What should I do?

[pinky]

insider:

buds:

Now back to sponging business... :rubhands:

pinky has to 'reflect' on her 'money management system'...

is she holding the purse string too tight that the bowl is full and therefore will inevitably 'attract' this mozzie to come sponging to make the money move?

pinky, pls don't be offended coz am into such 'cosmic energy study' as well and so I see things from 'tangible' and 'intangible' angles...

just read my input from 'extraordinary' angle... (in life, many things happen that are beyond our comprehension / logic / etc. Your hubby is definitely not a dumb person and so in him, there's also struggle for sure.).

we maintain separate accounts and there is a joint account for household expenses/tuition fees etc. The mozzie is sponging from his personal account and I don't control the purse strings- its shared by both of us.

will spend some time to analyse your 'cosmic energy study' theory - very
new to me :evil: :evil:

[pinky]

Hi Cathy, Happy new year to you.

Thanks for your comments.
I did not agree to letting her stay with me and she was sent to stay at one of her aunt's place for a few months but was asked to leave for some reasons. Now she's back with her mother.
Just :nailbite: :xedfingers: don't every come back to me because my son is taking his O levels this year and hell has no fury than
a kancheong mother being kachiau for all the wrong reasons.. :nunchuk:

[Busymom]

buds:

Hi pinky, hope your new year will be more peaceful n blissful with major hurdles out of the way. :hugs:


Don't understand why some hubbies allow themselves to be sponged. :scratchhead: Yeh.. I bet mine would say he doesnt mind cos its his money too. To think all this time I try to be an understanding n tolerant wife which includes not having to spend $ unnecessarily. Most times also $ usually spent on the children. Mebbe I should start learning how to sponge.. :idea:

Mine too... :gloomy: Old debts from FIL and BIL never get repaid...

One way to reduce the incidence of :moneyflies: you be in charge of savings for the household...

[BeContented]

Busymom:

buds:

Hi pinky, hope your new year will be more peaceful n blissful with major hurdles out of the way. :hugs:


Don't understand why some hubbies allow themselves to be sponged. :scratchhead: Yeh.. I bet mine would say he doesnt mind cos its his money too. To think all this time I try to be an understanding n tolerant wife which includes not having to spend $ unnecessarily. Most times also $ usually spent on the children. Mebbe I should start learning how to sponge.. :idea:

Mine too... :gloomy: Old debts from FIL and BIL never get repaid...

One way to reduce the incidence of :moneyflies: you be in charge of savings for the household...

Hmmmm same here. I believed DH when he lied that BIL had repaid all the loans. Luckily, MIL in a slip of tongue let out the secret, so no choice, BIL paid back cos he struck some lottery...... But frankly, is it really fully repaid I still dunno :skeptical:

[Busymom]

pinky:

buds:

Hi pinky, hope your new year will be more peaceful n blissful with major hurdles out of the way. :hugs:


Don't understand why some hubbies allow themselves to be sponged. :scratchhead: Yeh.. I bet mine would say he doesnt mind cos its his money too. To think all this time I try to be an understanding n tolerant wife which includes not having to spend $ unnecessarily. Most times also $ usually spent on the children. Mebbe I should start learning how to sponge.. :idea:

your poor husband will be a super dry sponge if both sides do the same :evil: :rotflmao: just joking
anyway, same as you even I have supp cards from him, sometimes I dont even use them for the entire month. Recently, to help cut down
unnecessary expenses, I forbid him to inform that SIL whenever he goes on overseas trips bec she will ask him to buy cosmetic at the duty free shops then again, never pay him. :mad: Mind you, the perfume that she buys are not cheap either and even have the cheek to buy for her 2 kids too :stompfeet:

Actually... if I were you... whatever that his sister is getting him to buy, I will ask him to buy the same for you and your kid. Then he has to pay x2, then maybe he will feel :moneyflies:? :evil:

[Busymom]

BeContented:

Busymom:

[quote=\"buds\"]Hi pinky, hope your new year will be more peaceful n blissful with major hurdles out of the way. :hugs:


Don't understand why some hubbies allow themselves to be sponged. :scratchhead: Yeh.. I bet mine would say he doesnt mind cos its his money too. To think all this time I try to be an understanding n tolerant wife which includes not having to spend $ unnecessarily. Most times also $ usually spent on the children. Mebbe I should start learning how to sponge.. :idea:

Mine too... :gloomy: Old debts from FIL and BIL never get repaid...

One way to reduce the incidence of :moneyflies: you be in charge of savings for the household...

Hmmmm same here. I believed DH when he lied that BIL had repaid all the loans. Luckily, MIL in a slip of tongue let out the secret, so no choice, BIL paid back cos he struck some lottery...... But frankly, is it really fully repaid I still dunno :skeptical:[/quote]Mine actually splurge on a new car than repay back the study loan (not struck lottery, but after working for some time).

So these days, he doesn't even tell me when FIL borrows... anyway, I just close one eye loh... what to do?

Luckily BILs all have decent income now. I dread the day when something unexpected happens and they think they could just turn to him.

[Busymom]

insider:

buds:

Dry sponge, pinky?


I still haven't learnt yet leh..
After learn oso still need time and experience to apply. :evil:
My fault for being too understanding bah. :politebleah:

buds,

wonder have you ever read one of my writings on 'money bowl' (don't remember which thread it is now).

Basically it’s about the size of a person’s ‘money bowl’ is more or less fixed in his lifetime (no matter how hard or how lazy he is). He brings along this ‘size’ from his past karma.

So, if one’s bowl is already full, then the money will find ways to go out (whether to pay for medical, repairs, for relatives’ ‘sponging’ or whatever).

So, do your hubby a ‘favour’ by helping him to spend, meaning buying things only max with a second thought and not keep thinking and thinking. Well, if you don’t buy / spend, someone will (coz the money needs to go out for new money to come in. The ‘qi’ of money needs to move.)!

So, it’s OK to be a SPONGE!!

Gong Xi Fa Cai!

PS:
How many times have we heard of wives grieving about how well they had managed the family’s finances by being thoughtful and thrifty, only at the end to know that husbands splurging shamelessly on other women…

Oh yes, I remember reading about that before. :goodpost: Maybe in the in-laws thread???

[Busymom]

Funz:

Which is why I spend my own money and not DH's money. I want to refresh my money's qi.


:rotflmao: :rotflmao:

Ok a bit :siao: today.

You should also help to refresh your DH's money's qi... :rotflmao:

[schweppes]

Busymom:

Funz:

Which is why I spend my own money and not DH's money. I want to refresh my money's qi.


:rotflmao: :rotflmao:

Ok a bit :siao: today.

You should also help to refresh your DH's money's qi... :rotflmao:

what an excellent idea!! now, let me count the ways..... :rubhands:

[pinky]

Busymom:

pinky:

[quote=\"buds\"]Hi pinky, hope your new year will be more peaceful n blissful with major hurdles out of the way. :hugs:


Don't understand why some hubbies allow themselves to be sponged. :scratchhead: Yeh.. I bet mine would say he doesnt mind cos its his money too. To think all this time I try to be an understanding n tolerant wife which includes not having to spend $ unnecessarily. Most times also $ usually spent on the children. Mebbe I should start learning how to sponge.. :idea:

your poor husband will be a super dry sponge if both sides do the same :evil: :rotflmao: just joking
anyway, same as you even I have supp cards from him, sometimes I dont even use them for the entire month. Recently, to help cut down
unnecessary expenses, I forbid him to inform that SIL whenever he goes on overseas trips bec she will ask him to buy cosmetic at the duty free shops then again, never pay him. :mad: Mind you, the perfume that she buys are not cheap either and even have the cheek to buy for her 2 kids too :stompfeet:

Actually... if I were you... whatever that his sister is getting him to buy, I will ask him to buy the same for you and your kid. Then he has to pay x2, then maybe he will feel :moneyflies:? :evil:[/quote]clubbing / buying wine - not for me, I don't drink and hate loud music
facial/perfume - considering now
steakhouse / high end restaurants - hmmm, don't like steak nor sharksfin
online purchase - depend on merchandise

seriously, my husband's co having another round of retrenchment after this CNY (his colleagues were retrenched end of last yr) so job prospects
kinda shaky so have to wait n see what happens
maybe it's a blessing in disguise if he gets the pink letter, will get him to cancel all other cards and just keep 1 :evil: