I think can engage those aunties part time one, come and clean on weekly basis. no need to live with the stress of having a maid.

Check these camps out!

http://www.kidsdiscoveryworks.com/holiday-camps/
https://www.sglittlegems.com/learn-chinese-holiday-camp-2017/

I love D13, more than MSW

Can look at this link

https://singaporelegaladvice.com/law-articles/in-the-absence-of-a-will-how-is-the-deceased-estate-distributed/

with zero COE growth, and increased tax, most likely price will go up.


Still the decision to buy a car is better determined from lifestyle choice, if not point 2 point transport, Grab/Uber is already very convenient

i am a programmer, can you all share reasons why would you want your kids to study programming?


do they want it or parents feel this is a good skill to have?

At what age, do you think the kids will be ready to learn programming?

Here is a directory of doctors that may help, you can drop them an email to enquire first.


https://singaporepsychologicalsociety.org/srp-membership-directory/

i think the best jobs are still gov & mnc related entities.


Or work for SMEs and learn the ropes and explore business in the future.

any unit trusts to recommend?


my agent has recommend me this: https://www.fundsmith.co.uk/

have been thinking about this issue for very long~~


my general feel is:

(Stable job, high pay, like gov job) - should consider to buy condo
(stay in hdb, want to grow $) - maybe can consider other forms of assets investment
(stay in hdb, want lifestyle change for various reasons) - then can consider buying condo