Road safety and correct driver behavior
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Interesting topic. I thought these will only be discussed in MCF…
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Jennifer:
In 2001, we bought a new nissan sunny, and DW was driving it. It came with reverse sensor. One week on, DW reversed, heard the sensor's beep beeping at progressively shorter interval, until finally 'bong' onto a mobile metal trash bin... That was our first new car, one week old...
That explains it.
Some years ago, MIL drove the family's car to the mkt n kena dent by dunno-who. FIL did not talk to her for a few months hor. The ice was finally broken when FIL fell sick n needed MIL to cook porridge for him n take care of him.
Man ah :spank:
talk about heart pain. -
a lot of workshops conspired with lawyers and doctors to make hugely inflated claims for minor accidents. There were some reports of such acts and there were a few persons jailed already. I’m not sure they can clamp down on them all though, as i think it is very rampant.
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atrecord:
a lot of workshops conspired with lawyers and doctors to make hugely inflated claims for minor accidents. There were some reports of such acts and there were a few persons jailed already. I'm not sure they can clamp down on them all though, as i think it is very rampant.
This is a very common practice for sure... It translates into the inflated premiums we pay for motor insurance :razz: -
pirate:
All these insurance nonsense about excess and claiming against my own policy made me think what's the point of taking up comprehensive insurance? I make do with 3rd party, fire and theft and save a bunch on insurance premiums.
Ya boy! DH is considering to stop the renewal of his insurance - since if there is a claim, you end up paying higher premiums - so what is the point, really? Worse, if the other party does not have insurance, and you can't claim against his insurance, he refuses to pay and the amount is too small to file him a legal letter, then what? -
cmm:
What to do when insurance companies are too cheapskate to employ people who actually know how to assess claims?atrecord:
a lot of workshops conspired with lawyers and doctors to make hugely inflated claims for minor accidents. There were some reports of such acts and there were a few persons jailed already. I'm not sure they can clamp down on them all though, as i think it is very rampant.
This is a very common practice for sure... It translates into the inflated premiums we pay for motor insurance :razz: -
concern2:
Not to mention that the car's authorised agent is not even on the list of approved workshops. :razz:pirate:
All these insurance nonsense about excess and claiming against my own policy made me think what's the point of taking up comprehensive insurance? I make do with 3rd party, fire and theft and save a bunch on insurance premiums.
Ya boy! DH is considering to stop the renewal of his insurance - since if there is a claim, you end up paying higher premiums - so what is the point, really? Worse, if the other party does not have insurance, and you can't claim against his insurance, he refuses to pay and the amount is too small to file him a legal letter, then what? -
pirate:
can send to ad for repair, but pay premium for it.
Not to mention that the car's authorised agent is not even on the list of approved workshops. :razz: -
concern2:
Are we talking about car insurance? :?pirate:
All these insurance nonsense about excess and claiming against my own policy made me think what's the point of taking up comprehensive insurance? I make do with 3rd party, fire and theft and save a bunch on insurance premiums.
Ya boy! DH is considering to stop the renewal of his insurance - since if there is a claim, you end up paying higher premiums - so what is the point, really? Worse, if the other party does not have insurance, and you can't claim against his insurance, he refuses to pay and the amount is too small to file him a legal letter, then what?
Motor insurance is mandatory, not optional.
It's illegal to own a vehicle that's without insurance, the vehicle's owner can't even renew the road tax without a valid insurance coverage. -
cmm:
Inflated premium is across the motor insurance industry, affecting all vehicle owners.atrecord:
a lot of workshops conspired with lawyers and doctors to make hugely inflated claims for minor accidents. There were some reports of such acts and there were a few persons jailed already. I'm not sure they can clamp down on them all though, as i think it is very rampant.
This is a very common practice for sure... It translates into the inflated premiums we pay for motor insurance :razz:
What directly affects a driver is when we make a claim or some 3rd party claim against us, we stand to lose all the accumulated NCB :slapshead:
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