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    To sell or not to sell our pty

    Scheduled Pinned Locked Moved Money Matters
    162 Posts 45 Posters 52.7k Views 1 Watching
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    • DesertWindD Offline
      DesertWind
      last edited by

      MummyThreeStreams:
      Did you DH's siblings have anything to say about you buying your PIL's place?

      Hi MummyThreeStreams,

      My hubby has only one sister and she is living abroad. The only thing is I made it very clear to her that we bought over the house purely on arms length basis and I had sold off my own condo. to co-fund the purchase. That is in case she thought the property was \"given\" or \"heavily-discounted\" by PIL to us. Definitely a no..no!
      :skeptical:

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      • M Offline
        MummyThreeStreams
        last edited by

        DesertWind:
        MummyThreeStreams:

        Did you DH's siblings have anything to say about you buying your PIL's place?


        Hi MummyThreeStreams,

        My hubby has only one sister and she is living abroad. The only thing is I made it very clear to her that we bought over the house purely on arms length basis and I had sold off my own condo. to co-fund the purchase. That is in case she thought the property was \"given\" or \"heavily-discounted\" by PIL to us. Definitely a no..no!
        :skeptical:

        Yar, must be careful when it comes to family and money. I have seen how such matters can ruin family relationships. I'm quite ok with my brothers taking my parents' home, even if it's for free. DH is also staying far far away from his parents' property. Just manage our two apartments can already!

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        • jedamumJ Offline
          jedamum
          last edited by

          MummyThreeStreams:

          Yar, must be careful when it comes to family and money. I have seen how such matters can ruin family relationships. I'm quite ok with my brothers taking my parents' home, even if it's for free. DH is also staying far far away from his parents' property. Just manage our two apartments can already!
          at times like this, can really see people's true colours. really lose respect of those out to milk their parents.

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          • DesertWindD Offline
            DesertWind
            last edited by

            MummyThreeStreams:
            Yar, must be careful when it comes to family and money. I have seen how such matters can ruin family relationships. I'm quite ok with my brothers taking my parents' home, even if it's for free. DH is also staying far far away from his parents' property. Just manage our two apartments can already!

            Hi Mummy3,

            Actually this is my ideal arrangement ie. we live in one apartment and rent out the other to generate passive income. But my hubby much prefers landed so got to compromise. Good thing is the landed now has already appreciated about 30% hence I am satisfied.
            :celebrate:

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            • M Offline
              mummy of 2
              last edited by

              jedamum:
              MummyThreeStreams:


              Yar, must be careful when it comes to family and money. I have seen how such matters can ruin family relationships. I'm quite ok with my brothers taking my parents' home, even if it's for free. DH is also staying far far away from his parents' property. Just manage our two apartments can already!

              at times like this, can really see people's true colours. really lose respect of those out to milk their parents.

              Totally agreed. My sil wanted to buy her parents' flat for less than half the market value. I managed to get DH to see why it would be grossly unfair to his parents but not sure if sil will wake up her idea. Best part is ils are staying with us and currently renting out their flat.

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              • DesertWindD Offline
                DesertWind
                last edited by

                mummy of 2:
                Totally agreed. My sil wanted to buy her parents' flat for less than half the market value. I managed to get DH to see why it would be grossly unfair to his parents but not sure if sil will wake up her idea. Best part is ils are staying with us and currently renting out their flat.

                Hi mummy of 2,

                While talking to the lawyer, I understand this is not advisable at all as it would create a lot of potential problems later on. Like later on family members may come and dispute this \"purchase\" that it is not at market price and not fair and dispute about the \"estate\" of the parents when the old folks passes on. Furthermore, I understand that the CPF board will also call the seller/purchaser about the \"off-market\" pricing. To prevent all such problems, the best is to buy/sell at current market price even among relatives.

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                • S Offline
                  sssdarlings
                  last edited by

                  How to safeguard profit while waiting for prices to come down? Banks interests can be rather peanuts, especially against the eroding inflation rate

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                  • DesertWindD Offline
                    DesertWind
                    last edited by

                    jedamum:
                    MummyThreeStreams:


                    Yar, must be careful when it comes to family and money. I have seen how such matters can ruin family relationships. I'm quite ok with my brothers taking my parents' home, even if it's for free. DH is also staying far far away from his parents' property. Just manage our two apartments can already!

                    at times like this, can really see people's true colours. really lose respect of those out to milk their parents.

                    It is interesting that whenever I mention that we have bought over our PIL's property, friends and relatives assumed that we got it \"dirt cheap\" and almost like inherited it :rant: . The truth is that we bought it over at the price our next door neighbour just sold theirs for ie. market price. Our PIL wanted to sell it anyway to fund their new flat and retirement hence they can always sell it to outsiders if we are not interested.

                    My hubby was very interested to continue staying in the house where he grew up. Like he said, better to buy over an old house you know than to buy from someone else and you dunno what has gone on in that house!

                    While I never dream of taking advantage of my PIL by buying over cheap, I also never dream that I would be in a \"hostage\" situation whereby I pay market price but have NO CHOICE in choosing or shopping for the property. Know what I mean? :scared:

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                    • NebbermindN Offline
                      Nebbermind
                      last edited by

                      when it comes to prop and money generated by prop, alot of people become irrational.


                      heard from a friend that his parents sold their 3-rm and bought a new 3-rm. the net profit after paying off the new flat was at least $200k. And one of his siblings actually asked the mom how she's gonna divide the profit :faint: !! of course the mom fumed :mad: lah...saying she's not dead yet :rant: !!!

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                      • M Offline
                        mummy of 2
                        last edited by

                        DesertWind:
                        mummy of 2:

                        Totally agreed. My sil wanted to buy her parents' flat for less than half the market value. I managed to get DH to see why it would be grossly unfair to his parents but not sure if sil will wake up her idea. Best part is ils are staying with us and currently renting out their flat.


                        Hi mummy of 2,

                        While talking to the lawyer, I understand this is not advisable at all as it would create a lot of potential problems later on. Like later on family members may come and dispute this \"purchase\" that it is not at market price and not fair and dispute about the \"estate\" of the parents when the old folks passes on. Furthermore, I understand that the CPF board will also call the seller/purchaser about the \"off-market\" pricing. To prevent all such problems, the best is to buy/sell at current market price even among relatives.

                        I think they were planning a transfer of ownership and the money transfer would be a private arrangement. Can't believe that some people can be so selfish as to take advantage of their own parents. 没良心

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