DBS hit by ATM fraud again
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3Boys:
Vein scanning needs a 'live circulation' of blood to work I believe, amputated finger won't 'cut' it. (I think!)
Will we start losing our fingers? Eg kena chop off while overseas?? :scared:BeContented:
[quote=\"zmonster1969\"]Mebbe they could do away with the magentic strip and the proposed electronic chip and go straight to biometrics ATMs.
These ATMs use the Finger Vein Scanning Technology by Hitachi and has been successfully implemented in Japan, Poland and Turkey.
Your fingers are safe...
[/quote]But then old pp (not that they use atm much) may not have detectable veins. For not so old pp, scarly one day that finger cut and got to draw money how?
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Chenonceau:
thanks chen. now you just up my paranoia-meter :shock:
Another technique used is a keypad overlay that matches up with the buttons of the legitimate keypad below it and presses them when operated, but records or transmits the keylog of the PIN entered by wireless. The device or group of devices illicitly installed on an ATM are also colloquially known as a \"skimmer\". Recently-made ATMs now often run a picture of what the slot and keypad are supposed to look like as a background, so that consumers can identify foreign devices attached.
Skimming is difficult for the typical cardholder to detect, but given a large enough sample, it is fairly easy for the card issuer to detect. The issuer collects a list of all the cardholders who have complained about fraudulent transactions, and then uses data mining to discover relationships among them and the merchants they use. For example, if many of the cardholders use a particular merchant, that merchant can be directly investigated. Sophisticated algorithms can also search for patterns of fraud. Merchants must ensure the physical security of their terminals, and penalties for merchants can be severe if they are compromised, ranging from large fines by the issuer to complete exclusion from the system, which can be a death blow to businesses such as restaurants where credit card transactions are the norm.
Source: http://en.wikipedia.org/wiki/Credit_card_fraud
anyway, ιι«δΈε°ΊοΌ ιι«δΈζ (eh, last character not so sure, pai seh). -
Oppsgal:
Veins, not fingerprints.
What if fingerprints change? Then cannot use ATM?BeContented:
That's good news. Just hope the bad guys are smarter than I was (now I learn something new
And fingerprints don't change, don't you watch CSI?
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hquek:
no point covering the keypad if the ATM has been compromised, eg when skimming device has been slotted into the card slot and you never knew it
Yes, those pp who use their atm card should be held responsible (based on the little I know). The banks say and say a lot on how pp should ensure privacy when withdrawing but I see pp withdraw money without a care in the world. When their cards get compromised, then how?Oppsgal:
However, I feel that somebody should be responsible on the repeated fraud incident. Lack of security or what? Some more is repeated one.
I can't say I won't ever fall prey, but now when i withdraw money, I will make it a point to cover the keypad, and also look at the card slot to make sure it doesn't look dodgy. When I make payments online, I do get worried and will ensure that I monitor my transactions frequently. -
pacetone:
DBS again, better transfer my money elsewhere
alamak !!! -
verykiasu2010:
Huh? This is ATM leh. Thought I saw that the scammers couple the skimmers with cameras or other stuff to capture the pin? Without which how are they going to know e pin?
no point covering the keypad if the ATM has been compromised, eg when skimming device has been slotted into the card slot and you never knew it -
hquek:
they have a micro device (skimmer) in the card slot and you never know it
Huh? This is ATM leh. Thought I saw that the scammers couple the skimmers with cameras or other stuff to capture the pin? Without which how are they going to know e pin?verykiasu2010:
no point covering the keypad if the ATM has been compromised, eg when skimming device has been slotted into the card slot and you never knew it
every one of your key stroke is captured by the skimmer -
3Boys:
Veins, not fingerprints.
What if fingerprints change? Then cannot use ATM?Oppsgal:
[quote=\"BeContented\"]
That's good news. Just hope the bad guys are smarter than I was (now I learn something new
And fingerprints don't change, don't you watch CSI?[/quote]Yes fingerprints won't change but if fingers are severely damaged, then then fingerprints will be gone but that is more of exception.
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hquek:
the device skimmer slotted into the card slot is so thin so small that you don't notice it
Huh? This is ATM leh. Thought I saw that the scammers couple the skimmers with cameras or other stuff to capture the pin? Without which how are they going to know e pin?verykiasu2010:
no point covering the keypad if the ATM has been compromised, eg when skimming device has been slotted into the card slot and you never knew it
it captures all your data on the magnetic strip and the key stroke of your pin number
that's it -
verykiasu2010:
they have a micro device (skimmer) in the card slot and you never know it
Huh? This is ATM leh. Thought I saw that the scammers couple the skimmers with cameras or other stuff to capture the pin? Without which how are they going to know e pin?hquek:
[quote=\"verykiasu2010\"]
no point covering the keypad if the ATM has been compromised, eg when skimming device has been slotted into the card slot and you never knew it
every one of your key stroke is captured by the skimmer[/quote]Camera is old techno...
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