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    Fixed Deposit Promotion

    Scheduled Pinned Locked Moved Money Matters
    1.2k Posts 124 Posters 388.9k Views 1 Watching
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    • Liew Nga WingL
      Liew Nga Wing
      last edited by

      tsh0202\" post_id=\"2113391\" time=\"1689207892\" user_id=\"6030:

      Any good lobang for FD?
      T - Bill 6 months, last batch interest 3.99%

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      • mummyof3angelsM
        mummyof3angels
        last edited by

        tsh0202\" post_id=\"2113391\" time=\"1689207892\" user_id=\"6030:

        Any good lobang for FD?
        Super duper lobang! :rahrah:

        3.5% interest rates from the first dollar with no fixed deposit period. Minimum deposit of S$1,000 only!

        https://www.cimb.com.sg/en/personal/banking-with-us/accounts/savings-accounts/cimb-starsaver-savings-account.html

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        • MrsKiasuM
          MrsKiasu
          last edited by

          If can satisfy payroll and credit card exp…I still find Uob One best. 5% excluding Card rebates. Can get more than 400 int/mth.

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          • Coolkidsrock2C
            Coolkidsrock2
            last edited by

            MrsKiasu\" post_id=\"2113717\" time=\"1689484528\" user_id=\"43981:

            If can satisfy payroll and credit card exp..I still find Uob One best. 5% excluding Card rebates. Can get more than 400 int/mth.
            Not easy to get new customers, most people I know are consolidating accounts and credit cards for easier management.

            Also, can be troublesome to change salary crediting.

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            • MrsKiasuM
              MrsKiasu
              last edited by

              Coolkidsrock2\" post_id=\"2113800\" time=\"1689556771\" user_id=\"48901:

              Not easy to get new customers, most people I know are consolidating accounts and credit cards for easier management.

              Also, can be troublesome to change salary crediting.
              There will be some works initially. I was like fm Uob changed to ocbc360 when ocbc changed rate.. then uob increased the rate to match and I went back. Now that the rate is dropping, I m not sure how long this rate can sustain.

              ..it seems nowadays the qtrly cc rebate is more flexi as I see odd figures instead of fixed amt like 100/150/300 etc but I don't hv time to monitor..so long as there is min $50/qtr min I think.

              The HSBC ega is not bad too but minus pt is need take out rest 1 mth b4 considered as fresh fund for next round..something like that. Mine due end this mth and int by Sept..haven't seen the interest yet so not sure whether good or not.

              The last Tbills seems very good too.

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              • Liew Nga WingL
                Liew Nga Wing
                last edited by

                The dividend of T - Bill is paid upon the auction date and no need to wait for the 6 months period.

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                • R
                  RoastChickenDance
                  last edited by

                  FWD Save Smart Series 1

                  Guaranteed returns of 3.80% per annum over 2 years
                  https://www.fwd.com.sg/savings-insurance/save-smart-series/

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                  • Coolkidsrock2C
                    Coolkidsrock2
                    last edited by

                    RoastChickenDance\" post_id=\"2125057\" time=\"1702978526\" user_id=\"161727:

                    FWD Save Smart Series 1
                    Guaranteed returns of 3.80% per annum over 2 years
                    https://www.fwd.com.sg/savings-insurance/save-smart-series/
                    There is a message that it is already fully subscribed. Is it only recently launched?

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                    • R
                      RoastChickenDance
                      last edited by

                      Coolkidsrock2\" post_id=\"2125191\" time=\"1703061703\" user_id=\"48901:

                      There is a message that it is already fully subscribed. Is it only recently launched?
                      Yup, on Monday evening.

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                      • Coolkidsrock2C
                        Coolkidsrock2
                        last edited by

                        RoastChickenDance\" post_id=\"2125201\" time=\"1703067423\" user_id=\"161727:

                        Yup, on Monday evening.
                        Thank you.

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