Personal Accident Insurance
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of cos we have hospitalisation, but i am exploring better deals… other than riders
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You may take a look at Chartis Personal Accident Plan
http://www.chartisinsurance.com/sg-Personal-accident_1030_230836.html (free cover for kid if both parent took up the plan)
or
http://www.chartisinsurance.com/Junior-Advantage_1030_229172.html.
Personally . the definition of a claim is very important for a personal accident plan. So do read the definition before you buy.
Hope it helps... -
UncleLim:
Sorry to evangelise regarding this again but I hope you and your kids also have hospitalisation insurance.
ya.... this is the minimum plan one should get -
AT Online Store:
Likewise for Tenet's http://www.tenetinsurance.com/PersonalIns/PSPremium.aspx?AC=You may take a look at Chartis Personal Accident Plan
http://www.chartisinsurance.com/sg-Personal-accident_1030_230836.html (free cover for kid if both parent took up the plan) -
u can consider looking at directasia.com. their policies have comparably lower premiums…
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Just for sharing-
Some notable exclusion and definition in Direct Asia Personal Accident plan
-Accident must be external(choking/Drowning/suffocation most likely be excluded)
-Food Poisoning excluded
-labour strike, riot or civil commotion, Terrisom excluded
-Loss of use (excluded) covers only loss of body parts.
There are insurers in the market that covers the above 4 exclusion. Of course DirectAsia PA plan may have their unique features which is not available on other insurer too.
If the above exclusions are a concern to you. Do shop around.
Click on Policy Details
http://www.directasia.com/sg/en/onlineinsurance/personal-accident-insurance/how-much-cover -
BigDevil:
Tenet's PAStar covers HFMD too.. which I felt was good coverage..
Likewise for Tenet's http://www.tenetinsurance.com/PersonalIns/PSPremium.aspx?AC=AT Online Store:
You may take a look at Chartis Personal Accident Plan
http://www.chartisinsurance.com/sg-Personal-accident_1030_230836.html (free cover for kid if both parent took up the plan) -
SMH FOREST:
AIA StarShield got cover HFMD too. But there is a cap per year
Tenet's PAStar covers HFMD too.. which I felt was good coverage.. -
But AIA StarShield only for children leh.
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Which PA plan is good for children? I mean which insurer & the product name? :imcool:
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