Fixed Deposit Promotion

[ChiefKiasu]

manorway\" post_id=\"2112202\" time=\"1688371406\" user_id=\"9303:

Chief, if there was no will, is it as simple as showing up at the bank with his death certificate to claim?

Um... not too sure. But what you can do is to go to any bank with his death certificate, and some documentation of your relationship with him. Ask them to check if he has any account with them. They should be able to find out quickly and get back to you asap. The wife should be the default beneficiary on death of the husband.

[Estéema]

manorway\" post_id=\"2112202\" time=\"1688371406\" user_id=\"9303:

Chief, if there was no will, is it as simple as showing up at the bank with his death certificate to claim?

Yes, if there’s no will, can bring yr documents incl proof of relationship to verify. That’s what MIL did. The bank will verify & send a mail to beneficiary.

With account holders with vast sums, I believe the bank will handle differently. I rmbr one of my staff had to post in all the news media obituary so to ensure all vested parties are informed in the event there are other inheritors coming fwd to claim & the court will then declare %tage of distribution of assets.

[tsh0202]

Any good lobang for FD?

[Liew Nga Wing]

tsh0202\" post_id=\"2113391\" time=\"1689207892\" user_id=\"6030:

Any good lobang for FD?

T - Bill 6 months, last batch interest 3.99%

[mummyof3angels]

tsh0202\" post_id=\"2113391\" time=\"1689207892\" user_id=\"6030:

Any good lobang for FD?

Super duper lobang! :rahrah:

3.5% interest rates from the first dollar with no fixed deposit period. Minimum deposit of S$1,000 only!

https://www.cimb.com.sg/en/personal/banking-with-us/accounts/savings-accounts/cimb-starsaver-savings-account.html

[MrsKiasu]

If can satisfy payroll and credit card exp…I still find Uob One best. 5% excluding Card rebates. Can get more than 400 int/mth.

[Coolkidsrock2]

MrsKiasu\" post_id=\"2113717\" time=\"1689484528\" user_id=\"43981:

If can satisfy payroll and credit card exp..I still find Uob One best. 5% excluding Card rebates. Can get more than 400 int/mth.

Not easy to get new customers, most people I know are consolidating accounts and credit cards for easier management.

Also, can be troublesome to change salary crediting.

[MrsKiasu]

Coolkidsrock2\" post_id=\"2113800\" time=\"1689556771\" user_id=\"48901:

Not easy to get new customers, most people I know are consolidating accounts and credit cards for easier management.

Also, can be troublesome to change salary crediting.

There will be some works initially. I was like fm Uob changed to ocbc360 when ocbc changed rate.. then uob increased the rate to match and I went back. Now that the rate is dropping, I m not sure how long this rate can sustain.

..it seems nowadays the qtrly cc rebate is more flexi as I see odd figures instead of fixed amt like 100/150/300 etc but I don't hv time to monitor..so long as there is min $50/qtr min I think.

The HSBC ega is not bad too but minus pt is need take out rest 1 mth b4 considered as fresh fund for next round..something like that. Mine due end this mth and int by Sept..haven't seen the interest yet so not sure whether good or not.

The last Tbills seems very good too.

[Liew Nga Wing]

The dividend of T - Bill is paid upon the auction date and no need to wait for the 6 months period.

[RoastChickenDance]

FWD Save Smart Series 1

Guaranteed returns of 3.80% per annum over 2 years
https://www.fwd.com.sg/savings-insurance/save-smart-series/