Property Views
-
limlim:
So decoupling applies only if the property owned is not a HDB?[/quote]http://www.cnplaw.com/en/cnpupdatev2/Me ... 20ABSD.pdf based on this article hdb also can decouple
You can read this.ngl2010:
[quote=\"FantasyLandDreams\"]
May I know if there are fees involved for decoupling and reasons why it is not worth it? How does decoupling method works? Thanks.
https://blog.propertyguru.com.sg/12559/ ... pling.html -
Decoupling is the best way to avoid ABSD. But you need to make a calculated move and discuss with your spouse lor...If he puts the landed one or pte condo one under his name, you \"lugi\", in the event that...
But if you put yours for the more valuable ppty, make sure your income can afford to service the mortgage, if the ppty isn't fully paid up yet.
Most DW will put their name under the more expensive one
-
jetsetter:
HDB ownership rule can allow decoupling ?Decoupling is the best way to avoid ABSD. But you need to make a calculated move and discuss with your spouse lor...If he puts the landed one or pte condo one under his name, you \"lugi\", in the event that...
But if you put yours for the more valuable ppty, make sure your income can afford to service the mortgage, if the ppty isn't fully paid up yet.
Most DW will put their name under the more expensive one
In china the decoupling of ppty ownership ended up with real divorce -
pirated:
Not divorce but removal of one occupier's name only. I think it's possible.
HDB ownership rule can allow decoupling ?jetsetter:
Decoupling is the best way to avoid ABSD. But you need to make a calculated move and discuss with your spouse lor...If he puts the landed one or pte condo one under his name, you \"lugi\", in the event that...
But if you put yours for the more valuable ppty, make sure your income can afford to service the mortgage, if the ppty isn't fully paid up yet.
Most DW will put their name under the more expensive one
In china the decoupling of ppty ownership ended up with real divorce
http://jkfund.blogspot.sg/2014/06/hdb-decouple-topic-spr-sc-household.html
The impt thing is to get your spouse become a first-time buyer. -
Do HDB ownership rule allows one citizen owner plus one citizen occupier
-
pirated:
Do HDB ownership rule allows one citizen owner plus one citizen occupier
I dunno and dun follow closely the ever-changing rules, as I dun own one. Maybe you can scroll down to read his replies to other people's questions. He had first hand experience checking with HDB office. -
jetsetter:
Just go by way of sale instead of gift lor.Decoupling is the best way to avoid ABSD. But you need to make a calculated move and discuss with your spouse lor...If he puts the landed one or pte condo one under his name, you \"lugi\", in the event that...
But if you put yours for the more valuable ppty, make sure your income can afford to service the mortgage, if the ppty isn't fully paid up yet.
Most DW will put their name under the more expensive one
Take out the name and write an IOU for the amount of 50% of the property value. Then in the event that............ just take out the IOU to recover the amount :evil: -
ptb7476:
http://www.cnplaw.com/en/cnpupdatev2/Me ... 20ABSD.pdf based on this article hdb also can decouple[/quote]The article didn't mention anything about HDB leh..
So decoupling applies only if the property owned is not a HDB?limlim:
[quote=\"ngl2010\"]
You can read this.
https://blog.propertyguru.com.sg/12559/ ... pling.html -
limlim:
If one owner turns one turning occupier, he/she should put back the loan taken from CPF+accured interest back into the CPF OA. If CPf monies were not used then it is ok.
Just go by way of sale instead of gift lor.jetsetter:
Decoupling is the best way to avoid ABSD. But you need to make a calculated move and discuss with your spouse lor...If he puts the landed one or pte condo one under his name, you \"lugi\", in the event that...
But if you put yours for the more valuable ppty, make sure your income can afford to service the mortgage, if the ppty isn't fully paid up yet.
Most DW will put their name under the more expensive one
Take out the name and write an IOU for the amount of 50% of the property value. Then in the event that............ just take out the IOU to recover the amount :evil: -
Related to using cpf to pay the housing loan:
If I use 200k to pay for the housing loan, when I sell the house, I need to pay back 200k + the accured interest, right?
My qn: is why I hv to pay the accured interest since if I were to leave the 200k with cpf, cpf would pay me the interest?
Tks.
Hello! It looks like you're interested in this conversation, but you don't have an account yet.
Getting fed up of having to scroll through the same posts each visit? When you register for an account, you'll always come back to exactly where you were before, and choose to be notified of new replies (either via email, or push notification). You'll also be able to save bookmarks and upvote posts to show your appreciation to other community members.
With your input, this post could be even better 💗
Register Login