Personal Accident Insurance

[AT Online Store]

Just for sharing-


Some notable exclusion and definition in Direct Asia Personal Accident plan

-Accident must be external(choking/Drowning/suffocation most likely be excluded)
-Food Poisoning excluded
-labour strike, riot or civil commotion, Terrisom excluded
-Loss of use (excluded) covers only loss of body parts.

There are insurers in the market that covers the above 4 exclusion. Of course DirectAsia PA plan may have their unique features which is not available on other insurer too.
If the above exclusions are a concern to you. Do shop around.

Click on Policy Details
http://www.directasia.com/sg/en/onlineinsurance/personal-accident-insurance/how-much-cover

[SMH FOREST]

BigDevil:

AT Online Store:

You may take a look at Chartis Personal Accident Plan


http://www.chartisinsurance.com/sg-Personal-accident_1030_230836.html (free cover for kid if both parent took up the plan)

Likewise for Tenet's http://www.tenetinsurance.com/PersonalIns/PSPremium.aspx?AC=

Tenet's PAStar covers HFMD too.. which I felt was good coverage..

[daddy2007]

SMH FOREST:

Tenet's PAStar covers HFMD too.. which I felt was good coverage..

AIA StarShield got cover HFMD too. But there is a cap per year

[BigDevil]

But AIA StarShield only for children leh.

[titank]

Which PA plan is good for children? I mean which insurer & the product name? :imcool:

[BigDevil]

titank, there is already another thread on http://www.kiasuparents.com/kiasu/forum/viewtopic.php?f=47&t=31568.

[gladyschan]

personally i don’t buy insurance for my children specially when they are young… not that it’s pantang or what, but then they have those $3 or $5 insurance a year in school. Or times have changed… hehe my children are all grown up now but still don’t have life insurance. Only buy when they go traveling.

[kooky83]

My aunt also didn't buy any personal insurance for her kids when they were young, only relied on the school's insurance. I only buy two types of insurance now. When I travel, usually from Aviva or posb and http://www.dbs.com.sg/personal/insurance/driveshield/default.page for my car from dbs.

[mumzmummy]

Hi titank, we bought posb http://www.posb.com.sg/personal/insurance/juniorcare/default.page? for our kids. Think the product name is 'Kids Personal Accident Insurance'. What we like about it is that don't need medical check up, quite comprehensive coverage and the premiums are quite afforable. Less than $20 a month.

[Lyyyn]

Tenet just launched their PA Junior. It covers infectious diseases up to S$1,500. Including HMFD.


Generally, Tenet PA always ranked high on benefit per premium paid compared to its peers. Of course there're bias and limitation as there're no 2 exactly similar products in the market.

Anyway,

http://www.tenetinsurance.com/PersonalIns/PAJunior.aspx

You can read the actual wording & brochure at their website.

Hope it helps.