needed...

[nettie]

urgenthelp, life is more than dollar and cents you will be able to work out your finances and it only take time to do that. You still have many years ahead of you.


It might be tough for 3 yrs but you will see light soon when you solve this problem.

:rahrah:

[jojo]

urgenthelp:

@jojo


thanks for the reply... am saving hard also..

yes, agree that this is a good lesson for me.. but guess, if i have nv gone thru this, i will not be having a cute child with me... this is at least something that i can be proud of, and what i have in return of my debts..

my debts are being roll out becoz i needed to feed my family, i did not waste on gambling or branded goods. maybe u can refer to my post more den prob u will understand..

ur dad is a noble dad, coz of his daddy loves for all of u, he is willing to suffer...

also glad that u and DH have very good financial planning and he is also saving hard for the childs future.

we too, wanna get out of debt soon and have some savings for our childs future.

Hi urgenthelp

I really respect you & your hunger that you read, reply & thanks every advisors.

When i just knew my DH at the age of 29, i did not have any saving & thru him i have learnt the impt of money and start saving, it nv too late. aft saving for awhile, there was one day i noticed my bank acc has 4 digits it was a joy to me and encouraged me to save more:)

My friend used to spend alot but each time when she see her bills she knew that she cant go on that way. she decided to cut away her temptation, cut her credit cards (where you shld also), stop buy magazine where she can spot alot things she wish to wanted.

Urgenthelp, you shld not using your cc, never have the mind set tt you can settle the amt nx mth or use your bonus to pay off your bills. From now on, just spend within yr means and believe us there are alot of ppl situation are worst than you.

[mps112]

Hi urgenthelp


pm sent. Hope it helps.
Take care

[urgenthelp]

@nettie



Thanks for the reply… I wish I could really hang on further… I know life is not just about dollar and cent… but in reality, its hard to survive without that…

Will post my current feelings at the next post… am feeling very down…

[urgenthelp]

@jojo



thanks for your praise… i am indeed very hungry for advise and what to do, coz its for my little one…

not rolling my cards anymore as there is no more room to roll…

i will take ur advise… thanks so much…

[urgenthelp]

Hi All,


Its night time again and here I am back in this forum…

I am feeling very very down right now, glad that there is still a forum for me to post my feelings…

Again… In my mum house, my small little one is naughty and i scolded him. He scream and cry and make noise. My mum is watching her show, thats her fav hobby. I did not give in to my son coz i wanna educate him, what is right and wrong, but my mum comes in the other hand. My child scream and cry will irritate her, coz she watching her show and its the last episode. and she does not like noisy.

So she commented again, thats why I dun like and want u to shift back, coz u will always want to make him cry and scream…

I really dun understand, why cant i teach my child… he’s in the wrong. if i dun teach now, den I shall wait till when??
I asked her, and she told me wait till he’s bigger and understand things, for goodness sake, he already understand things, if not whenever we ask him to do something else he already knows and understands our instructions.

This few days I have been always going up and communicate with her, we chit chat, we had laughters, and i thot all this will bring benefit to me…

But somehow, something happen again and i am being penalise again.

I really feel very irritated, i am trying to do all things to please her, just becoz i needed a room, a small shelter, for this tough period.

Why, why, why?? why is she keep saying this to me. does she really dislike me so much?? Izzit no matter what happens to me she will not want to bother about me… i just need help to settle my problem, just a small help… but why cant i even have family support?? thot this would be my least support, but no… its always no in my life… nv will i have yes…

I really cannot tolerate further stress any longer, i got so much problem till i cannot even concentrate on work… my mind is blank… i got so many jobs pile up on desk but i dun even know how to solve it, coz i couldnt even solve my own problem…

so stress up that i feel like killng myself, take a knife and cut myself, go to the highest level of the building and jump down… i even thought of dying with my own child!! I am going to go crazy very soon… why is there no one that can help me… why is everyway that i think of have a stone that blocks me.

whenever i think of ending my life, i think that my child is still young. If i end his life with me den its not fair for him. thinking of ending my life, i feel remorseful, Coz I still wan to watch him grow. i wish to be by his side whenever he needed me…

but i am really really wear out, tired, stress. i really dunno i can hang on till when… i am really really tired…

Maybe some will feel i am a coward after reading this. just choose to avoid from problems, but u will nv understand how i feel and how i have been passing thru this few years…

Just hope, if u wanna trash me… not today please… i really had enough… this is a place where i can air my feelings… i hope there will be understanding.


thanks.

[urgenthelp]

@mps112



thanks for the pm… i will pm u again…


thanks alot…

[mps112]

urgenthelp:

@mps112



thanks for the pm.. i will pm u again...


thanks alot..

urgenthelp:

this sounds like a cliche but life is full of ups and downs. I know it is easy for me to say this since Im not in your shoes. What I hope to say is that don't give up. You are just going through a rough patch now and it will not go on forever. If you need an outlet to vent, just use this forum and I'm sure that there are many of us giving you the moral support or just a listening ear. I really believe that you will be able to work out a way out soon.

[jojo]

mps112:

urgenthelp:

@mps112



thanks for the pm.. i will pm u again...


thanks alot..

urgenthelp:

this sounds like a cliche but life is full of ups and downs. I know it is easy for me to say this since Im not in your shoes. What I hope to say is that don't give up. You are just going through a rough patch now and it will not go on forever. If you need an outlet to vent, just use this forum and I'm sure that there are many of us giving you the moral support or just a listening ear. I really believe that you will be able to work out a way out soon.

Yes, am agree with mps112, everything there is an end to it. Cheers!

[dicky]

Hi, back from Malaysia wee hours in the morning... Glad my cousin doing well, stay landed property, cars and such... Me 'forced' into singaporean by parent since kiddy time, can only afford HDB and small car... Then again, my flat value and cash savings can buy bigger house, drive Mercede there...


Yeap, couldnt agree more. We will have friction with others, more so with own family. In fact, my friends always reminded me not to take DM and DH for granted (I hot-tempered type), they say I treat my friends better than DM and DH and miracle that DH can ta-han me for a decade leow and still no 7 year itch...

Sounds cliche but: Life is bitter-sweet, Learn to live and let live. With these, we can be less harsh on ourselves and others emotionally. When we are more at peace with ourselves, life is more sweet than bitter... :imanangel: