Personal Accident Insurance

[nettie]

of cos we have hospitalisation, but i am exploring better deals… other than riders

[AT Online Store]

You may take a look at Chartis Personal Accident Plan


http://www.chartisinsurance.com/sg-Personal-accident_1030_230836.html (free cover for kid if both parent took up the plan)

or

http://www.chartisinsurance.com/Junior-Advantage_1030_229172.html.

Personally . the definition of a claim is very important for a personal accident plan. So do read the definition before you buy.

Hope it helps...

[daddy2007]

UncleLim:

Sorry to evangelise regarding this again but I hope you and your kids also have hospitalisation insurance.

ya.... this is the minimum plan one should get

[BigDevil]

AT Online Store:

You may take a look at Chartis Personal Accident Plan


http://www.chartisinsurance.com/sg-Personal-accident_1030_230836.html (free cover for kid if both parent took up the plan)

Likewise for Tenet's http://www.tenetinsurance.com/PersonalIns/PSPremium.aspx?AC=

[sobasogood]

u can consider looking at directasia.com. their policies have comparably lower premiums…

[AT Online Store]

Just for sharing-


Some notable exclusion and definition in Direct Asia Personal Accident plan

-Accident must be external(choking/Drowning/suffocation most likely be excluded)
-Food Poisoning excluded
-labour strike, riot or civil commotion, Terrisom excluded
-Loss of use (excluded) covers only loss of body parts.

There are insurers in the market that covers the above 4 exclusion. Of course DirectAsia PA plan may have their unique features which is not available on other insurer too.
If the above exclusions are a concern to you. Do shop around.

Click on Policy Details
http://www.directasia.com/sg/en/onlineinsurance/personal-accident-insurance/how-much-cover

[SMH FOREST]

BigDevil:

AT Online Store:

You may take a look at Chartis Personal Accident Plan


http://www.chartisinsurance.com/sg-Personal-accident_1030_230836.html (free cover for kid if both parent took up the plan)

Likewise for Tenet's http://www.tenetinsurance.com/PersonalIns/PSPremium.aspx?AC=

Tenet's PAStar covers HFMD too.. which I felt was good coverage..

[daddy2007]

SMH FOREST:

Tenet's PAStar covers HFMD too.. which I felt was good coverage..

AIA StarShield got cover HFMD too. But there is a cap per year

[BigDevil]

But AIA StarShield only for children leh.

[titank]

Which PA plan is good for children? I mean which insurer & the product name? :imcool: