Club SAHM

[Harlequin]

It’s prudent to maintain your personal bank account/s, separating the liability from your spouse… the personal bank account/s insulate the spouse from lots of unforeseen financial liabilities…

[vinegar]

BeContented:

TheAnswer:

[quote=\"vinegar\"]RA RA RA......pai sey le....


even we married for almost 10yrs+,i still chase him out when i am changing. :oops:

It's too much hassle. We always change in front of each other. Why need to chase him out? What is it that he hasn't seen :?

New fats. New stretch marks. New old age spots.[/quote]i've little fats ard tummy,no stretch marks...except a bit of fine wrinkles.

Don't know...cannot overcome...DH always asks to on light when :censored: ,but i always off the light.

He said i dare to wear 2pc swimsuit n walk ard at swimming pool,yet don't dare to show him.I think i cannot stand the way he stares at my :censored: when i am changing.Nobody likes to be stared,right?

[vinegar]

SAHM Chew:

DH do not want to commit looking after the kids as he need to go out and do networking, as well as venture oversea to see if there is any jobs available.

Men always like that....expect the wife looks after the kids.We r always the supporting role.

[Canvas]

SAHM Chew:

Ladies, what is your darkest moment as a SAHM?


I am facing my darkest moment now. My DH had decided to quit his high paying job and soon we will be unemployed with 3 young boys. And high expenses to maintain.

No new job at the moment and we have to tap into our savings.

I hope you are feeling a little better today. I can imagine the stress and uncertainties that you are going through because I had gone through my darkest period 9 years ago and it was excruciating.

I am hoping that you and your DH will find a good solution soon.

[janet88]

Men want to network, venture overseas and leave domestic affairs to wife…but when things are not pretty, they turn around and say they are working hard for the family. Yes, that I agree. Times have changed, so it’s very competitive. When my uncle was posted to Taiwan, my aunt persuaded his wife to accompany him…at least family is intact.

When loneliness sets in, that’s when 3rd party comes on.

Hubby almost became a teacher, taking more than 60% pay cut. Insurance, household expenses, flat and car were big ticket expenses. Fortunately, he changed his mind.

[TheAnswer]

Ladies, how many months of reserves do you think we should set aside? I mean in terms of liquid cash.

[sharonkhoo]

SAHM Chew - My husband did give up his high-paying job years ago to go and study, before we had kids. I also quit my job (fairly good) to go with him. We used our savings and my income from a part-time job, then he got a scholarship (but not the high-paying type that Singapore gives) for the remaining 3 yrs. During that time we had 2 babies and I gave up my job to be a SAHM. We had to be very frugal for those years, and even after he started working again, he didn’t get a very high-paying job (non-profit sector) and I remained a SAHM. Of course, living in a cheaper part of the world has helped (not Singapore), but we have had to make many economies and live simply. The upside is that we have been very close as a family, partly because we have had to oversee our kids’ education ourselves and had to find inexpensive ways for family fun. I don’t think my kids feel short-changed by the life they have led. My point is that there are positive aspects to living with less, so don’t be too stressed about what income your husband can get with a new job.

[SAHM Chew]

Canvas:

SAHM Chew:

Ladies, what is your darkest moment as a SAHM?


I am facing my darkest moment now. My DH had decided to quit his high paying job and soon we will be unemployed with 3 young boys. And high expenses to maintain.

No new job at the moment and we have to tap into our savings.

I hope you are feeling a little better today. I can imagine the stress and uncertainties that you are going through because I had gone through my darkest period 9 years ago and it was excruciating.

I am hoping that you and your DH will find a good solution soon.

Thanks
I did feel better today, after catching a movie with DH yesterday. There is nothing much I can do except to be a supporting role.
Today, I am busy with 2 kids doing E-learning... :skeptical:

[.036281.036281.036281]

SAHM Chew:

Thanks
I did feel better today, after catching a movie with DH yesterday. There is nothing much I can do except to be a supporting role.
Today, I am busy with 2 kids doing E-learning... :skeptical:

I am sure your husband would appreciate your support.

My personal experience, must 敢敢 cut expenses. Some might seem to be a need at the point of cutting, but the fact is they aren't.

You are now at a busy junction, once you have cross the road, you would be fine. :rahrah:

[SAHM Chew]

路人甲:

SAHM Chew:

Thanks
I did feel better today, after catching a movie with DH yesterday. There is nothing much I can do except to be a supporting role.
Today, I am busy with 2 kids doing E-learning... :skeptical:

I am sure your husband would appreciate your support.

My personal experience, must 敢敢 cut expenses. Some might seem to be a need at the point of cutting, but the fact is they aren't.

You are now at a busy junction, once you have cross the road, you would be fine. :rahrah:

Thanks

Actually, we have been living very simply. No branded goods, no atas toys for my kids, nothing much to cut. As I mentioned, the most expensive are IRAS, car, ins and tuition. In term of food wise, the most we can cut down on eating out and stayed at home to eat.

IRAS and car need to pay for another one year. Total of around $34k.

Insurance hard to cut and I don't want to pay high interest for not paying the premiums.

We shld hv lesser expenses after apr 2014. 1 yr to tahan.